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Gold Prestige credit card
Gold Prestige credit card
Gold Prestige credit card
Gold Prestige credit card
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Gold Prestige TAEG 18.8%

Shop, earn points, get rewards

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Gold Prestige credit card
Benefits How much is it How it works How to get it Related topics
Apply for Gold Prestige card
Gold Prestige credit card Apply for card
Gold Prestige credit card
Gold Prestige credit card
Join Programa Prestige or Prestige Direto and pay no annual fee
View accounts
Sign up for Millennium Travel and shop abroad without fees
View Millennium Travel
On the app, split purchases into 3, 6 or 9 installments (TAN up to 11.000%)
Learn more
Insurance and assistance included in your card
View insurance
Join Millennium Rewards and earn 1 point for every €1 spent, redeemable for rewards
View Millennium Rewards

Rates and Fees

Here's how to get the annual fee waived

Annual fee
€31.20/year €31.20/year
Stamp duty included.
Annual availability fee charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Interest rates
Global Annual Charge Rate (TAEG)
18.8% 18.8%
Nominal Annual Rate (TAN)
13.600% 13.600%
18.8% TAEG and 13.600% TAN for a €1,500 credit limit paid in 12 equal monthly installments of principal plus interest and charges.
Annual fee of €31.20, charged in advance. The first charge is in the month the card is issued and, in subsequent years, in the same month as the initial charge. Stamp duty included.
Subject to credit risk analysis.

Payment in installments - TAN 10.000% for 3-month installments, TAN 10.500% for 6-month installments and TAN 11.000% for 9-month installments.
View price list

Greater flexibility

Here's how the Gold Prestige card works

Payment date adapted to you
Choose the day to pay for the card, between the 11th and 20th of each month.
30-day payment cycles
Purchase with a credit card and pay in the next billing cycle.
Flexible credit limit
You can apply for a limit change whenever you need it.

Pay at your own pace

Choose how you want to pay

Pay in full Pay everything at once
Pay 100% of the amount in one go and avoid additional interest.
Pay in installments Split a purchase into installments
You can pay in 3 (TAN 10.000%), 6 (TAN 10.500%) or 9x (TAN 11.000%). Cancel this plan at any time.
Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10
Interest will be calculated on the outstanding amount.
Pay fixed amount Pay a fixed amount every month
Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

1, 2, 3 and that's it!

Applying is easy

Log in to the app
On the menu, select Cards > Apply for new card > Credit cards.
Choose your card
Customize it, read and accept the terms and conditions.
Receive it at home
after getting the approval.
Read the Standard Information Sheet
to learn about the conditions of the card.
Fill out the Membership Application Form
and print it.
Go to a Millennium branch
and take with you the copies of the required documents.
Gold Prestige credit card
Your name
What do you need?
To be over 18 years old
Approval of the credit risk analysis
The last 3 payslips and the IRS validation code
What do you need?
To be over 18 years old and register on the TAP Miles&Go Program
To bring your ID, your last tax return, your last 3 payslips, a proof of address and IBAN
Gold Prestige credit card
Your name

want to apply for a Gold Prestige credit card?

Apply for Gold Prestige card

Manage your card in the Millennium App

Explore app
phone displaying Millennium App Prestige card
phone displaying Millennium App with Prestige card on top

Legal documents and other information

Standard Information Sheet

Download

General Conditions

Download

Important information

Download

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