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Open your account with us in just a few minutes

We have accounts to suit all preferences, and you can open yours wherever and whenever you want. At home, in a cafe, on the train – the choice is yours.
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When you open an account

Benefits for everyone

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12 months with no monthly package account fee If you open your account in the app using your Digital Mobile Key, you'll get 12 months with no package account fee when you subscribe to an Integrated Banking Products and Services Solution¹.
Want a little extra without breaking a sweat? For new Customers only, there is 500 extra reasons to have your salary deposited at Millennium.

Campaign valid from 16/07 to 15/10/2026, exclusive to new Customers.
Discover salary campaign
Smiling woman holding a pink number 500 against a blue background. Badge reads "Exclusivo Novos Clientes"
Couple smiling and looking at their phone
12 months with no monthly package account fee If you open your account in the app using your Digital Mobile Key, you'll get 12 months with no package account fee when you subscribe to an Integrated Banking Products and Services Solution¹.
Smiling woman holding a pink number 500 against a blue background. Badge reads "Exclusivo Novos Clientes"
Want a little extra without breaking a sweat? For new Customers only, there is 500 extra reasons to have your salary deposited at Millennium.

Campaign valid from 16/07 to 15/10/2026, exclusive to new Customers.
Discover salary campaign

Step by step

Opening an account on the app is easy

Enter you mobile number and email
Enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Enter you mobile number and email
Enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted

Step by step

Opening an account on the app is easy

Enter you mobile number and email
Enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Enter you mobile number and email
Enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Don’t have Digital Mobile Key?
Don’t have Digital Mobile Key?

Activate it in 3 minutes so you can open an account and sign documents online

Activate

Accounts

I'm not a Customer and I want to open an account

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Millennium Account +
Cliente Frequente

For those who want daily advantages we have transfers, cards, insurances and costless MB WAY

From €5/month

€0 fee on cards

Open account
View details
man in a suit, standing, looking at phone
Millennium Account +
Prestige Direto

Your account with an online Manager plus exclusive services, cards and a lot more

From €2.50/month

Online monitoring

Open account
View details
College boy, in classroom
Millennium Account +
GO! Universitário

Are you a college student? This account doesn't cost a thing and has cards without fees and discounts with partners

Free transfers

Travel card

Open account
View details
smilling girl, with photograph machine case hanging on shoulder
Millennium Account +
GO!

Are you between 18 and 30 years old? Pay just €1 per month with cards without fees and discounts with partners

Free transfers

Robbery insurance

Open account
View details
Woman looking at her phone and smiling
Millennium Account +
Prestige

Your account with a personal Manager that includes transfers, cards and a lot more

From €5/month

Personal manager

Open account
View details
man in a scooter, next to a wall with flowers
Millennium Account +
Mais Portugal

An account for those who live abroad that includes cards, discounts and a lot more

From €5/month

€0 fee on cards

Open account
View details
young man wearing sunglasses walking on the street
Millennium Account

Your Millennium account with the daily essentials

Up to 23 years old: €0

Over 23 years old: €5.20/month

Open account
View details
Mother holding cup of tea and teenage daughter with phone share a close moment together on the sofa
Millennium Start Account

To start the financial life of your little ones with €0 maintenance fee

Debit card

From €0

View details
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Basic Account

For those looking for the essential with 1 debit card a fixed rate

From €6/month

3 withdrawals per month

View details
woman sitting at a desk by the window, working on the computer
Minimum Banking Services Account

For those looking for minimum services at a reduced cost

€0.35/month

5 transactions per month

View details
The requirements for accounts opened at branches are different
The requirements for accounts opened at branches are different

Visit us to learn more

Where we are

Open a joint account

You can now open an account for 2 in the app

Download the Millennium App

Tap “Open an account” on the home screen

Scroll down to “For me and someone else” to start opening your account using your Digital Mobile Key

Smartphone screen showing the digital options to open an account with Millennium bcp: “just for me” or “for me and another person”, using Digital Mobile Key and included in a campaign
Smartphone screen showing the digital options to open an account with Millennium bcp: “just for me” or “for me and another person”, using Digital Mobile Key and included in a campaign
Smartphone screen showing the digital options to open an account with Millennium bcp: “just for me” or “for me and another person”, using Digital Mobile Key and included in a campaign
Smartphone screen showing the digital options to open an account with Millennium bcp: “just for me” or “for me and another person”, using Digital Mobile Key and included in a campaign

Awards and Distinctions

Discover who ranked Millennium as No. 1 in 2026

Discover our app
Cup-shaped award icon.

Best Digital Bank for Consumers 2025

Millennium bcp distinguished with a total of 22 awards.
These Global Finance awards confirm that Millennium bcp is one of the most innovative and comprehensive banks in digital offerings for individual and business customers.

Learn more
Five Stars Award 2024 - in the 'Banking Apps' category

The Millennium App wins again

2026 Awards: Five Stars Award and Product of the Year Award in the 'Banking Apps' category. Distinctions granted by Five Stars Consulting Portugal and Product of the Year.

These awards are the exclusive responsibility of the attributing entity.

Awards and Distinctions

Discover who ranked Millennium as No. 1 in 2026

Discover our app
Cup-shaped award icon.

Best Digital Bank for Consumers 2025

Millennium bcp distinguished with a total of 22 awards.
These Global Finance awards confirm that Millennium bcp is one of the most innovative and comprehensive banks in digital offerings for individual and business customers.

Learn more
Five Stars Award 2024 - in the 'Banking Apps' category

The Millennium App wins again

2026 Awards: Five Stars Award and Product of the Year Award in the 'Banking Apps' category. Distinctions granted by Five Stars Consulting Portugal and Product of the Year.

These awards are the exclusive responsibility of the attributing entity.

Frequently asked questions

Questions? We'll help

You can open an account through our app, website, or at a branch.

You can open an account through our app, website, or at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: The United Kingdom, Switzerland, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    • Particular Conditions/Signature Sheet
    • Customer Information Sheet
    • General Conditions
    • Standard Information Sheet
    • Commission Information Document
    • Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: The United Kingdom, Switzerland, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    • Particular Conditions/Signature Sheet
    • Customer Information Sheet
    • General Conditions
    • Standard Information Sheet
    • Commission Information Document
    • Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

View other questions

Frequently asked questions

Questions? We'll help

You can open an account through our app, website, or at a branch.

You can open an account through our app, website, or at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

The required documents are:

  • Account Opening Proposal*
  • Customer File and Signature Sheet*
  • Citizen Card or original Identity Card or Personal Card (only if you do not have ID); or Taxpayer Card
  • Proof of address (to prove tax address: water or electricity receipt, or other supporting document). This document must not be older than 12 months
  • Proof of employment and professional entity (professional card, salary slip or any other supporting document).

*You can download these documents from our website or ask for them at a branch.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: The United Kingdom, Switzerland, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    • Particular Conditions/Signature Sheet
    • Customer Information Sheet
    • General Conditions
    • Standard Information Sheet
    • Commission Information Document
    • Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

If you live abroad and do not have a Citizen Card, you should go to one of our representative offices in the following countries: The United Kingdom, Switzerland, or to one of the Banque BCP branches in France and bring all the necessary documentation:

  1. Certified photocopies of the mandatory documents of all holders and/or stakeholders.
  2. Print and fill out the following forms:
    • Particular Conditions/Signature Sheet
    • Customer Information Sheet
    • General Conditions
    • Standard Information Sheet
    • Commission Information Document
    • Depositor Information Form.

The authentication of documents can be done by the following entities:

  • Local entities with the Hague Apostille or at Portuguese Consulates and Embassies.

If you live abroad and have a Citizen Card, you can open an account in the Millennium App or on our website.

View other questions

Open an account anywhere with the Millennium App

Explore app
phone with Millennium app on the account opening screen phone with Millennium app on the account opening screen
phone with Millennium app on the account opening screen
Account opening requires a minimum deposit of €250 and is subject to the Bank's Client acceptance policy.
¹Integrated Banking Products and Services Solutions with a package account maintenance fee, charged monthly at the beginning of the following month, ranging from €0 to €15 plus Stamp Duty (€187.20 per year, including Stamp Duty), depending on the solution selected, the Customer's financial relationship with the Bank, and enrolment in digital statements.

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Looking for a branch?
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Need to call us?
Call whenever you need to
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