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User Code: this code is required to access your account through the website or the Millennium App
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Or with Digital Mobile Key

How does it work? Gov.pt

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Open an account online
Código de Utilizador This code is required to access your account through the website or the Millennium App

Millennium account + Prestige Direto Start and Family

Your account with an online Manager plus exclusive services, cards and a lot more

Prestige Direto-Start for 1 holder

Join

Prestige Direto-Family for 2 or more holders

Join
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Millennium account + Prestige Direto Start and Family

Your account with an online Manager plus exclusive services, cards and a lot more

man in a suit, standing, looking at phone
man in a suit, standing, looking at phone

Prestige Direto-Start for 1 holder

Join

Prestige Direto-Family for 2 or more holders

Join
Prestige credit card

All the benefits

What's included?

Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

Prestige credit card
Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

Prestige credit card
Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

There’s always more to discover

Discover Vantagem Família

Share benefits with the whole family

Discounts on insurance and loans

Low-cost accounts for your kids

 father, mother, and 2 children, sitting on the sofa, smiling
 father, mother, and 2 children, sitting on the sofa, smiling
 father, mother, and 2 children, sitting on the sofa, smiling
 father, mother, and 2 children, sitting on the sofa, smiling

Monthly charges

€1 fee for 3 months

If you join on the website until June 30th, 2024.
Combine options to find out how much you will pay from the 4th month on
Choose what you'll bring to Millennium
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Choose what you'll bring to Millennium
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Corporate O Grey Corporate White
Bag Euro O Grey Bag Euro White
Choose what you'll bring to Millennium
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Corporate O Grey Corporate White
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Choose what you'll bring to Millennium
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Pay less by meeting these requirements
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Account maintenance fee
Prestige Direto-Start1 holder
8/month 8/month
Prestige Direto-Family2 or more holders
8/month 8/month

Plus Stamp Duty.

Switching between the Prestige Direto-Start and Prestige Direto-Family solution
If you add more account holders, you will automatically be switched to the Prestige Family solution. If you remove holders from your account, leaving you as the sole account holder, you will automatically be switched to the Prestige Direto-Start solution.

Financial assets
For the purpose of assessing financial assets, the primary account holder is considered to have the total of the average balances in their current accounts where they are the primary account holder, along with the balances in associated savings and investments.

Salary or pension at Millennium
To count the value of the salary or pension received at Millennium, all regular transfers received in the month are considered, duly coded at source with the ISO code "SALA" or "PENS", respectively, from all current accounts in which the Customer is the first holder. For this calculation, values of a non-regular nature are excluded (e.g: Holiday or Christmas allowance, supplements, one-off bonuses).

1, 2, 3 and that's it!

Opening an account is easy


What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

1, 2, 3 and that's it!

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
CH Doc Envio
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the holder.
of €250, from an account of which you are the holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Videochamada
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login Autenticacao
Login
Login
to the website.
to the website.
CH Doc Envio
Click on "Solutions"
Click on "Solutions"
and select Prestige Direto.
and select Prestige Direto.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
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Open your account right now
Open your account right now

With Digital Mobile Key or with video call, it's up to you.

Open account

Open an account on the app in minutes

Explore app
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Documents

Millennium Account Documents
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Standard Information Sheet

Download
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General Conditions

Download
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Comissions Informational Document

Download
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Depositor Information Form

Download
Prestige Direto-Start Documents
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General Conditions - Gadget Thetf Insurance

Download
Doc O Grey Doc O

General Conditions - Multi-risk Insurance for Electronic Data Processing Equipment

Download
Prestige Direto-Family Accounts Documents
Doc O Grey Doc O

General Conditions - Gadget Thetf Insurance

Download
Doc O Grey Doc O

General Conditions - Multi-risk Insurance for Electronic Data Processing Equipment

Download
Account opening
If you’re a new customer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.

 

 

MB WAY transfers
Exemption from payment of MB WAY Transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
All fees are subject to the applicable Stamp tax.

 

 

Gold/Prestige credit Card
17.6% TAEG and 12.400% TAN for a €1,500 credit limit paid over 12 equal monthly repayments, plus interests and expenses. Annual fee: €30. Subject to credit assessment.

 

 

Insurance
Prestige Direto-Start:
In both situations only the equipment owned by the 1st holder is insured.

 

 

Prestige Direto-Family:
Both situations only the property of the 1st and 2nd account holders are insured, and the limits shown are the aggregate annual limits for each of the insurances.

 

 

Advertisement. The information about insurance does not dispense with consulting the legally required pre-contractual and contractual information.

 

 

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