Special Credit is a complementary credit line associated to your credit card.
With Special Credit you can pay your purchases with higher value in fixed instalments, with a lower interest rate and with an extended term.
Thus, you can have two distinct credit limits, in one only card:
A credit limit for your daily purchases to pay in your selected option, between 5 % (10 % for the Millennium bcp Gold card) and 100 % of the balance in debt and having the usual interest rate.
An exclusive credit limit for your higher value purchases, to pay with a preferential interest rate.
You can choose the minimum value from which you pretend your purchases to transfer to the Special Credit, as well as choose the term of payment
Minimum Value of the Purchase
Term (in months)
250 Eur
6
12
500 Eur
6
12
24
1.000 Eur
6
12
24
36
All purchases above the selected minimum value will be automatically transferred to the Special Credit associated to your credit card.
For each Special Credit purchase you will receive a detailed plan of payment.
