You are exempt from Stamp Duty for the use of the credit, up to the amount of the monthly salary credited to the account.

It is subject to a credit decision and an autonomous contract.

It has a term of one calendar month, starting on the first day and ending on the last day of each month. This term is automatically and successively renewed for periods of one month, until either party terminates the contract.

The value of the Salary Loan will be credited on the 1st day of each month, with the maximum amount being equal to the monthly average of the amounts credited to the Current Account over the previous two months, as salary or retirement/pension; If in the immediately preceding month no amounts are credited as salary or pension, the maximum amount of the Salary Loan will be 75% of the amount calculated as above; If for 2 consecutive months no duly coded salary or retirement/pension transfers are processed, you will no longer have access to the anticipated salary or retirement/pension.

Subject to credit risk analysis.