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Móbis car insurance

A good driver deserves a good insurance

With 3 protection options tailored to your lifestyle
With 3 protection options tailored to your lifestyle
couple with daughter and dog, inside their car

Móbis car insurance

A good driver deserves a good insurance

With 3 protection options tailored to your lifestyle
With 3 protection options tailored to your lifestyle
couple with daughter and dog, inside their car
couple with daughter and dog, inside their car

All the benefits

What’s included?

Flexible pricing Móbis offers personalized pricing based on the driver and vehicle's characteristics, ensuring fairer and more affordable insurance.
woman behind the wheel, driving a car woman behind the wheel, driving a car
Premium discount If you have no claims, you may get a discount on the premium, helping you be the best version of yourself on the road.
car with a flat tire and a warning triangle car with a flat tire and a warning triangle
Protection on your first claim With the Móbis Top option, if you choose "Recommended Repair Shops," your insurance premium won’t increase after a crash, collision, or rollover.
24h roadside assistance Roadside assistance for the driver and vehicle, available 24/7 starting from your doorstep (zero mileage). Included in the Base option for accidents or breakdowns, and in the Total option, which also covers lost/stolen keys, locking keys inside the vehicle, running out of fuel, and tire replacement.
Optional packages With Móbis, you can subscribe to 3 innovative service packages that can be added to your insurance: Pack Relax, Pack Vintage, and Pack Prestige.
Pack Relax In addition to services for your car, we also protect your bike. Plus, we offer an annual check-up of oil levels, lights, braking system, and tire pressure, and we’ll even take your car for inspection or maintenance.
Pack Vintage We provide a replacement car when yours is in for servicing and arrange taxi transportation from your home to the airport or train/bus station. If your car requires repairs, we review and approve estimates.
Pack Prestige If you get a flat tire, we’ll cover the cost of repair or replacement. We’ll also take your car for inspection or servicing and ensure the exterior is washed at one of our partner repair shops once a year. Plus, we’ll arrange taxi transportation from your home to the airport or train/bus station.
3-year warranty If you choose one of the over 230 repair shops in the recommended network after an accident, you’ll receive a 3-year guarantee on the repair.
Assistance for electric vehicles With the optional electric vehicle assistance coverage, we will recharge your car or tow it if the battery runs out.
Flexible pricing Móbis offers personalized pricing based on the driver and vehicle's characteristics, ensuring fairer and more affordable insurance.
Optional packages With Móbis, you can subscribe to 3 innovative service packages that can be added to your insurance: Pack Relax, Pack Vintage, and Pack Prestige.
woman behind the wheel, driving a car woman behind the wheel, driving a car
Premium discount If you have no claims, you may get a discount on the premium, helping you be the best version of yourself on the road.
Pack Relax In addition to services for your car, we also protect your bike. Plus, we offer an annual check-up of oil levels, lights, braking system, and tire pressure, and we’ll even take your car for inspection or maintenance.
car with a flat tire and a warning triangle car with a flat tire and a warning triangle
Protection on your first claim With the Móbis Top option, if you choose "Recommended Repair Shops," your insurance premium won’t increase after a crash, collision, or rollover.
Pack Vintage We provide a replacement car when yours is in for servicing and arrange taxi transportation from your home to the airport or train/bus station. If your car requires repairs, we review and approve estimates.
24h roadside assistance Roadside assistance for the driver and vehicle, available 24/7 starting from your doorstep (zero mileage). Included in the Base option for accidents or breakdowns, and in the Total option, which also covers lost/stolen keys, locking keys inside the vehicle, running out of fuel, and tire replacement.
Pack Prestige If you get a flat tire, we’ll cover the cost of repair or replacement. We’ll also take your car for inspection or servicing and ensure the exterior is washed at one of our partner repair shops once a year. Plus, we’ll arrange taxi transportation from your home to the airport or train/bus station.
3-year warranty If you choose one of the over 230 repair shops in the recommended network after an accident, you’ll receive a 3-year guarantee on the repair.
Assistance for electric vehicles With the optional electric vehicle assistance coverage, we will recharge your car or tow it if the battery runs out.

Móbis Options

Choose your level of protection…

3 friends traveling in a car, having fun
Móbis Mini The option that covers the essentials. It includes civil liability insurance, roadside assistance, and legal protection coverage.
Móbis Extra In addition to the Móbis Mini coverages, it covers vehicle occupants and offers optional coverage for glass breakage, theft, robbery, and a replacement vehicle (due to an accident or breakdown).
couple with their child, leaning against a car, in the mountains
man behind the wheel, driving a car
Móbis Top This is the most comprehensive option, covering collision, crash, rollover (with Recommended Repair Shops or Total), fire, and more.
3 friends traveling in a car, having fun
Móbis Mini The option that covers the essentials. It includes civil liability insurance, roadside assistance, and legal protection coverage.
couple with their child, leaning against a car, in the mountains
Móbis Extra In addition to the Móbis Mini coverages, it covers vehicle occupants and offers optional coverage for glass breakage, theft, robbery, and a replacement vehicle (due to an accident or breakdown).
man behind the wheel, driving a car
Móbis Top This is the most comprehensive option, covering collision, crash, rollover (with Recommended Repair Shops or Total), fire, and more.

Coverage and amounts

Cars and vans, and two-wheel motorcycles

Coverage and capital

Option Móbis Mini

Option Móbis Extra

Option Móbis Top

Coverage and capital

Civil liability (1)

Option Móbis Mini

Included
€7,750,000

Option Móbis Extra

Included
€7,750,000 or €50,000,000

Option Móbis Top

Included
€7,750,000 or €50,000,000

Coverage and capital

Roadside assistance (starting from your home)

Option Móbis Mini

Included
Base

Option Móbis Extra

Included
Base or Total

Option Móbis Top

Included
Base or Total

Coverage and capital

Legal protection

Option Móbis Mini

Included

Option Móbis Extra

Included

Option Móbis Top

Included

Coverage and capital

Occupants of the vehicle (Death or permanent disability / Medical expenses)

Option Móbis Mini

Optional
€10,000 / €1,000 or
€15,000 / €1,500 or
€25,000 / €2,500

Option Móbis Extra

Optional
€10,000 / €1,000 or
€15,000 / €1,500 or
€25,000 / €2,500

Option Móbis Top

Optional
€10,000 / €1,000 or
€15,000 / €1,500 or
€25,000 / €2,500

Coverage and capital

Single glass breakage

Option Móbis Mini

Option Móbis Extra

Optional
€750 or €1,000 or €1,500 or €2,500

Option Móbis Top

Included
€750 or €1,000 or €1,500 or €2,500

Coverage and capital

Collision, crash, or rollover

Option Móbis Mini

Option Móbis Extra

Option Móbis Top

Included
Recommended Workshops or Total Option

Coverage and capital

Fire, lightning, or explosion

Option Móbis Mini

Option Móbis Extra

Optional

Option Móbis Top

Included

Coverage and capital

Theft or robbery

Option Móbis Mini

Option Móbis Extra

Optional

Option Móbis Top

Included

Coverage and capital

Natural phenomena

Option Móbis Mini

Option Móbis Extra

Optional

Option Móbis Top

Included

Coverage and capital

Acts of vandalism

Option Móbis Mini

Option Móbis Extra

Option Móbis Top

Optional

Coverage and capital

Replacement vehicle due to accident (2)

Option Móbis Mini

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Replacement vehicle due to breakdown (3) or accident

Option Móbis Mini

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Luggage

Option Móbis Mini

Option Móbis Extra

Option Móbis Top

Optional
€500

Coverage and capital

Assistance for electric vehicles

Option Móbis Mini

Optional

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Pack Relax

Option Móbis Mini

Optional

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Pack Vintage

Option Móbis Mini

Optional

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Pack Prestige

Option Móbis Mini

Optional

Option Móbis Extra

Optional

Option Móbis Top

Optional

Coverage and capital

Civil liability (1)

Option Móbis Mini

(4)

Option Móbis Extra

Included
€7,750,000 or €50,000,000

Option Móbis Top

Included
€7,750,000 or €50,000,000

Coverage and capital

Roadside assistance (starting from your home)

Option Móbis Mini

(4)

Option Móbis Extra

Included

Option Móbis Top

Included

Coverage and capital

Legal protection

Option Móbis Mini

(4)

Option Móbis Extra

Included

Option Móbis Top

Included

Coverage and capital

Collision, crash, or rollover

Option Móbis Mini

(4)

Option Móbis Extra

Option Móbis Top

Optional

Coverage and capital

Fire, lightning, or explosion

Option Móbis Mini

(4)

Option Móbis Extra

Option Móbis Top

Optional

Coverage and capital

Theft or robbery

Option Móbis Mini

(4)

Option Móbis Extra

Option Móbis Top

Optional

(1) The specified capital represents the insurer's maximum liability and includes the minimum legally required amounts for bodily injury and property damage coverage.

(2) Maximum of 30 days per year.

(3) Maximum of 7 days and 3 occurrences per year.

(4) The Móbis Mini option is not available for two-wheeled vehicles (motorcycles).

Deductibles

Deductibles in case of a claim

Deductibles applied in case of claim

Coberturas e capitais

Deductibles applied in case of claim

Single glass breakage

Coberturas e capitais

No deductible, €25, €50, or €75

Deductibles applied in case of claim

Collision, crash, or rollover

Coberturas e capitais

0%, 2%, 4%, 8%, 12%, or 20% of the insured capital
Two-wheeled vehicles: 20% of the insured capital

Deductibles applied in case of claim

Fire, lightning, or explosion

Coberturas e capitais

2% of the insured capital
Two-wheeled vehicles: 20% of the insured capital

Deductibles applied in case of claim

Theft or robbery

Coberturas e capitais

Two-wheeled vehicles: 20% of the insured capital

Deductibles applied in case of claim

Natural phenomena

Coberturas e capitais

2% of the insured capital

Deductibles applied in case of claim

Acts of vandalism

Coberturas e capitais

2% of the insured capital

Deductibles applied in case of claim

Luggage

Coberturas e capitais

20% of the damage value, minimum €50

Malus Bonus Scheme

Coverages subject to increases due to claims

The coverages subject to increases/discounts due to claims history (Bonus-Malus) are:
  • Civil liability
  • Collision, crash, or roll-over

Costs

Now the numbers

The premium for Móbis car insurance depends on the vehicle's characteristics, the primary driver, the selected option and deductibles, and the claim-free period.
Based on the number of claim-free years, the following discounts apply:
0 years without claims
0% 0%
1 year without claims
10% 10%
2 years without claims
15% 15%
3 years without claims
20% 20%
4 years without claims
25% 25%
5 years without claims
30% 30%
6 years without claims
35% 35%
7 years without claims
40% 40%
8 or more years without claims
45% 45%

How to get it

It’s quick and easy

How to get it

It’s quick and easy

Login
Log in to the app
Log in to the app
and go to “For You > Insurance > Móbis”.
and go to “For You > Insurance > Móbis”.
Contrato
Enter the license plate
Enter the license plate
of the car you want to insure to confirm its details.
of the car you want to insure to confirm its details.
Doc Pessoal
Enter the primary driver
Enter the primary driver
If it's you, provide the date of issue of your driver's license. If it's someone else, enter the primary driver's personal details.
If it's you, provide the date of issue of your driver's license. If it's someone else, enter the primary driver's personal details.
Confirmar Notificacao e confirmar app
Choose Mini, Extra, or Top
Choose Mini, Extra, or Top
And that’s it!
And that’s it!
Doc Pessoal
Select the driver's age
Select the driver's age
and the residence and type of vehicle.
and the residence and type of vehicle.
Contrato
Specify if you have insurance
Specify if you have insurance
CC Ciclo
Choose a payment frequency
Choose a payment frequency
Monthly, quarterly, semi-annually, or annually.
Monthly, quarterly, semi-annually, or annually.
Confirmar Notificacao e confirmar app
Choose Mini, Extra, or Top
Choose Mini, Extra, or Top
And you’re done!
And you’re done!

Frequently asked questions

Questions? We’ll help

To get a quote and subscribe, just provide the vehicle's license plate number, your driver's license issue date, and the coverage options you select. If you're not the primary driver, you'll also need to provide the driver's details (name, taxpayer number, address, date of birth, ID number, gender, age, and the year they obtained the driver's license).

To get a quote and subscribe, just provide the vehicle's license plate number, your driver's license issue date, and the coverage options you select. If you're not the primary driver, you'll also need to provide the driver's details (name, taxpayer number, address, date of birth, ID number, gender, age, and the year they obtained the driver's license).

Yes, you can get the quote without the license plate by manually entering the details of your vehicle. However, you will need to provide the license plate to complete the insurance subscription.

Yes, you can get the quote without the license plate by manually entering the details of your vehicle. However, you will need to provide the license plate to complete the insurance subscription.

Collision coverage protects your vehicle from damage, even if the driver is at fault in the accident.

Collision coverage protects your vehicle from damage, even if the driver is at fault in the accident.

When subscribing through the app, you can choose the account from which the insurance payment will be debited.

When subscribing through the app, you can choose the account from which the insurance payment will be debited.

Móbis insurance is valid in all Member States of the European Union, as well as Iceland, Liechtenstein, and Norway, which are part of the European Economic Area. It also extends to Switzerland, Croatia, the Faroe Islands, the Channel Islands, Gibraltar, the Isle of Man, the Republic of San Marino, Vatican City, Andorra, and other countries whose national insurance services comply with the agreement specified in the contract. This agreement provides coverage for civil liability resulting from accidents occurring within the territories of the listed countries.

Móbis insurance is valid in all Member States of the European Union, as well as Iceland, Liechtenstein, and Norway, which are part of the European Economic Area. It also extends to Switzerland, Croatia, the Faroe Islands, the Channel Islands, Gibraltar, the Isle of Man, the Republic of San Marino, Vatican City, Andorra, and other countries whose national insurance services comply with the agreement specified in the contract. This agreement provides coverage for civil liability resulting from accidents occurring within the territories of the listed countries.

Frequently asked questions

Questions? We’ll help

To get a quote and subscribe, just provide the vehicle's license plate number, your driver's license issue date, and the coverage options you select. If you're not the primary driver, you'll also need to provide the driver's details (name, taxpayer number, address, date of birth, ID number, gender, age, and the year they obtained the driver's license).

To get a quote and subscribe, just provide the vehicle's license plate number, your driver's license issue date, and the coverage options you select. If you're not the primary driver, you'll also need to provide the driver's details (name, taxpayer number, address, date of birth, ID number, gender, age, and the year they obtained the driver's license).

Yes, you can get the quote without the license plate by manually entering the details of your vehicle. However, you will need to provide the license plate to complete the insurance subscription.

Yes, you can get the quote without the license plate by manually entering the details of your vehicle. However, you will need to provide the license plate to complete the insurance subscription.

Collision coverage protects your vehicle from damage, even if the driver is at fault in the accident.

Collision coverage protects your vehicle from damage, even if the driver is at fault in the accident.

When subscribing through the app, you can choose the account from which the insurance payment will be debited.

When subscribing through the app, you can choose the account from which the insurance payment will be debited.

Móbis insurance is valid in all Member States of the European Union, as well as Iceland, Liechtenstein, and Norway, which are part of the European Economic Area. It also extends to Switzerland, Croatia, the Faroe Islands, the Channel Islands, Gibraltar, the Isle of Man, the Republic of San Marino, Vatican City, Andorra, and other countries whose national insurance services comply with the agreement specified in the contract. This agreement provides coverage for civil liability resulting from accidents occurring within the territories of the listed countries.

Móbis insurance is valid in all Member States of the European Union, as well as Iceland, Liechtenstein, and Norway, which are part of the European Economic Area. It also extends to Switzerland, Croatia, the Faroe Islands, the Channel Islands, Gibraltar, the Isle of Man, the Republic of San Marino, Vatican City, Andorra, and other countries whose national insurance services comply with the agreement specified in the contract. This agreement provides coverage for civil liability resulting from accidents occurring within the territories of the listed countries.

Subscribe insurance on the go with the app

Explore app
Screen of the Millennium app in the insurance section Screen of the Millennium app in the insurance section
Screen of the Millennium app in the insurance section

Legal documents and other information

Doc O Grey Doc O

Insurance product information document

Download
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

Proposal form

Download
Doc O Grey Doc O

Accident Statement Form

Download
There are exclusions outlined in the policy.
Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

Need help?

We are here for you

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Ajuda
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos
Need to call us?
Call whenever you need to
Call whenever you need to