Sustainable Buildings Personal Loan TAEG 8.1%

To build a more sustainable future

Apply for your loan 100% online, up to €25,000, on the app

Calculate loan online

house with solar panels, surrounded by trees

Sustainable Buildings Personal Loan TAEG 8.1%

To build a more sustainable future

Apply for your loan 100% online, up to €25,000, on the app

Calculate loan online

Sustainable Buildings Loan

Benefits How much is it How it works How to get it Related topics

Calculate loan

Sustainable Buildings Loan Calculate loan

Apply for your loan 100% online between €1,000 and €25,000

Allows you to buy equipment that increases the energy efficiency of residental buildings

The decision is instant for requests up to €25,000 without any paperwork or waiting times

If the loan is approved, you'll get the money in your account right away

We finance up to 100% of your renewable energy project

Choose the term that best suits you, between 24 and 120 months

Annual Percentage Rate of Charge (TAEG)
                    8.1%
                

Nominal Annual Rate (TAN)
                    6.000%
                

Fixed Nominal Rate from 4.500% to 6.750%

8.1% TAEG and 6.000% TAN with monthly installments of €147.24, for a calculation of a €10,000 loan with an 84-month term. Total amount charged to the consumer: €12,856.16 including file fee (€300), interest and Stamp Duty for the use of credit.
Campaign valid until March 31, 2025.

These are the amounts and terms you can choose from

€1,000 to €3,000 24 to 48 months

€3,001 to €25,000 24 to 84 months

€25,001 to €75,000 24 to 120 months (Contracts made at branches)

And these are the charges and expenses

File fee (with added Stamp Duty at the current rate)

Loan opening Stamp Duty

The investments must produce or store renewable energy or improve the energy efficiency of residential buildings. These include:

Efficient windows (A+)

Thermal isolation

Heating and/or cooling systems (A+)

Solar/photovoltaic panels

Heat pumps

Electric vehicle chargers

Annual Percentage Rate of Charge (TAEG)
                    7.8%
                

Nominal Annual Rate (TAN)
                    5.750%
                

Fixed Nominal Rate from 4.250% to 6.500%

7.8% TAEG and 5.750% TAN with monthly installments of €145.99 for a calculation of a €10,000 loan with an 84-month term. Total amount charged to the consumer: €12,751.16 including file fee (€300), interest and Stamp Duty for the use of credit.
Conditions valid until March 31, 2025.

These are the amounts and terms you can choose from

€1,000 to €3,000 24 to 48 months

€3,001 to €25,000 24 to 84 months

€25,001 to €75,000 24 to 120 months (Contracts made at branches)

And these are the charges and expenses

File fee (with added Stamp Duty at the current rate)

Loan opening Stamp Duty

The investments must produce or store renewable energy or improve the energy efficiency of residential buildings. These include:

Efficient windows (A+)

Thermal isolation

Heating and/or cooling systems (A+)

Solar/photovoltaic panels

Heat pumps

Electric vehicle chargers

How does it work?

Discover the available options

Between €1,000 and €25,000

Apply 100% online on the app, with immediate response and decision.

For amounts over €25,000

You can apply on the app and after the approval go to a branch.

Want to apply for a Sustainable Buildings Loan?

Before you make a decision...

Assess the expenses

Assess the expense you plan to make, considering various factors.

Consider the effort

Make sure the loan installments won’t compromise the budget of your household.

Confirm the conditions

Verify the conditions of the loan and read all the pre-contractual and contract information.

Make responsible decisions

If you change your mind after applying, you can cancel it on the website or app within 14 days.

1, 2, 3 and that’s it!

Applying for a loan is simple

Calculate the loan

by choosing the amount and term to discover the monthly fee.

Confirm the application

and send us the proof of purchase of the equipment.

Receive the money in your account

after the loan has been approved and after you have read and signed the contract.

What do you need?

To be over 18 years old

To have a current account at Millennium

Proof of your project

Purchase order or proforma invoice

Millennium approval to the credit risk analysis

We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €25,000 these details are mandatory.

1, 2, 3 and that’s it!

Applying for a loan is simple

Calculate the loan

by choosing the amount and term to discover the monthly fee.

Confirm the application

and send us the proof of purchase of the equipment.

Receive the money in your account

after the loan has been approved and after you have read and signed the contract.

What do you need?

To be over 18 years old

To have a current account at Millennium

Proof of your project

Purchase order or proforma invoice

Millennium approval to the credit risk analysis

We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €25,000 these details are mandatory.

Apply for your personal loan on the app

Explore app

Screen of the Millennium App with Credit simulator

Eligible investments must produce or store renewable energy for self-consumption or climate control, generate domestic hot water, or improve the energy efficiency of residential properties:

Replacing inefficient windows with efficient ones, rated as energy class "A+";
Adding or replacing thermal insulation in roofs, walls, or floors, as well as replacing entrance doors;
Heating and/or cooling systems and domestic hot water (DHW) systems using renewable energy, rated as energy class "A+" or higher;
Installation of photovoltaic panels and other renewable energy production equipment for self-consumption with or without storage (e.g., solar panels/photovoltaic, solar energy kits, solar thermosiphon kits, consumption meters, wind turbines, wind turbine tower kits, heat pumps, inverters, controllers, home batteries, solar chargers);
Interventions aimed at water efficiency by replacing water use devices in housing with more efficient ones; the installation of monitoring solutions for intelligent control of water consumption; or the installation of rainwater harvesting systems;
Interventions to incorporate bioclimatic architecture solutions, involving the installation or adaptation of fixed building elements, like shading devices, greenhouses, and green roofs or facades, favouring natural-based solutions;
Electric vehicle chargers.

The concession of credit is subject to the macroprudential rules of the Bank of Portugal.

The contracting of the credit operations advertised herein is subject to its prior assessment and decision on credit risk and the possible constitution of guarantees that the Bank considers suitable.

The information presented here does not dispense with consulting the legally required pre-contractual and contractual information.

Insurer and Insurance Broker

Sustainable Buildings Personal Loan TAEG 8.1%

To build a more sustainable future

Sustainable Buildings Personal Loan TAEG 8.1%

To build a more sustainable future

Rates and charges

Now on to the math

How does it work?

Discover the available options

Want to apply for a Sustainable Buildings Loan?

Before you make a decision...

1, 2, 3 and that’s it!

Applying for a loan is simple

Applying for a loan is simple

Related topics

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Apply for your personal loan on the app

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