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Used Car Loan Online TAEG 9.9%

Unlock the road to your used car

100% online

Apply for your loan online with no paperwork

Between 24 and 84 months

Between 24 and 84 months without down payment

100% online

Apply for your loan online with no paperwork

Between 24 and 84 months

Between 24 and 84 months without down payment

Calculate

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man lifting his daughter in his arms, next to his new car

New car loan TAEG 9.3%

Hit the road with a new car and the possibility of financing up to 100% of the amount

Up to 100% of the purchase amount

Between 24 and 120 months

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white car parked on the roadside, with the trunk open and a man sitting inside

Used Car Loan TAEG 10.5%

Sometimes a used car is the best find From €3,000

Up to 100% of the purchase amount

Between 24 and 84 months

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woman sitting in the open trunk of a car, on a landscape of mountains

Leasing (Used Cars) TAEG 6.6%

Your used car with lower rates

Flexible conditions

Between 12 and 84 months

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woman in sunglasses, getting out of her car

Leasing (New Cars) TAEG 5.8%

Your new car with lower rates

Flexible conditions

Between 12 and 120 months

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Renting

Get a new car without having to buy it with maintenance and repairs included

Fixed rent

Services included

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Insurance, responsability, and more

We're here to help with your loan

Learn what happens in case of credit agreement default and the guidance we provide to help you rectify the situation

Learn more

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Learn how the financial follow-up works and find out how you can keep paying for your loan if you're unemployed or ill

Learn how

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With the Móbis Car Insurance good drivers benefit from a competitive price and several coverages and packs

Discover Móbis Insurance

Want to apply for a car loan?

Before making a decision...

Assess the expenses

Consider if you need to make this purchase taking into account different factors.

Consider the effort

Make sure the installments won’t compromise the budget of your household.

Confirm the conditions

Verify the conditions of the lease and read all the pre-contractual and contract information.

Make responsible decisions

If you change your mind after applying, you can cancel it on the website or app within 14 days.

Frequently asked questions

Questions? We'll help

What are the minimum and maximum amounts I can request for a used car loan?

The minimum is €3,000 and the maximum is €15,000.

What are the car loan online terms?

Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.

Can I make an early repayment, partial or full, for a used car loan online?

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Option c) - The fee under options (a) and (b) won't exceed the interest amount payable under the contract during the period from early repayment until the scheduled end of the contract's fixed-rate period, if applicable.

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Is early repayment subject to Stamp Duty for a used car loan?

Yes, Stamp Duty applies on the opening of the loan, on the interest and on the associated fees (e.g. File Fee).

What are constant installments for a used car loan online?

These are capital and interest payments that remain the same throughout the term of the loan, assuming that there are no changes in the interest rate or the capital owed during the term.

View more questions

Frequently asked questions

Questions? We'll help

What are the minimum and maximum amounts I can request for a used car loan?

The minimum is €3,000 and the maximum is €15,000.

What are the car loan online terms?

Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.

Can I make an early repayment, partial or full, for a used car loan online?

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Is early repayment subject to Stamp Duty for a used car loan?

Yes, Stamp Duty applies on the opening of the loan, on the interest and on the associated fees (e.g. File Fee).

What are constant installments for a used car loan online?

These are capital and interest payments that remain the same throughout the term of the loan, assuming that there are no changes in the interest rate or the capital owed during the term.

View more questions