Online Personal Loan TAEG 13.0%

Planing your next trip?

Apply for your personal loan 100% online, up to €15,000

Calculate loan online

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Online Personal Loan TAEG 13.0%

Planing your next trip?

Apply for your personal loan 100% online, up to €15,000

Calculate loan online

Online Personal Loan

Benefits How much is it How it works How to get it Related topics

Calculate loan

Personal Loan Calculate loan

Apply for your loan 100% online between €1,000 and €15,000

Finance the expenses of your loan to make the payment easier

The decision is instant for requests up to €15,000 without any paperwork or waiting times

Add insurance to your loan for protection in case of unemployment

If the loan is approved, you’ll get the money in your account right away

Choose the term that best suits you, between 18 and 84 months

Annual Percentage Rate of Charge (TAEG)
                    13.0%
                

Nominal Annual Rate (TAN)
                    10.250%
                

13.0% TAEG (annual percentage rate of charge) and 10.250% TAN (annual nominal rate), with monthly installments of €84.72, for a simulation of a €5,000 loan with an 84-month term. Total amount charged to the consumer: €7,360.48, including dossier commission (€150), interest and Stamp Duty for the use of credit on interest and commission.
Conditions valid until June 30, 2024.

These are the amounts and terms you can choose from

€1,000 to €3,000 18 to 48 months

€3,001 to €15,000 18 to 84 months

And these are the charges and expenses

File fee (plus Stamp Duty)

Loan opening Stamp Duty

Annual Percentage Rate of Charge (TAEG)
                    12.1%
                

Nominal Annual Rate (TAN)
                    9.500%
                

TAEG 12.1% (annual percentage rate of charge) and TAN 9.500% (annual nominal rate) with monthly installments of €82.70, for a calculation of a €5.000 loan with an 84-month term. Total amount charged to the consumer: €7,190.80, including file fee (€150), interest and Stamp Duty for the use of loan. The granting of the loan is subject to Banco de Portugal's macro-prudential rules.
Conditions valid until June 30, 2024.

These are the amounts and terms you can choose from

€1,000 to €3,000 18 to 48 months

€3,001 to €15,000 18 to 84 months

And these are the charges and expenses

File fee (plus Stamp Duty)

Loan opening Stamp Duty

How it works

These are the available amount options

Between €1,000 and €15,000

Apply online, on the app or on the website, with instant decision.

For amounts above €15,000

You can make your request on the app or website and after the approval you must go to a branch.

Between €1,000 and €75,000 at a branch

You can apply at a branch and benefit from fee discounts if you subscribe to banking products.

Want to apply for a Personal Loan?

Before you make a decision…

Assess the expenses

Assess the expense you plan to make, considering various factors.

Consider the effort

Make sure the loan installments won’t compromise the budget of your household.

Confirm the conditions

Verify the conditions of the loan and read all the pre-contractual and contract information.

Make responsible decisions

If you change your mind after applying, you can cancel it on the website or app within 14 days.

1, 2, 3 and that’s it!

Applying for a loan is simple

Calculate the loan

by choosing the amount and term to discover the monthly fee.

Confirm the application

after reading all the legal documentation.

Receive the money in your account

after the loan has been approved and after you have read and signed the contract.

What do you need?

To be over 18 years old

To have a current account at Millennium

Millennium approval to the credit risk analysis

We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.

1, 2, 3 and that’s it!

Applying for a loan is simple

Calculate the loan

by choosing the amount and term to discover the monthly fee.

Confirm the application

after reading all the legal documentation.

Receive the money in your account

after the loan has been approved and after you have read and signed the contract.

What do you need?

To be over 18 years old

To have a current account at Millennium

Millennium approval to the credit risk analysis

We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.

Apply for your personal loan on the app

Explore app

App Ecra App Creditopessoal 01 230830 Ibannerapp 900X900

App Ecra App Creditopessoal 02 230830 Ibannerapp 900X900

App Ecra App Creditopessoal 230830 Ibannerapp 540X540

For requests placed at branches

Individuals

Credit operations of any amount - Fixed nominal rate from 10.250% to 11.250% depending on the loan term

TAN 11.250%, TAEG 14.2%, with an installment of €87.46 for a €5,000 loan over 84 months. Total amount charged to the consumer of €7.590,64, including dossier commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.

Credit operations of any amount, with a term equal to or greater than 24 months:

TAEG 14.2% without optional associated sales - Fixed nominal rate of 11.250%, with an installment of €87,46 for a loan of €5,000 over 84 months. Total amount charged to the consumer of €7.590,64, including file commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.

TAEG 13.0% with optional associated sales - Fixed nominal rate of 10.250%, with an installment of €84.72 for a €5,000 loan over 84 months. Total amount charged to the consumer of €7,360.48, including dossier commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.
Assumes salary domiciliation.

Prestige

Credit operations of any amount and term - Fixed nominal rate of 10.000%

TAN 10.000%, TAEG 12.7%, with an installment of €84.04 for a €5,000 loan over 84 months. Total amount charged to the consumer of €7,303.36, including dossier commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.
Subject to credit risk analysis.

Credit operations of any amount, with a term equal to or greater than 24 months

TAEG 12.7% without optional associated sales - Fixed nominal rate of 10.000%, with an installment of €84.04 for a €5,000 loan over 84 months. Total amount charged to the consumer of €7,303.36, including dossier commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.

TAEG 11,5% with optional associated sales - Fixed nominal rate of 9.000%, with an installment of €81.36 for a €5,000 loan over 84 months. Total amount charged to the consumer of €7,078.24, including dossier commission (€150), interest and Stamp Duty for the use of the credit, on interest and commissions.
Assumes salary domiciliation.

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Does not dispense with the consultation of legally required pre-contractual and contractual information.

Subject to credit risk analysis.

The concession of credit is subject to the macroprudential rules of the Bank of Portugal.

Insurer and Insurance Broker

Online Personal Loan TAEG 13.0%

Planing your next trip?

Online Personal Loan TAEG 13.0%

Planing your next trip?

Rates and charges

Now on to the math

How it works

These are the available amount options

Want to apply for a Personal Loan?

Before you make a decision…

1, 2, 3 and that’s it!

Applying for a loan is simple

Applying for a loan is simple

Related topics

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Apply for your personal loan on the app

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