Online Personal Loan TAEG 13.3%
Planing your next trip?
Apply for your personal loan 100% online, up to €15,000
Apply for your personal loan 100% online, up to €15,000
Online Personal Loan TAEG 13.3%
Planing your next trip?
Apply for your personal loan 100% online, up to €15,000
Apply for your personal loan 100% online, up to €15,000
Rates and charges
Now on to the math
Annual Percentage Rate of Charge (TAEG)
13.3%
Nominal Annual Rate (TAN)
10.500%
13.3% TAEG (annual percentage rate of charge) and 10.500% TAN (annual nominal rate) with monthly installments of €85.40, for a simulation of a €5,000 loan with an 84-month term. Total amount charged to the consumer: €7,417.60, including dossier commission (€150), interest and Stamp Duty for the use of credit on interest and commission.
Conditions valid until December 31, 2024.
Conditions valid until December 31, 2024.
These are the amounts and terms you can choose from
€1,000 to €3,000
18 to 48 months
€3,001 to €15,000
18 to 84 months
And these are the charges and expenses
File fee (plus Stamp Duty)
Loan opening Stamp Duty
Annual Percentage Rate of Charge (TAEG)
12.4%
Nominal Annual Rate (TAN)
9,750%
12.4% TAEG (annual percentage rate of charge) and 9,750% TAN (annual nominal rate) with monthly installments of €83.37, for simulation of a €5,000 loan with an 84- month term. Total amount charged to the consumer: €7,247.08, including dossier commission (€150), interest and Stamp Duty for the use credit on interest and commission.
Conditions valid until December 31, 2024.
Conditions valid until December 31, 2024.
These are the amounts and terms you can choose from
€1,000 to €3,000
18 to 48 months
€3,001 to €15,000
18 to 84 months
And these are the charges and expenses
File fee (plus Stamp Duty)
Loan opening Stamp Duty
How it works
These are the available amount options
Apply online, on the app or on the website, with instant decision.
You can make your request on the app or website and after the approval you must go to a branch.
You can apply at a branch and benefit from fee discounts if you subscribe to banking products.
Want to apply for a Personal Loan?
Before you make a decision…
Assess the expense you plan to make, considering various factors.
Make sure the loan installments won’t compromise the budget of your household.
Verify the conditions of the loan and read all the pre-contractual and contract information.
If you change your mind after applying, you can cancel it on the website or app within 14 days.
1, 2, 3 and that’s it!
Applying for a loan is simple
Calculate the loan
Calculate the loan
by choosing the amount and term to discover the monthly fee.
by choosing the amount and term to discover the monthly fee.
Confirm the application
Confirm the application
after reading all the legal documentation.
after reading all the legal documentation.
Receive the money in your account
Receive the money in your account
after the loan has been approved and after you have read and signed the contract.
after the loan has been approved and after you have read and signed the contract.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a current account at Millennium
To have a current account at Millennium
Millennium approval to the credit risk analysis
Millennium approval to the credit risk analysis
We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.
We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.
1, 2, 3 and that’s it!
Applying for a loan is simple
Calculate the loan
Calculate the loan
by choosing the amount and term to discover the monthly fee.
by choosing the amount and term to discover the monthly fee.
Confirm the application
Confirm the application
after reading all the legal documentation.
after reading all the legal documentation.
Receive the money in your account
Receive the money in your account
after the loan has been approved and after you have read and signed the contract.
after the loan has been approved and after you have read and signed the contract.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a current account at Millennium
To have a current account at Millennium
Millennium approval to the credit risk analysis
Millennium approval to the credit risk analysis
We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.
We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €15,000 these details are mandatory.
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