Millennium bcp

Online Personal Loan TAEG 11.9%

Take advantage of the rate that finishes in a flash

Apply for up to €25,000 and turn your plans into reality, with an instant decision and no arrangement fee

On Campaign

TAEG 11.9%

TAEG 12.5%

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Campaign valid from 27/10/2026 to 31/10/2026.

Subject to credit risk analysis.

Used Vehicle Loan Online TAEG 10.4%

Unlock the new-car feeling with a special rate

Discover our conditions and speed towards your next used car with us

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Campaign valid from 13/10/2026 to 31/10/2026.
Subject to credit risk analysis.

Marketplace

You’ll only find this Gold Sovereign on Marketplace

Come discover the new Sovereign 2027 Gold Bullion Coin and other exclusive new arrivals on the Millennium app or site

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Foreigners living in Portugal

Feel at home with Millennium? Invite your friends!

From August 10th to December 31st, recommend Millennium to up to 2 friends. For each friend who opens an account and subscribes to a Bundle, you'll both get a 1-year waiver of the account package maintenance fee

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IMT and Stamp Duty exemption

Grab this opportunity to buy your first home

With tax benefits

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Does not replace the need to consult legally required pre-contractual and contractual information.

Online Personal Loan TAEG 11.9%

If you delay, you will miss out on this rate

Woman sitting on a car roof watching the sunset over the clouds

Used Vehicle Loan Online TAEG 10.4%

Drive toward this special rate

Two King Charles III gold coins standing on a surface

Marketplace

Discover the new Sovereign 2027 Gold Bullion Coin

Woman sitting on a pink sofa with a panoramic view over the city of Lisbon

Foreigners living in Portugal

Feel at home with Millennium? Invite your friends!

cheerful young couple in their new home, with a moving box

IMT and Stamp Duty exemption

Buy your first home and enjoy these tax breaks

Open your account online in minutes

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The ideal solutions for your business

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Open your account online in minutes

Open account

Want faster banking? Get our app today

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The ideal solutions for your business

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Bring your ideas to life

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ON CAMPAIGN

Personal Loan

How much will you need?

Campaign valid from 27/10/2026 to 31/10/2026

TAEG 11.9% - TAN 10.300%

TAEG 12.5% - TAN 10.800%

From €1,000 to €75,000

Between 18 and 84 months

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Used Vehicle Loan Online TAEG 10.4% To buy your second-hand car

From €1,000 to €25,000

Sustainable Buildings Personal Loan TAEG 6,8% Save energy without wasting money

App deposit Save on the app from €500, wherever and whenever you want

Net Millennium Flexível If you enjoy flexible terms this one is for you

Poupança Ordenado Increase the rate with your salary

Mortgage Simulator Choose the amount, rate and term, we’ll handle the rest

Mortgage Loan Change your life and your home with our mixed rate

TAEG 6.6% | TAEG 5.6% with optional associated sales

HOMIN Home Insurance The insurance that gives you freedom of choice

Travel protection Accidents happen, travel safe

Protection in case of an accident anywhere in the world

Travel prepaid card Pay abroad without fees

MTrader Trade stocks whenever you want

Investment Funds Access multiple markets with a single investment

Financial Insurances Monetize your money in the medium and long term

Millennium Certificates Traded and managed by Millennium experts

Stocks Invest for a profitable future

Reforma Ativa 2ª Série Plan your retirement, get up to €400 tax deduction

Mais Rendimento Flexível Add a little extra to your retirement and enjoy it to the fullest

Médis Health Insurance 1, 2 and 3 options a new way of thinking health

Móbis Auto Insurance Move with Móbis to be safe

More sustainability

Join us in these sustainable steps

Millennium bcp on "Europe’s Climate Leaders 2025" By the Financial Times

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Our ambassadors
share our passion
for the future Have you met them?

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Millennium bcp subscribes Diversity Charter By the European Commission

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We’re the best Bank for sustainable finances according to Global Finance

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Bank on the go

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illustrations of functions within the Millennium app

Need help?

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Here you can find the answer to all your questions

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Looking for a branch?

Find the nearest branch

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Call whenever you need to

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Need help?

Here you can find the answer to all your questions

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Looking for a branch?

Find the nearest branch

Find a branch

Need to call us?

Call whenever you need to

View all contacts

Millennium bcp

Online Personal Loan TAEG 11.9%

Take advantage of the rate that finishes in a flash

Used Vehicle Loan Online TAEG 10.4%

Unlock the new-car feeling with a special rate

Marketplace

You’ll only find this Gold Sovereign on Marketplace

Foreigners living in Portugal

Feel at home with Millennium? Invite your friends!

IMT and Stamp Duty exemption