For Individual Clients, resident or not, in Portugal, aged 18 or more

Minimum deposit amount: €250 or €150 for University Students aged 18-25, or equivalent in the respective currency.

Subject to customer acceptance policy.

This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.

Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.

18.1% TAEG and 12.900% TAN for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges.
Annual availability fee of €31.20, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included. Subject to credit risk assessment.

Does not dispense with the consultation of legally required pre-contractual and contractual information.