Personal Loan

How much will you need?

TAEG 13.0% - TAN 10.250%

From €1,000 to €75,000

Between 12 and 84 months

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Calculate loan

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Sustainable Buildings personal loan TAEG 7.2%

To help build a more sustainable world

TAN 5.250% - TAEG 7.2%

From €1,000 to €75,000

Between 24 and 120 months

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Salary Loan

Any unexpected expenses this month?

With Salary Loan, you get to have an advance of up to 100% of your salary or pension on the first day of each month.

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Salary Loan

Any unexpected expenses this month?

With Salary Loan, you get to have an advance of up to 100% of your salary or pension on the first day of each month.

Learn more

Insurance, responsibility, and more

We're here to help with your loan

Learn what happens in case of credit agreement default and the guidance we provide to help you rectify the situation

Learn more

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Learn how the Financial Follow Up service works and find out how you can keep paying for your loan if you’re unemployed or ill

Learn how

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Apply for a personal loan

Before making a decision…

Assess the expenses

Consider if you need to make this purchase taking into account different factors.

Consider the effort

Make sure the loan installments won’t compromise the budget of your household.

Confirm the conditions

Verify the conditions of the loan, and read all the pre-contractual and contract information.

Make responsible decisions

If you change your mind after applying, you can cancel it on the website or app within 14 days.

Frequently asked questions

Questions? We'll help

What is a personal loan?

A personal loan is a type of loan that you can use to, for example, buy household appliances, buy a trip, pay university fees, etc.

How to apply for a personal loan?

You can apply for a personal loan anytime, anywhere via the app or website. If approved instantly, the contract is signed online and the amount is credited to your current account. It is valid for Customers with a risk profile suitable for the product. The decision is subject to credit analysis.

What documents do I need to apply for a personal loan?

To apply for a personal loan you must have with you:

The code of the last IRS statement and the last 3 payslips
The ID of all the parties involved
Declaration of the regularity of the contributory situation (if you apply for more than €50,000).

To apply for a personal loan you must have with you:

The code of the last IRS statement and the last 3 payslips
The ID of all the parties involved
Declaration of the regularity of the contributory situation (if you apply for more than €50,000).

How long does it take for a personal loan to be approved?

There are multiple factors to take into account. For most applications up to €15,000, a decision is typically instant. However, in certain cases, the analysis process might require more time.

Is it possible to make an early repayment on the loan?

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Option c) - The fee under options (a) and (b) won't exceed the interest amount payable under the contract during the period from early repayment until the scheduled end of the contract's fixed-rate period, if applicable.

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

View more questions

Frequently asked questions

Questions? We'll help

What is a personal loan?

A personal loan is a type of loan that you can use to, for example, buy household appliances, buy a trip, pay university fees, etc.

How to apply for a personal loan?

What documents do I need to apply for a personal loan?

To apply for a personal loan you must have with you:

The code of the last IRS statement and the last 3 payslips
The ID of all the parties involved
Declaration of the regularity of the contributory situation (if you apply for more than €50,000).

To apply for a personal loan you must have with you:

The code of the last IRS statement and the last 3 payslips
The ID of all the parties involved
Declaration of the regularity of the contributory situation (if you apply for more than €50,000).

How long does it take for a personal loan to be approved?

There are multiple factors to take into account. For most applications up to €15,000, a decision is typically instant. However, in certain cases, the analysis process might require more time.

Is it possible to make an early repayment on the loan?

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

Yes, early repayment can be arranged with a notice period of 30 days. There's a fee associated with early repayment, and it's calculated as outlined below:

Option a) - If the period between early repayment and the contract's stipulated expiry date is more than one year, the fee is 0.5% of the advanced capital amount.

Option b) - If the period between early repayment and the contract's stipulated expiry date is one year or less, the fee is 0.25% of the advanced capital amount.

View more questions