Vantagem Ordenado
Bring your salary or pension to Millennium
Bring in your salary or pension of €750 or more and open the door to a world of benefits that'll make budgeting a breeze
Bring in your salary or pension of €750 or more and open the door to a world of benefits that'll make budgeting a breeze
Vantagem Ordenado
Bring your salary or pension to Millennium
Bring in your salary or pension of €750 or more and open the door to a world of benefits that'll make budgeting a breeze
Bring in your salary or pension of €750 or more and open the door to a world of benefits that'll make budgeting a breeze
Account maintenance fee reduction with Millennium GO!, Cliente Frequente and Programa Prestige
View accounts
€1 account maintenance fee for 3 months
Make your budget simpler to manage
Heading to the supermarket? See how we can help with your shopping
Salary advance up to 100% with Salary Loan TAEG 16.8%
Learn more
Stay safe with Salary Protection Insurance Plan
You’re 4 steps away from your benefits
It's easy to join
Request the IBAN proof
Request the IBAN proof
from your current account, on the app or website.
from your current account, on the app or website.
Send your employer the IBAN
Send your employer the IBAN
to start receiving your salary or pension at Millennium
to start receiving your salary or pension at Millennium
Automatically join Vantagem Ordenado
Automatically join Vantagem Ordenado
without any costs.
without any costs.
Enjoy the exclusive benefits
Enjoy the exclusive benefits
we have for you and manage your budget in a simple way.
we have for you and manage your budget in a simple way.
You’re 4 steps away from your benefits
It's easy to join
Request the IBAN proof
Request the IBAN proof
from your current account, on the app or website.
from your current account, on the app or website.
Send your employer the IBAN
Send your employer the IBAN
to start receiving your salary or pension at Millennium
to start receiving your salary or pension at Millennium
Automatically join Vantagem Ordenado
Automatically join Vantagem Ordenado
without any costs.
without any costs.
Enjoy the exclusive benefits
Enjoy the exclusive benefits
we have for you and manage your budget in a simple way.
we have for you and manage your budget in a simple way.
Insurance maturity protection plan
Insurance for greater comfort
Absolute Temporary Disability for Work due to Illness or Accident
Involuntary Unemployment
Death or Permanent Disability in case of accident
Ordenado Loan TAEG 16.8%
If you domicile your salary, your retirement/pension of regular value equal or superior to €250. For an amount of €1,500 for 90 days at a 15.000% TAN (Annual Nominal Rate), the interests will amount to €56.25 plus €2.25 of Stamp Duty, corresponding to a 16.8% TAEG (Global Annual Effective Rate). Exemption of Stamp Duty for the use of the credit up to the amount of the monthly wage credited in your account.
Subject to credit assessment and signing of Ordenado Loan contract.
The transfer of the salary does not imply or assume the subscription of any overdraft or of any similar credit operation.
The maximum amount of the Ordenado Loan will be, on the 1st of each month, equal to the monthly average of the amounts credited to the current account, in the two preceding months, as wage/pension.
If, in the month immediately preceding, there is no credit for any amounts in the form of wage/pension, the maximum amount of the Ordenado Loan will be 75% of the amount determined in accordance with the provisions set forth above;
If, during 2 consecutive months, the processing of properly coded transfers of wages/pensions is not verified, no credit captive is generated, so you will not have access to salary/pension advance.
Subject to credit assessment.
Salary Protection Insurance Plan
The following conditions do not apply to self-employed workers.
The Insurance Premium is paid every month and is calculated based on the net remuneration credited in the current account.
Example: €9.28/per month for a costumer with a monthly wage of €760.
€5.38 (cost of the policy including legal charges) will be added to the first payment.
There are exclusions provided in the policy.
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This information does not exempt the reading of the legally required pre-contractual and contractual information.
Coverage for Employees
Payment of up to 6 months per claim, for covers of Absolute Temporary Disability for Work due to Illness or Accident and Involuntary Unemployment, of 30% of net salary with a maximum of €700 per month (cumulative with benefits paid by Social Security).
In the case of cover for Death or Permanent Disability, payment of compensation corresponding to 12 times the net monthly salary.
In case of permanent disability, only devaluations equal to or higher than 10% will be considered. Devaluations equal or higher than 66% will be considered as 100%, and the total amount of the insurance capital will be paid.
Coverage for Employees
Payment of up to 6 months per claim, for covers of Absolute Temporary Disability for Work due to Illness or Accident and Involuntary Unemployment, of 30% of net salary with a maximum of €700 per month (cumulative with benefits paid by Social Security).
In the case of cover for Death or Permanent Disability, payment of compensation corresponding to 12 times the net monthly salary.
In case of permanent disability, only devaluations equal to or higher than 10% will be considered. Devaluations equal or higher than 66% will be considered as 100%, and the total amount of the insurance capital will be paid.