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How does it work? Gov.pt

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Open account

Open your account with us in just a few minutes

We have accounts to suit all preferences, and you can open yours wherever and whenever you want. At home, in a cafe, on the train – the choice is yours.
We have accounts to suit all preferences, and you can open yours wherever and whenever you want. At home, in a cafe, on the train – the choice is yours.
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Open account

Open your account with us in just a few minutes

We have accounts to suit all preferences, and you can open yours wherever and whenever you want. At home, in a cafe, on the train – the choice is yours.
We have accounts to suit all preferences, and you can open yours wherever and whenever you want. At home, in a cafe, on the train – the choice is yours.
woman smilling while looking at her phone
woman smilling while looking at her phone

Accounts

woman looking at her phone
Millennium Account +
Cliente Frequente

For those who want daily advantages we have transfers, cards, insurances and costless MB WAY

Prices O Grey

From €5/month

Card O Grey

€0 fee on cards

man in a suit, standing, looking at phone
Millennium Account +
Prestige Direto

Your account with an online Manager plus exclusive services, cards and a lot more

Prices O Grey

From €2.50/month

Chat Grey

Online monitoring

College boy, in classroom
Millennium Account +
GO! Universitário

Are you a college student? This account doesn't cost a thing and has cards without fees and discounts with partners

Transfer O Grey

Free transfers

Card O Grey

Travel card

smilling girl, with photograph machine case hanging on shoulder
Millennium Account +
GO!

Are you between 18 and 30 years old? Pay just €1 per month with cards without fees and discounts with partners

Transfer O Grey

Free transfers

Insurance O Grey

Robbery insurance

lady dressed in pink, sitting and smilling
Millennium Account +
Prestige

Your account with a personal Manager that includes transfers, cards and a lot more

Prices O Grey

From €5/month

Manager O Grey

Personal manager

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Millennium Account +
Mais Portugal

An account for those who live abroad that includes cards, discounts and a lot more

Prices O Grey

From €5/month

Card O Grey

€0 fee on cards

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Millennium Account

Your Millennium account with the daily essentials

Wallet O Grey

Up to 23 years old: €0

Prices O Grey

Over 23 years old: €5.20/month

mother holding a cup of tea and the teenage daughter with a phone, sitting on the sofa in a moment of closeness
Millennium Start Account

To start the financial life of your little ones with €0 maintenance fee

Card O Grey

Debit card

Coins O Grey

From €0

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Basic Account

For those looking for the essential with 1 debit card a fixed rate

Prices O Grey

From €6/month

Money O Grey

3 withdrawals per month

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Minimum Banking Services Account

For those looking for minimum services at a reduced cost

Prices O Grey

€0.35/month

Transfer Account O Grey

5 transactions per month

Step by step

Opening an account is easy


Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
Localizador De Sucursal
The requirements for accounts opened at branches are different. Visit us to learn more.
The requirements for accounts opened at branches are different. Visit us to learn more.
Where we are

Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Citizen Card or Residency Authorization Card or Passport
You must have a Citizen Card or Residency Authorization Card or Passport
You can exit the process and continue later, within 30 days. After this time, data will be erased.
You can exit the process and continue later, within 30 days. After this time, data will be erased.
Localizador De Sucursal
The requirements for accounts opened at branches are different. Visit us to learn more.
The requirements for accounts opened at branches are different. Visit us to learn more.
Where we are

Step by step

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the primary holder.
of €250, from an account of which you are the primary holder.
Confirmar Notificacao e confirmar app
And you're ready to go!
And you're ready to go!
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
Localizador De Sucursal
The requirements for accounts opened at branches are different. Visit us to learn more.
The requirements for accounts opened at branches are different. Visit us to learn more.
Where we are
Doc Envio
Upload proofs
Upload proofs
of address and employment (or student/unemployment).
of address and employment (or student/unemployment).
Doc Pessoal
Verify your identity
Verify your identity
with portuguese Citizen Card, Residency Authorization Card or Passport
with portuguese Citizen Card, Residency Authorization Card or Passport
Videochamada
Wait for the video call
Wait for the video call
and ensure that you are in a well-lit and noise-free environment.
and ensure that you are in a well-lit and noise-free environment.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the primary holder.
of €250, from an account of which you are the primary holder.
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Citizen Card or Residency Authorization Card or Passport
You must have a Citizen Card or Residency Authorization Card or Passport
You can exit the process and continue later, within 30 days. After this time, data will be erased.
You can exit the process and continue later, within 30 days. After this time, data will be erased.
Localizador De Sucursal
The requirements for accounts opened at branches are different. Visit us to learn more.
The requirements for accounts opened at branches are different. Visit us to learn more.
Where we are

Frequently asked questions

Questions? We'll help

You can open an account through our app, website, or at a branch.

You can open an account through our app, website, or at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: Luxembourg, South Africa, Brazil, the United Kingdom, Switzerland and Venezuela, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    - Particular Conditions/Signature Sheet
    - Customer Information Sheet
    - General Conditions
    - Standard Information Sheet
    - Commission Information Document
    - Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: Luxembourg, South Africa, Brazil, the United Kingdom, Switzerland and Venezuela, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    - Particular Conditions/Signature Sheet
    - Customer Information Sheet
    - General Conditions
    - Standard Information Sheet
    - Commission Information Document
    - Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

Frequently asked questions

Questions? We'll help

You can open an account through our app, website, or at a branch.

You can open an account through our app, website, or at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: Luxembourg, South Africa, Brazil, the United Kingdom, Switzerland and Venezuela, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    - Particular Conditions/Signature Sheet
    - Customer Information Sheet
    - General Conditions
    - Standard Information Sheet
    - Commission Information Document
    - Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: Luxembourg, South Africa, Brazil, the United Kingdom, Switzerland and Venezuela, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    - Particular Conditions/Signature Sheet
    - Customer Information Sheet
    - General Conditions
    - Standard Information Sheet
    - Commission Information Document
    - Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

Awards and Ditinctions

Discover who ranked Millennium as No. 1 in 2024

Best Digital Bank Award 2024 Global Finance

Best Digital Bank 2024

Millennium was recognized by Global Finance magazine in the "World's Best Digital Bank Awards 2024" as the "Best Digital Bank," with recognitions in categories such as "Best Information Security and Fraud Management," "Best User Experience (UX)," "Best Social Media Marketing and Services," among others, reflecting the success on the journey to accelerate digital transformation.

Prémio App

The Millennium App wins again

2024 Awards: Five Stars Award and Product of the Year Award in the 'Banking Apps' category. Distinctions granted by Five Stars Consulting Portugal and Product of the Year.

These awards are the exclusive responsibility of the attributing entity.

Awards and Ditinctions

Discover who ranked Millennium as No. 1 in 2024

Best Digital Bank Award 2024 Global Finance

Best Digital Bank 2024

Millennium was recognized by Global Finance magazine in the "World's Best Digital Bank Awards 2024" as the "Best Digital Bank," with recognitions in categories such as "Best Information Security and Fraud Management," "Best User Experience (UX)," "Best Social Media Marketing and Services," among others, reflecting the success on the journey to accelerate digital transformation.

Prémio App

The Millennium App wins again

2024 Awards: Five Stars Award and Product of the Year Award in the 'Banking Apps' category. Distinctions granted by Five Stars Consulting Portugal and Product of the Year.

These awards are the exclusive responsibility of the attributing entity.

Open an account anywhere with the Millennium App

Explore app
phone with Millennium app on the account opening screen phone with Millennium app on the account opening screen
phone with Millennium app on the account opening screen
Opening an account
For Customers, resident or non-resident in Portugal, aged 18 or over.
Minimum opening amount: €250 or €150 for University Students between 18 and 25 years old, or equivalent in the respective currency.
Account opening subject to client acceptance policy.
If you do not subscribe to an Integrated Banking Products and Services Solution, you will be subject to a maintenance fee of €5.20/month.

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Need help?

We are here for you

Ajuda Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos Need to call us?
Call whenever you need to
Call whenever you need to
Ajuda
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos
Need to call us?
Call whenever you need to
Call whenever you need to