Rules - General Credit Regulations

The present Regulations establishes credit general guidelines and defines the composition, functioning and competences of all corporate organs with the ability to grant credit within BCP Group.

General Credit Regulations

Integral Version	PDF
Credit Regulations - Integral Version

Chapters	PDF
I. Objectives and Scope
II. Guidelines
III. Segmentation
IV. Types of Credit Risk
V. Decision-Making Supporting Models
VI. Classification of Clients
VII. Credit Limits
VIII. Single Operations
IX. Collateralized Operations
X. Overdrafts and Draws on Values
XI. Counter-Guarantees / Sureties
XII. Economic Groups
XIII. Decision-Making Levels
XIV. Local Level
XV. Decision-Making Process
XVI. Credit Follow-up and Recovery
XVII. Transitory Rules
Attachment