Personal Loan

How much will you need?

TAEG 13.3% - TAN 10.500%

From €1,000 to €75,000

Between 12 and 84 months

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Sustainable Buildings personal loan TAEG 7.3%

To help build a more sustainable world

TAEG 7.3% - TAN 6.250%

From €1,000 to €75,000

Between 24 and 120 months

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Salary Loan

Any unexpected expenses this month?

With Salary Loan, you get to have an advance of up to 100% of your salary or pension on the first day of each month.

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Salary Loan

Any unexpected expenses this month?

With Salary Loan, you get to have an advance of up to 100% of your salary or pension on the first day of each month.

Learn more

Insurance, responsibility, and more

We're here to help with your loan

We ensure your monthly loan payments if you lose your job or are unable to work, with the Payment Protection Plan

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With the Personal Loan Life Insurance we ensure payment of the outstanding amount in case of death or permanent disability

Discover life insurance

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Learn what happens in case of credit agreement default and the guidance we provide to help you rectify the situation

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Learn how the Financial Follow Up service works and find out how you can keep paying for your loan if you’re unemployed or ill

Learn how

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Before making a decision…

Assess the expenses

Consider if you need to make this purchase taking into account different factors.

Consider the effort

Make sure the loan installments won’t compromise the budget of your household.

Confirm the conditions

Verify the conditions of the loan, and read all the pre-contractual and contract information.

Make responsible decisions

If you change your mind after applying, you can cancel it on the website or app within 14 days.

Frequently asked questions

Questions? We'll help

What is TAEG (Annual Percentage Rate of Charge)?

The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).

What is TAN (Nominal Annual Rate)?

The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.

What is the Total Amount Charged to the Consumer (MTIC)?

It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.

How many days do I have to change my mind?

You have up to 14 days to change your mind (from the date of contracting), without having to invoke any reason, under the terms of article 17 of Decree-Law 133/2009 of June 2nd.

The contracting of credit operations is subject to prior assessment and decision in terms of credit risk and the possible constitution of guarantees that the Bank considers suitable, as well as verification of the data declared by the Client.

The granting of credit is subject to the macro-prudential rules of the Banco de Portugal.

You have up to 14 days to change your mind (from the date of contracting), without having to invoke any reason, under the terms of article 17 of Decree-Law 133/2009 of June 2nd.

The granting of credit is subject to the macro-prudential rules of the Banco de Portugal.

View more questions

Frequently asked questions

Questions? We'll help

What is TAEG (Annual Percentage Rate of Charge)?

What is TAN (Nominal Annual Rate)?

The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.

What is the Total Amount Charged to the Consumer (MTIC)?

It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.

How many days do I have to change my mind?

You have up to 14 days to change your mind (from the date of contracting), without having to invoke any reason, under the terms of article 17 of Decree-Law 133/2009 of June 2nd.

The granting of credit is subject to the macro-prudential rules of the Banco de Portugal.

You have up to 14 days to change your mind (from the date of contracting), without having to invoke any reason, under the terms of article 17 of Decree-Law 133/2009 of June 2nd.

The granting of credit is subject to the macro-prudential rules of the Banco de Portugal.

View more questions