Credit cards

I want a credit card...

Classic

TAEG 15.4%

Perfect for the unexpected

Add your Classic card to Apple Pay

Rent cars with discounted prices at Avis

Apply for Classic card

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Platinum

TAEG 16.7%

Points, insurance, assistance, and more

Millennium Rewards

Travel insurance

Apply for Platinum card

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GO!

TAEG 13.8%

Your card with €0 annual fee

Safe purchases

Digital payments

Apply for GO! card

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Gold Prestige

TAEG 18.1%

Turn your purchases into points

Millennium Rewards

Medical assistance

Apply for Gold Prestige card

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TAP Classic

TAEG 19.2%

Earn 1 mile for every €1 spent

Earn miles

Exclusive insurance

Apply for TAP card

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TAP Gold

TAEG 17.2%

Earn 1.5 miles for every €1 spent

Skip lines

Exclusive insurance

Apply for TAP card

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TAP Platinum

TAEG 18.7%

Earn 2 miles for every €1 spent

VIP lounges

Extra luggage

Apply for TAP card

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Greater flexibility

Here's how credit cards work

Payment date tailored to you

Choose the day you prefer to pay, between the 11th and 20th of each month (except for TAP cards).

30-day payment cycles

Buy with a credit card and pay only in the next cycle.

Flexible credit limit

You can apply for a limit change whenever you need it.

Pay at your own pace

Choose how you want to pay

Pay in full Pay everything at once

Pay 100% of the amount in one go and avoid additional interest.

Pay in installments Split a purchase into installments

You can pay in 3 (TAN 10.000%), 6 (TAN 10.500%) or 9x (TAN 11.000%). Cancel this plan at any time.

Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10

Interest will be calculated on the outstanding amount.

Pay fixed amount Pay a fixed amount every month

Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

Features and benefits

Your card comes with a lot more

Buy now, pay later on the app
Pay for your purchases over 100€ in installments: 3x (TAN 10.000%), 6x (TAN 10.500%), or 9x (TAN 11.000%)
Classic credit card TAEG 15.4%
Maximum of 50 transactions simultaneously

Learn more

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Travel without borders and with ZERO math headaches

View Millennium Travel

Earn miles with your purchases and go even further with the TAP Miles&Go Program

Discover TAP Miles&Go

Join Millennium Rewards and turn your purchases into points and your points into unique experiences

Discover Millennium Rewards

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Insurance and assistance included in your card allow you to feel safer

Discover insurance

Security

Is your card lost or stolen?

Get help

Use MB WAY on the Millennium App 59% of our customers prefer to use MB WAY on our app

Discover MB WAY

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Pay in a flash with your Swatch because time is money and with SwatchPay! you will have both

Discover SwatchPay!

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With 3D Secure you can shop online with top security

Discover 3D Secure

3D Secure transaction list, 2 to authorize and 1 rejected

Transfer money from your card to your current account

See cash advance

Mobile phone with the Millennium app screen displaying a Classic card on top

Leave your wallet, pay on the go with Garmin Pay you’ll never miss a beat

Discover Garmin Pay

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Security

Is your card lost or stolen?

Get help

Turn on notifications in the app and keep tabs on your cards

Discover StayON

Join the alerts service and get notified whenever you make a purchase with your card

Discover alerts service

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Safety

Is your card lost or stolen?

Get help

Frequently asked questions

Questions? We'll help

How can I change the credit limit?

You can apply for a credit limit increase through the Millennium App. You just need to enter the amount you want to apply for and you'll get our response instantly.

When will I receive my card?

When you apply for a card through the Millennium App, you can track the delivery in real-time until it reaches your address or a designated branch. The usual timeframe for a card delivery is approximately 10 business days.

How do I activate the card?

When you receive your card at home, login in the Millennium App and open the message that will appear at the top of the screen. Then, follow the steps to activate the card.

How do I accuse the PIN reception?

The PIN is automatically set and sent with your new card to your mailbox.

I lost my card PIN. What should I do?

You can request a new PIN without replacing your card. You have 2 options:

In the app, access the "Manage card" option and select the "Resend PIN" option by SMS.
On the website, after logging in, go to the cards menu and select "Resend PIN".

Remember that you can only ask for the PIN to be resent 3 times in the app, and then you'll have to ask for it via support line.

Check the price list for more information about changing the card PIN

You can request a new PIN without replacing your card. You have 2 options:

In the app, access the "Manage card" option and select the "Resend PIN" option by SMS.
On the website, after logging in, go to the cards menu and select "Resend PIN".

Remember that you can only ask for the PIN to be resent 3 times in the app, and then you'll have to ask for it via support line.

Check the price list for more information about changing the card PIN

View more questions

Frequently asked questions

Questions? We'll help

How can I change the credit limit?

You can apply for a credit limit increase through the Millennium App. You just need to enter the amount you want to apply for and you'll get our response instantly.

When will I receive my card?

How do I activate the card?

When you receive your card at home, login in the Millennium App and open the message that will appear at the top of the screen. Then, follow the steps to activate the card.

How do I accuse the PIN reception?

The PIN is automatically set and sent with your new card to your mailbox.

I lost my card PIN. What should I do?

You can request a new PIN without replacing your card. You have 2 options:

In the app, access the "Manage card" option and select the "Resend PIN" option by SMS.
On the website, after logging in, go to the cards menu and select "Resend PIN".

Remember that you can only ask for the PIN to be resent 3 times in the app, and then you'll have to ask for it via support line.

Check the price list for more information about changing the card PIN

You can request a new PIN without replacing your card. You have 2 options:

In the app, access the "Manage card" option and select the "Resend PIN" option by SMS.
On the website, after logging in, go to the cards menu and select "Resend PIN".

Remember that you can only ask for the PIN to be resent 3 times in the app, and then you'll have to ask for it via support line.

Check the price list for more information about changing the card PIN

View more questions