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Código de Utilizador This code is required to access your account through the website or the Millennium App

Millennium Account + Prestige Start and Family

Your account with an online Manager exclusive for Customers supported by the Prestige Direto platform

Prestige Start for 1 holder

Join

Prestige Family for 2 or more holders

Join
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Millennium Account + Prestige Start and Family

Your account with an online Manager exclusive for Customers supported by the Prestige Direto platform

man in a suit, standing, looking at phone
man in a suit, standing, looking at phone

Prestige Start for 1 holder

Join

Prestige Family for 2 or more holders

Join
Prestige credit card

All the benefits

What's included?

Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

Prestige credit card
Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

Prestige credit card
Prestige debit card
prepaid Jovem card
phone with message: Free MB WAY transfers in the Millennium App

There’s always more to discover

Discover Vantagem Família

Share benefits with the whole family

Discounts on insurance and loans

Low-cost accounts for your kids

family with bunny
family with bunny
family with bunny
family with bunny

Monthly charges

Reduced fee for 3 months

If you join on the website by March 31, 2025.
Combine options to find out how much you will pay from the 4th month on
Choose what you'll bring to Millennium
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Choose what you'll bring to Millennium
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Corporate O Grey Corporate White
Bag Euro O Grey Bag Euro White
Choose what you'll bring to Millennium
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Corporate O Grey Corporate White
Bag Euro O Grey Bag Euro White
Choose what you'll bring to Millennium
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Pay less by meeting these requirements
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Account maintenance fee
Prestige Direto-Start1 holder
8/month 8/month
Prestige Direto-Family2 or more holders
8/month 8/month

Plus Stamp Duty.

Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.

To receive this discount, you must meet the selected options each month. Otherwise, the price may be adjusted.

Switching between the Prestige Start and Prestige Family solution
If you add more account holders, you will automatically be switched to the Prestige Family solution. If you remove holders from your account, leaving you as the sole account holder, you will automatically be switched to the Prestige Direto-Start solution.

Financial assets
For the purpose of assessing financial assets, the primary account holder is considered to have the total of the average balances in their current accounts where they are the primary account holder, along with the balances in associated savings and investments.

Salary or pension at Millennium
To count the value of the salary or pension received at Millennium, all regular transfers received in the month are considered, duly coded at source with the ISO code "SALA" or "PENS", respectively, from all current accounts in which the Customer is the first holder. For this calculation, values of a non-regular nature are excluded (e.g: Holiday or Christmas allowance, supplements, one-off bonuses).

1, 2, 3 and that's it!

Opening an account is easy


What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

1, 2, 3 and that's it!

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
CH Doc Envio
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the primary holder.
of €250, from an account of which you are the primary holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Videochamada
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login Autenticacao
Login
Login
to the website.
to the website.
CH Doc Envio
Click on "Solutions"
Click on "Solutions"
and select Prestige Direto.
and select Prestige Direto.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
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Open your account right now
Open your account right now

With Digital Mobile Key or with video call, it's up to you.

Open account

Open an account on the app in minutes

Explore app
phone with Millennium app on the account opening screen phone with Millennium app on the account opening screen
phone with Millennium app on the account opening screen

Documents

Millennium Account Documents
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Standard Information Sheet

Download
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General Conditions

Download
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Comissions Informational Document

Download
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Depositor Information Form

Download
Prestige Start Documents
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General Conditions - Gadget Thetf Insurance

Download
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General Conditions - Multi-risk Insurance for Electronic Data Processing Equipment

Download
Prestige Family Accounts Documents
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General Conditions - Gadget Thetf Insurance

Download
Doc O Grey Doc O

General Conditions - Multi-risk Insurance for Electronic Data Processing Equipment

Download
Account opening
If you’re a new customer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.
MB WAY transfers

This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.

Exemption from payment of MB WAY Transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
All fees are subject to the applicable Stamp tax.
Gold/Prestige credit Card
18.1% TAEG and 12.900% TAN for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges.
Annual availability fee of €31.20, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included. Subject to credit risk assessment.
Insurance
Prestige Direto-Start:
In both situations only the equipment owned by the 1st holder is insured.
Prestige Direto-Family:
Both situations only the property of the 1st and 2nd account holders are insured, and the limits shown are the aggregate annual limits for each of the insurances.
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The information about insurance does not dispense with consulting the legally required pre-contractual and contractual information.

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