Main benefits
Here’s how it works
100% online, 0 paperwork
Apply for your Sustainable Buildings Loan anytime, anywhere.
Money in your account
If your loan is approved, the money is deposited into your account immediately.
We finance up to 100%
We only need you to attach the proof of the product you want to buy.
Instant decision
Get an instant response up to €25,000. No waiting, no bureaucracy.
100% online, 0 paperwork
Apply for your Sustainable Buildings Loan anytime, anywhere.
We finance up to 100%
We only need you to attach the proof of the product you want to buy.
Money in your account
If your loan is approved, the money is deposited into your account immediately.
Instant decision
Get an instant response up to €25,000. No waiting, no bureaucracy.
Sustainable Buildings Loan add-ons
So you don't have to worry
80% of our Customers take out life insurance
We ensure your monthly loan payments
How to apply for a Sustainable Buildings Loan
It's simple and quick
Calculate the loan
Calculate the loan
by choosing the amount and term to discover the monthly fee.
by choosing the amount and term to discover the monthly fee.
Confirm the application
Confirm the application
and send us the proof of purchase of the equipment.
and send us the proof of purchase of the equipment.
Receive the money in your account
Receive the money in your account
after the loan has been approved and after you have read and signed the contract.
after the loan has been approved and after you have read and signed the contract.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a current account at Millennium
To have a current account at Millennium
Millennium approval to the credit risk analysis
Millennium approval to the credit risk analysis
We may ask for your last 3 payslips, the IRS validation code and subject A taxpayer number.
We may ask for your last 3 payslips, the IRS validation code and subject A taxpayer number.
Proof of your project
Proof of your project
Purchase order or proforma invoice.
Purchase order or proforma invoice.
How to apply for a Sustainable Buildings Loan
It's simple and quick
Calculate the loan
Calculate the loan
by choosing the amount and term to discover the monthly fee.
by choosing the amount and term to discover the monthly fee.
Confirm the application
Confirm the application
and send us the proof of purchase of the equipment.
and send us the proof of purchase of the equipment.
Receive the money in your account
Receive the money in your account
after the loan has been approved and after you have read and signed the contract.
after the loan has been approved and after you have read and signed the contract.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a current account at Millennium
To have a current account at Millennium
Millennium approval to the credit risk analysis
Millennium approval to the credit risk analysis
We may ask for your last 3 payslips, the IRS validation code and subject A taxpayer number.
We may ask for your last 3 payslips, the IRS validation code and subject A taxpayer number.
Proof of your project
Proof of your project
Purchase order or proforma invoice.
Purchase order or proforma invoice.
Additional information of the calculation
{Sim_EffectiveAnnualInterestRate}% TAEG and {Sim_InterestRate}% TAN with monthly instalments of €{Sim_Installement} for a simulation of a €{Sim_RequestedAmount} loan with an {Sim_Duration} month term. Monthly repayment of €{Sim_Installement} in the first {Sim_Duration} months and of €{Sim_Installement2} in the remaining {Sim_Duration2}, for a financing of €{Sim_RequestedAmount}. Total amount charged to the consumer: €{Sim_TotalLoanCost}, including dossier commission (€{Sim_NonRecurringFeeList}), interest and Stamp Duty for the use of credit on interest and commission. Subject to credit risk analysis. The granting of the credit is subject to Banco de Portugal's macro-prudential rules.
Conditions valid until March 31, 2025.
Representative example
Individuals
8.1% TAEG and 6.000% TAN with monthly installments of €147.24, for a calculation of a €10,000 loan with an 84-month term. Total amount charged to the consumer: €12,856.16 including file fee (€300), interest and Stamp Duty for the use of credit.
Conditions valid until March 31, 2025.
Prestige
7.8% TAEG and 5.750% TAN with monthly installments of €145.99 for a calculation of a €10,000 loan with an 84-month term. Total amount charged to the consumer: €12,751.16 including file fee (€300), interest and Stamp Duty for the use of credit.
Conditions valid until March 31, 2025.
Advertisement
Banco Comercial Português S.A, Office: Praça D. João I, 28, 4000-295 Porto, Share Capital 3,000,000,000 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 501525882 (Conservatória do Registo Comercial do Porto). Insurance agent registered under nr. 419527602, with the Insurance and Pension Funds Supervision Authority – Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details can be checked on www.asf.com.pt.The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.
Insurers
Life Protection
Ocidental - Companhia Portuguesa de Seguros de Vida, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisbon. Legal Person No. 501836926. Lisbon Trade Register. Share Capital of 22,375,000 Euros. Registration ASF 1024, www.asf.com.pt.
Non-Life Risk Insurance
Ageas Portugal - Companhia de Seguros, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisboa. Legal Person No. 503454109. Porto Trade Register. Share Capital of 7,500,000 Euros. Registration ASF 1129, www.asf.com.pt.
Account opening
The opening of an account is subject to the Customer acceptance policy. Minimum opening amount: €250 or €150 for University Students between 18 and 25 years old, or equivalent in the respective currency. Maintenance fee: €5.20 (plus Stamp Duty).
Calculate Sustainable Buildings Loan on the app
Point the camera to calculate on the Millennium App
Calculate Sustainable Buildings Loan on the app
Point the camera to calculate on the Millennium App
