Discounted fee for the first 3 months
For Customers who join Prestige Start (€2.50 monthly fee) or Family (€3.50 monthly fee) on the website by March 31, 2025
2 Gold Prestige credit cards 0€ annual fee
TAEG 18.1%
With the Gold Prestige credit card you get access to the Millennium Rewards program, where for every €1 spent on purchases on the Visa network you earn 1 point. These can be exchanged for trips, hotel stays, wines, restaurants, gadgets, experiences and much more.
25 Credit transfers with no fees on the website or app, in euros
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Discounts on insurance for your home, health, car and a lot more
All the benefits
What's included?
2 Prestige debit cards €0 annual fee
With the Prestige debit card, you can make purchases and debit withdrawals whenever the Visa network is available. Additionally, you can access luxury stays through the Visa Luxury Hotel Collection program. Enjoy an annual fee of €0 for two Prestige debit cards, valued at €24.44 each.
Gadget Theft Insurance and IT Equipment Insurance
Gadget Theft Insurance with a capital of €250/year and a deductible of €50 per accident. IT Equipment Insurance with a maximum capital of €600/year and a deductible of €50 per accident.
Partnership with Vodafone with special conditions for you
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free Jovem prepaid card 0€ annual fee
With the prepaid Jovem card you can schedule your kid's weekly or monthly allowance through recurring transfers. Enjoy the annual fee of €0 for one pre-paid Jovem card, valued at €10.44.
Access to Poupança Reforço Prestige Save from €250 and earn 2.00% monthly interest
Get a 2.00% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
Discounted fee for the first 3 months
For Customers who join Prestige Start (€2.50 monthly fee) or Family (€3.50 monthly fee) on the website by March 31, 2025
2 Gold Prestige credit cards 0€ annual fee
TAEG 18.1%
With the Gold Prestige credit card you get access to the Millennium Rewards program, where for every €1 spent on purchases on the Visa network you earn 1 point. These can be exchanged for trips, hotel stays, wines, restaurants, gadgets, experiences and much more.
25 Credit transfers with no fees on the website or app, in euros
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Discounts on insurance for your home, health, car and a lot more
2 Prestige debit cards €0 annual fee
With the Prestige debit card, you can make purchases and debit withdrawals whenever the Visa network is available. Additionally, you can access luxury stays through the Visa Luxury Hotel Collection program. Enjoy an annual fee of €0 for two Prestige debit cards, valued at €24.44 each.
Gadget Theft Insurance and IT Equipment Insurance
Gadget Theft Insurance with a capital of €250/year and a deductible of €50 per accident. IT Equipment Insurance with a maximum capital of €600/year and a deductible of €50 per accident.
Partnership with Vodafone with special conditions for you
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free Jovem prepaid card 0€ annual fee
With the prepaid Jovem card you can schedule your kid's weekly or monthly allowance through recurring transfers. Enjoy the annual fee of €0 for one pre-paid Jovem card, valued at €10.44.
Access to Poupança Reforço Prestige Save from €250 and earn 2.00% monthly interest
Get a 2.00% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
Discounted fee for the first 3 months
For Customers who join Prestige Start (€2.50 monthly fee) or Family (€3.50 monthly fee) on the website by March 31, 2025
2 Gold Prestige credit cards 0€ annual fee
TAEG 18.1%
With the Gold Prestige credit card you get access to the Millennium Rewards program, where for every €1 spent on purchases on the Visa network you earn 1 point. These can be exchanged for trips, hotel stays, wines, restaurants, gadgets, experiences and much more.
25 Credit transfers with no fees on the website or app, in euros
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Discounts on insurance for your home, health, car and a lot more
2 Prestige debit cards €0 annual fee
With the Prestige debit card, you can make purchases and debit withdrawals whenever the Visa network is available. Additionally, you can access luxury stays through the Visa Luxury Hotel Collection program. Enjoy an annual fee of €0 for two Prestige debit cards, valued at €24.44 each.
Gadget Theft Insurance and IT Equipment Insurance
Gadget Theft Insurance with a capital of €250/year and a deductible of €50 per accident. IT Equipment Insurance with a maximum capital of €600/year and a deductible of €50 per accident.
Partnership with Vodafone with special conditions for you
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free Jovem prepaid card 0€ annual fee
With the prepaid Jovem card you can schedule your kid's weekly or monthly allowance through recurring transfers. Enjoy the annual fee of €0 for one pre-paid Jovem card, valued at €10.44.
Access to Poupança Reforço Prestige Save from €250 and earn 2.00% monthly interest
Get a 2.00% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
There’s always more to discover
Discover Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for your kids
Monthly charges
Reduced fee for 3 months
If you join on the website by March 31, 2025.Plus Stamp Duty.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To receive this discount, you must meet the selected options each month. Otherwise, the price may be adjusted.
Switching between the Prestige Start and Prestige Family solution
If you add more account holders, you will automatically be switched to the Prestige Family solution. If you remove holders from your account, leaving you as the sole account holder, you will automatically be switched to the Prestige Direto-Start solution.
Financial assets
For the purpose of assessing financial assets, the primary account holder is considered to have the total of the average balances in their current accounts where they are the primary account holder, along with the balances in associated savings and investments.
Salary or pension at Millennium
To count the value of the salary or pension received at Millennium, all regular transfers received in the month are considered, duly coded at source with the ISO code "SALA" or "PENS", respectively, from all current accounts in which the Customer is the first holder. For this calculation, values of a non-regular nature are excluded (e.g: Holiday or Christmas allowance, supplements, one-off bonuses).
1, 2, 3 and that's it!
Opening an account is easy
1, 2, 3 and that's it!
Opening an account is easy
With Digital Mobile Key or with video call, it's up to you.
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This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Annual availability fee of €31.20, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included. Subject to credit risk assessment.