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TAP Classic card
TAP Classic card
TAP Classic card
TAP Classic card
Apple Pay Google Pay

TAP Classic TAEG 19.1%

Earn 1 mile for every €1 spent

Apple Pay Google Pay
TAP Classic card
TAP Classic card
Turn your purchases into miles and explore the world. Earn 1 mile for every €1 spent
See TAP Miles&GoSee TAP Miles&Go
Earn extra miles by joining Club TAP Miles&GO
Discover ClubDiscover Club
Insurance and assistance included in your card
View insuranceView insurance
On the app, split purchases into 3, 6 or 9 installments (TAN up to 9.000%)
Learn moreLearn more
Make monthly purchases to keep your miles valid (otherwise, they expire in 3 years)
Transfer money from your card to your current account

Rates and Fees

This is how much you'll pay

Annual fee
41.60/year 41.60/year

Stamp duty included.
Annual availability fee charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Interest rates
Global Annual Charge Rate (TAEG)
19.1% 19.1%
Nominal annual rate (TAN)
13.200% 13.200%

19.1% TAEG and 13.200% TAN for a €1,750 credit limit paid in 12 equal monthly installments of principal plus interest and charges.
Annual fee of €41.60, charged in advance. The first charge is in the month the card is issued and, in subsequent years, in the same month as the initial charge. Stamp duty included.
Subject to credit risk analysis.

Payment in installments - TAN 0.000% for 3-month installments, TAN 6.000% for 6-month installments and TAN 9.000% for 9-month installments.

Greater flexibility

Here’s how TAP Classic card works

Payment of the card
TAP credit cards are paid on the 20th of every month.
30-day payment cycles
Buy with your TAP credit card and pay on the following month.
Flexible credit limit
You can apply for a limit change whenever you want.

Pay at your own pace

Choose how you want to pay

Pay in full Pay everything at once
Pay 100% of the amount in one go and avoid additional interest.
Pay in installments Split a purchase into installments
You can pay in 3 (TAN 0.000%), 6 (TAN 6.000%) or 9x (TAN 9.000%). For GO! card 3 (TAN 0.000%), 6 (TAN 3.000%) or 9x (TAN 6.000%). Cancel this plan at any time.
Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10
Interest will be calculated on the outstanding amount.
Pay fixed amount Pay a fixed amount every month
Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

1, 2, 3 and that's it!

Apply for your TAP Classic

Log in to the app
On the menu, select Cards > Apply for new card > Credit cards.
Choose your card
Customize it, read and accept the terms and conditions.
Receive it at home
after getting the approval.
Read the Standard Information Sheet
to learn about the conditions of the card.
Fill out the Membership Application Form
and print it.
Go to a Millennium branch
and take with you the copies of the required documents.
Your name
What do you need?
To be over 18 years old and register on the TAP Miles&Go Program
To bring your ID, your last tax return, your last 3 payslips, a proof of address and IBAN
What do you need?
To be over 18 years old and register on the TAP Miles&Go Program
To bring your ID, your last tax return, your last 3 payslips, a proof of address and IBAN
Your name

want to apply for your TAP Classic ?

Apply for TAP Classic card

Manage your card in the Millennium App

Explore app
phone displaying Millennium App TAP Classic card
phone displaying Millennium App with TAP Classic on top

Legal documents and other information

Standard Information Sheet

Download

General Conditions

Download

Important information

Download

Subscription proposal

Download

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Need help?
Here you can find the answer to all your questions
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Looking for a branch?
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Need to call us?
Call whenever you need to
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