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Confirming On-Time TAE 8.810%

Payments to your suppliers made simpler

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Six people at a wooden table, reviewing architectural plans, laptops, and documents during a meeting

Benefits

Why choose us to handle your payments?

Access to Confirming On-Time Credit Line

To help maintain healthy cash flow whenever you want to defer payment to Millennium for invoices paid to your suppliers.

Benefits

Why choose us to handle your payments?

Access to Confirming On-Time Credit Line

To help maintain healthy cash flow whenever you want to defer payment to Millennium for invoices paid to your suppliers.

Benefits

Why choose us to handle your payments?

Access to Confirming On-Time Credit Line

To help maintain healthy cash flow whenever you want to defer payment to Millennium for invoices paid to your suppliers.

Our offer

The right solution for your business

Smiling woman with curly hair, wearing a pink top, holding glasses, looking right
Confirming Payments Paying has never been so simple
We act on your behalf to delegate the payment management process to suppliers
Confirming Easy Adapted to your needs
Make cash payments, up to 5 suppliers, with access to a credit line for settling the payment orders
woman working on a clay pot
Smiling woman in a green jumper holding a mug
Confirming Guarantee Paying and receiving always ensured
We guarantee the payment of payment orders, issued on your behalf
Smiling woman with curly hair, wearing a pink top, holding glasses, looking right
Confirming Payments Paying has never been so simple
We act on your behalf to delegate the payment management process to suppliers
woman working on a clay pot
Confirming Easy Adapted to your needs
Make cash payments, up to 5 suppliers, with access to a credit line for settling the payment orders
Smiling woman in a green jumper holding a mug
Confirming Guarantee Paying and receiving always ensured
We guarantee the payment of payment orders, issued on your behalf

How it works

Everything you need to know

Buy from your suppliers
Automate the process of paying domestic and foreign suppliers.
Send us the payment orders
Upload the files on the website or register your payment orders online.
Notify your suppliers
We send customized notices of the payment orders, informing about the possibility of anticipation.
Enable early payment requests
Your suppliers, whether they are Millennium customers or not, can request early payment of their invoices.
Pay on the due date
On the payment date of the orders, we debit your account and pay your suppliers.
Access the credit line
You can also access Confirming On-Time financing to get liquidity and maintain cash flow balance.

Rates and charges

Now the numbers

Annual Effective Rate (TAE)
8.810% 8.810%

TAE calculated based on a TAN (Nominal Annual Rate) of 4.697% - Euribor 180 days (calculated as the average of the daily offer rates of the month prior to each interest-bearing period, which in this instance was July 2026, corresponding to 2.647%, plus 2.050% spread for a Confirming On-Time Credit Line of 50,000 EUR, for a 180-day period, and including Contract Opening Comission, Credit Line Setup Fee and Service Commission. The TAE (Annual Effective Rate) was calculated in the terms of Decree-Law 220/94, of August 23.

You are just 3 steps away from your new service

Managing payments has never been so easy

You are just 3 steps away from your new service

Managing payments has never been so easy

Apply
Apply
for the financing
for the financing
Track and confirm
Track and confirm
the credit decision
the credit decision
Sign the contract
Sign the contract
using Assinatura Digital Qualificada
using Assinatura Digital Qualificada

Other information

Service presentation

Download

File layout

Download

Need help?

We are here for you

Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)