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User Code: this code is required to access your account through the website or the Millennium App
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Código de Utilizador This code is required to access your account through the website or the Millennium App
Cred Tap Visa Gold 461X290
Cred Tap Visa Gold 295X200
Cred Tap Visa Gold 461X290
Cred Tap Visa Gold 295X200
Apple Pay Svg Google Pay svg

TAP Gold credit card TAEG 16.6%

Earn 1.5 miles for every €1 spent

Apple Pay Svg Google Pay svg
Cred Tap Visa Gold 461X290
Cred Tap Visa Gold 295X200
Turn your purchases into miles and explore the world. Earn 1.5 miles for every €1 spent
See TAP Miles&GoSee TAP Miles&Go
Earn extra miles by joining Club TAP Miles&GO
Discover ClubDiscover Club
Avoid lines on TAP flights with the Premium Check-in and the Fast Track
Insurance and assistance included in your card
View insuranceView insurance
On the app, split purchases into 3, 6 or 9 installments (TAN up to 7.000%)
Learn moreLearn more
Make monthly purchases to keep your miles valid (otherwise, they expire in 3 years)

Credit costs and fees

This is how much you'll pay

Annual fee
80/year 80/year
Interest rates
Global Annual Charge Rate (TAEG)
16.6% 16.6%
Nominal annual rate (TAN)
12.400% 12.400%

16.6% TAEG and 12.400% TAN for a €5,000 credit limit paid over 12 equal monthly repayments, plus interests and expenses.

Payment in installments - TAN 6.000% for 3-month installments, TAN 6.500% for 6-month installments and TAN 7.000% for 9-month installments.

Greater flexibility

Here’s how TAP Gold card works

CC Data
Payment of the card
TAP credit cards are paid on the 20th of every month.
CC Ciclo
30-day payment cycles
Buy with your TAP credit card and pay on the following month.
CC Limite
Flexible credit limit
You can apply for a limit change whenever you want.

Pay at your own pace

Choose how you want to pay

Pag Total
Pay in full Pay everything at once
Pay 100% of the amount in one go and avoid additional interest.
Pag Parcelas
Pay in installments Split a purchase into installments
You can pay in 3 (TAN 6.000%), 6 (TAN 6.500%) or 9x (TAN 7.000%) installments and cancel this plan at any time. This option has the lowest interest rate.
Pag Percentagem
Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10
Interest will be calculated on the outstanding amount.
Pag Fixo
Pay fixed amount Pay a fixed amount every month
Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

1, 2, 3 and that's it!

Apply for your TAP Gold

Login
Log in to the app
On the menu, select Cards > Apply for new card > Credit cards.
Doc Ok
Choose your card
Customize it, read and accept the terms and conditions.
Cartao Envio
Receive it at home
after getting the approval.
Doc Manual
Read the Standard Information Sheet
to learn about the conditions of the card.
Contrato
Fill out the Membership Application Form
and print it.
Localizador De Sucursal
Go to a Millennium branch
and take with you the copies of the required documents.
Cred Tap Visa Gold 461X290
What do you need?
To be over 18 years old and register on the TAP Miles&Go Program
To bring your ID, your last tax return, your last 3 payslips, a proof of address and IBAN
What do you need?
To be over 18 years old and register on the TAP Miles&Go Program
To bring your ID, your last tax return, your last 3 payslips, a proof of address and IBAN

Cred Tap Visa Gold 461X290

want to apply for your TAP Gold ?

Apply for TAP Gold card

Manage your card in the Millennium App

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Legal documents and other information

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Standard Information Sheet

Download
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General Conditions

Download
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Important information

Download
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Subscription proposal

Download
Subject to credit risk assessment.

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