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Digital Treasury Loan TAE 8.359%

Need an instant treasury boost? We've got you

Strengthen your company's treasury with fast, 100% digital financing
Strengthen your company's treasury with fast, 100% digital financing
Learn more
Digital Treasury Loan
Benefits Costs How to apply Related topics FAQs
Calculate
Digital Treasury Loan Calculate

Business Financing

Get it in just a few minutes

Financial balance with Digital Treasury Loan

Short-term financing with instant response

Available on the Millennium bcp Empresas website and iziBizi.pt

0.5%
0%
Business Financing*
woman on a terrace holding a coffee, working on a computer with graphs on the screen
woman on a terrace holding a coffee, working on a computer with graphs on the screen
0.5%
0%
Business Financing*
woman on a terrace holding a coffee, working on a computer with graphs on the screen
woman on a terrace holding a coffee, working on a computer with graphs on the screen

Why apply for a Digital Treasury Loan?

CP Conta
Instant cash
We review your application and provide an instant response for amounts up to €15,000.
Pag Comissao
Covers cash flow needs
To pay salaries, invoices, suppliers, and more.
Contrato
No additional guarantees required
The digitally signed contract is the only guarantee you need.
CC Ciclo
Single payment
Repay the principal and interest in one payment at the end of the term.

Fees, rates, and amounts

What are the conditions and rates?

Annual Effective Rate (TAE)
8.359% 8.359%
TAE of 8.359%, calculated based on a fixed nominal interest rate of 7.999%. Example: for a loan of €7,000, to be repaid in 60 days, with no grace period, with a single payment at maturity. The APR includes an organization fee in accordance with the current schedule at the bank. The APR (Annual Percentage Rate) was calculated according to Decree-Law No. 220/94, of May 23.
Online credit approval is subject to approval and depends on the absence of default or arrears situations known to the bank through a consultation with the Central Credit Register of the Bank of Portugal.
Check how much you can apply for and when it's due
Amount
€ 1,000 to € 15,000 € 1,000 to € 15,000
Repayment term
30 to 120 days 30 to 120 days
Organization fee*
0% 0%
*Launch campaign: 0% organization fee until July 6, 2025. If not renewed, the fee will increase to 0.5%.

No guarantees, co-signer, or guarantor required.
View price list

1, 2, 3, and it's done

Just 3 simple steps

CH Doc Envio
Calculate
Calculate
Choose an amount up to €15,000 and select a payment date up to 120 days.
Choose an amount up to €15,000 and select a payment date up to 120 days.
Doc Ok
Submit
Submit
Submit your application and get an instant response.
Submit your application and get an instant response.
Contrato
Sign the contract
Sign the contract
It’s all digital, quick, and hassle-free.
It’s all digital, quick, and hassle-free.

1, 2, 3, and it's done

Just 3 simple steps

CH Doc Envio
Calculate
Calculate
Choose an amount up to €15,000 and select a payment date up to 120 days.
Choose an amount up to €15,000 and select a payment date up to 120 days.
Doc Ok
Submit
Submit
Submit your application and get an instant response.
Submit your application and get an instant response.
Contrato
Sign the contract
Sign the contract
It’s all digital, quick, and hassle-free.
It’s all digital, quick, and hassle-free.

Open your Corporate account

Keyboard O White

100% online
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in minutes
Warrants O White

hassle-free
Open account online
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woman with a gray blazer and glasses, arms crossed, smiling

Perguntas frequentes

Dúvidas? Nós ajudamos

It’s a 100% digital, short-term financing solution for companies, offering up to €15,000 with instant approval and funding. The maximum repayment term is 120 days.

It’s a 100% digital, short-term financing solution for companies, offering up to €15,000 with instant approval and funding. The maximum repayment term is 120 days.

The purpose is to address specific treasury needs (such as salary payments, operational expenses, supplier payments, among others), which is why it is a short-term financing solution.

The purpose is to address specific treasury needs (such as salary payments, operational expenses, supplier payments, among others), which is why it is a short-term financing solution.

Between €1,000 and €15,000.

Between €1,000 and €15,000.

You have up to 120 days to repay it, with a single installment due at the end of the term you choose.

You have up to 120 days to repay it, with a single installment due at the end of the term you choose.

No, this product does not require a promissory note. The digital contract is the only mutual guarantee needed.

No, this product does not require a promissory note. The digital contract is the only mutual guarantee needed.

No.

No.

View more questions

Perguntas frequentes

Dúvidas? Nós ajudamos

It’s a 100% digital, short-term financing solution for companies, offering up to €15,000 with instant approval and funding. The maximum repayment term is 120 days.

It’s a 100% digital, short-term financing solution for companies, offering up to €15,000 with instant approval and funding. The maximum repayment term is 120 days.

The purpose is to address specific treasury needs (such as salary payments, operational expenses, supplier payments, among others), which is why it is a short-term financing solution.

The purpose is to address specific treasury needs (such as salary payments, operational expenses, supplier payments, among others), which is why it is a short-term financing solution.

Between €1,000 and €15,000.

Between €1,000 and €15,000.

You have up to 120 days to repay it, with a single installment due at the end of the term you choose.

You have up to 120 days to repay it, with a single installment due at the end of the term you choose.

No, this product does not require a promissory note. The digital contract is the only mutual guarantee needed.

No, this product does not require a promissory note. The digital contract is the only mutual guarantee needed.

No.

No.

View more questions

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Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Find a branch
Contactos
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts