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Other
Benefits |
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Option of choosing up to 5 years "interest-only" payments; |
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Life assurance is recommended though not compulsory; |
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Transfers |
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| Reduce the monthly payments of your credit by transfering it to Millennium bcp. A smooth and convenient transfer.
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Insurance |
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With Millennium bcp you can count on having the best insurance linked to your mortgage!
Complete life insurance, offering coverage in case of Complete and Permanent Disability due to sickness or accident, at a very competitive price. You needn't go through medicals if up to 200,000 EUR insured (for standard risk conditions), and the sum insured will automatically be adjusted to the outstanding amount.
Multiple-Risk insurance featuring over 20 basic coverage plans (including theft or larceny, floods, storms,
water damage, public liability...), no deductibles and very competitive prices.
Find out more
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How
to get your loan |
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| In order to submit your application request,
just visit any Millennium
bcp branch with the following documents: |
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National Identity Card or Passport; |
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Portuguese Taxpayer number; |
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Employe's reference letter with job position, date of
admission and annual salary; |
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Annual income tax form / proof of income (self-employed); |
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Pay slips (last 3 months); |
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Bank statements from customer's main Banks (last 3 months); |
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Utility bill (confirming residence); |
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After the mortgage has been approved the bank will ask for
some documents about the property. |
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| Note: If any of these documents are not in
Portuguese, English, Spanish or French, you must supply translations, authenticated
by the Portuguese Consulate. |
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Contact
us |
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| Please contact
us by e-mail, sending us a secure message or by Phone (24 hours personalized service). |
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From Portugal
707 50 24 24
93 522 24 24
91 827 24 24
96 599 24 24 |
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From Abroad
+351 707 50 24 24
+351 21 005 24 24
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Information
about Portugal |
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At www.portugal.org
you will find information about Portugal tourism, trade, investment, as
well as general information about the country.
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Annual Percentage Rate (APR) 3,070% calculated in accordance with Decree-Law nr. 220/94, of 23 August. Nominal Interest Rate 2,462% (3 month Euribor monthly average of the month prior to each interest counting based on 360 days, rounded off to the thousandth - February 0,662%- plus a 1,8% margin). Illustrative Product for a 100.0000 EUR Mortgage for Non-Residents in Portugal; property value of 126.000 EUR; 30 year loan period; borrower of 30 years of age. Early repayment is subject to a 0,5% commission plus Stamp Duty. |
