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(+351) 210 042 424
Available every day from 8am to 10pm.
Specialized support line for Corporate Customers.
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Can I open a corporate account online?
Can I open a corporate account online?

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Solutions

These are the solutions we have for your Business

Millennium Corporate Account

Price plan

€7.5/month*
€16.7/month*

applicable only to Customers in the Corporate

*Plus Stamp Duty

No associated products

Millennium’s standard pricing applies to all products and services you purchase

Open account

Millennium Corporate Account

+ M Empresa Solution

Discount up to €150

Price plan

First 6 months

€7.5/month*

After 6 months

€15/month*
*Plus Stamp Duty

Associated products

Fee exemption for the account maintenance

75 SEPA+ transfers sent per month

Includes international transfers received per month

2 Silver Corporate credit cards TAE 18.096% and TAN 16.000% with no annual fee

1 debit card with no annual fee

1 checkbook w/ 5 checks per month

Includes Personal Accident Insurance + Business Premises Assistance

3 child accounts with additional benefits

Extra benefits Digital IBAN, P@Y.ME

View all details
Open account

Millennium Corporate Account

+ M Empresa Premium Solution

Discount up to €300

Price plan

First 6 months

€12.5/month*

After 6 months

€25/month*
*Plus Stamp Duty

Associated products

Fee exemption for the account maintenance

210 SEPA+ transfers sent per month

Includes international transfers received per month

5 Silver Corporate credit cards TAE 18.096% and TAN 16.000% with no annual fee

2 debit cards with no annual fee

2 checkbooks w/ 5 checks per month

Includes Personal Accident Insurance + Business Premises Assistance

9 child accounts with additional benefits

Extra benefits Digital IBAN, P@Y.ME

View all details
Open account

Eligibility requirements

To open an account, your Company must

Be a private limited company registered and headquartered in Portugal, with all shares held by natural persons.

Have only one director, who can legally bind the Company individually, is of legal age, holds a Digital Mobile Key, and has a Portuguese address and mobile number, with an active digital signature.

Have completed the registration of beneficial owners on the “Central Register of Beneficial Ownership” portal.

a smiling man in a gray suit holding a tablet
a smiling man in a gray suit holding a tablet
a smiling man in a gray suit holding a tablet
a smiling man in a gray suit holding a tablet

It’s easy and secure

Follow these steps to open an account

Enter the access code for the CRC
Enter the access code for the CRC
To auto-fill the details of the Commercial Registry Certificate.
To auto-fill the details of the Commercial Registry Certificate.
Authenticate with the Digital Mobile Key
Authenticate with the Digital Mobile Key
Confirm your details and, if applicable, fill in the details of non-managing partners.
Confirm your details and, if applicable, fill in the details of non-managing partners.
Select your account option
Select your account option
From the solutions we have for you.
From the solutions we have for you.
Choose the branch
Choose the branch
Where you want to open the account.
Where you want to open the account.
Read and accept the documents
Read and accept the documents
And it’s done!
And it’s done!
What you need to open an account
What you need to open an account
Online access code to the Commercial Registration Certificate
Online access code to the Commercial Registration Certificate
Online access code to the Central Register of Beneficial Owners
Online access code to the Central Register of Beneficial Owners
Declaration of Commencement of Activity with the Tax Authority (AT) for Sole Proprietorships
Declaration of Commencement of Activity with the Tax Authority (AT) for Sole Proprietorships
Digital Mobile Key associated with the Manager's Identification Document, with a Portuguese address and mobile phone number, and with an active digital signature
Digital Mobile Key associated with the Manager's Identification Document, with a Portuguese address and mobile phone number, and with an active digital signature

It’s easy and secure

Follow these steps to open an account

Enter the access code for the CRC
Enter the access code for the CRC
To auto-fill the details of the Commercial Registry Certificate.
To auto-fill the details of the Commercial Registry Certificate.
Authenticate with the Digital Mobile Key
Authenticate with the Digital Mobile Key
Confirm your details and, if applicable, fill in the details of non-managing partners.
Confirm your details and, if applicable, fill in the details of non-managing partners.
Select your account option
Select your account option
From the solutions we have for you.
From the solutions we have for you.
Choose the branch
Choose the branch
Where you want to open the account.
Where you want to open the account.
Read and accept the documents
Read and accept the documents
And it’s done!
And it’s done!
What you need to open an account
What you need to open an account
Online access code to the Commercial Registration Certificate
Online access code to the Commercial Registration Certificate
Online access code to the Central Register of Beneficial Owners
Online access code to the Central Register of Beneficial Owners
Declaration of Commencement of Activity with the Tax Authority (AT) for Sole Proprietorships
Declaration of Commencement of Activity with the Tax Authority (AT) for Sole Proprietorships
Digital Mobile Key associated with the Manager's Identification Document, with a Portuguese address and mobile phone number, and with an active digital signature
Digital Mobile Key associated with the Manager's Identification Document, with a Portuguese address and mobile phone number, and with an active digital signature
We've got Specialists to help!
210 030 790
We've got Specialists to help!
210 030 790


The contact center is open from 10 a.m. to 6 p.m., every day.
The cost of communications depends on the tariff agreed with your operator.

Open your Corporate account

100% online

in minutes

hassle-free
Open account online
woman with a gray blazer and glasses, arms crossed, smiling
woman with a gray blazer and glasses, arms crossed, smiling

FAQs

Questions? We’ll help

To open a Corporate Account, the following conditions must be met:

For Companies:

  • Be a private limited company registered and headquartered in Portugal
  • Have all shares held by individual people
  • Have completed the registration of the company's beneficial owners on the "Central Register of Beneficial Ownership" portal
  • Have only one Managing Director as the Legal Representative
  • Be bound solely by the Managing Director's signature

For Managers:

Be of legal age and have a usual residence address in Portugal.

To open a Corporate Account, the following conditions must be met:

For Companies:

  • Be a private limited company registered and headquartered in Portugal
  • Have all shares held by individual people
  • Have completed the registration of the company's beneficial owners on the "Central Register of Beneficial Ownership" portal
  • Have only one Managing Director as the Legal Representative
  • Be bound solely by the Managing Director's signature

For Managers:

Be of legal age and have a usual residence address in Portugal.

The Company, as the Customer and account holder, and the Manager, as an authorized party with transaction powers.

During the online account opening process, we will check the data of the authorized parties in the Credit Responsibility Central Database of the Bank of Portugal.

The Company, as the Customer and account holder, and the Manager, as an authorized party with transaction powers.

During the online account opening process, we will check the data of the authorized parties in the Credit Responsibility Central Database of the Bank of Portugal.

To open a Corporate Account online, you must have:

For Companies:

For Managers, only the Digital Mobile Key (CMD) linked to a Citizen Card is required, with a Portuguese address and mobile number, and with an active digital signature.

To open a Corporate Account online, you must have:

For Companies:

For Managers, only the Digital Mobile Key (CMD) linked to a Citizen Card is required, with a Portuguese address and mobile number, and with an active digital signature.

To activate the account, you must make a transfer from a Bank account held by the company, or from a Bank account(s) held by the company's shareholder(s), in an amount equal to or greater than €500.00, in accordance with the Standard Information Sheet for the Corporate Account.

Cash deposits or other types of funds are not accepted as the first credit transaction on the account.

To activate the account, you must make a transfer from a Bank account held by the company, or from a Bank account(s) held by the company's shareholder(s), in an amount equal to or greater than €500.00, in accordance with the Standard Information Sheet for the Corporate Account.

Cash deposits or other types of funds are not accepted as the first credit transaction on the account.

View more questions

FAQs

Questions? We’ll help

To open a Corporate Account, the following conditions must be met:

For Companies:

  • Be a private limited company registered and headquartered in Portugal
  • Have all shares held by individual people
  • Have completed the registration of the company's beneficial owners on the "Central Register of Beneficial Ownership" portal
  • Have only one Managing Director as the Legal Representative
  • Be bound solely by the Managing Director's signature

For Managers:

Be of legal age and have a usual residence address in Portugal.

To open a Corporate Account, the following conditions must be met:

For Companies:

  • Be a private limited company registered and headquartered in Portugal
  • Have all shares held by individual people
  • Have completed the registration of the company's beneficial owners on the "Central Register of Beneficial Ownership" portal
  • Have only one Managing Director as the Legal Representative
  • Be bound solely by the Managing Director's signature

For Managers:

Be of legal age and have a usual residence address in Portugal.

The Company, as the Customer and account holder, and the Manager, as an authorized party with transaction powers.

During the online account opening process, we will check the data of the authorized parties in the Credit Responsibility Central Database of the Bank of Portugal.

The Company, as the Customer and account holder, and the Manager, as an authorized party with transaction powers.

During the online account opening process, we will check the data of the authorized parties in the Credit Responsibility Central Database of the Bank of Portugal.

To open a Corporate Account online, you must have:

For Companies:

For Managers, only the Digital Mobile Key (CMD) linked to a Citizen Card is required, with a Portuguese address and mobile number, and with an active digital signature.

To open a Corporate Account online, you must have:

For Companies:

For Managers, only the Digital Mobile Key (CMD) linked to a Citizen Card is required, with a Portuguese address and mobile number, and with an active digital signature.

To activate the account, you must make a transfer from a Bank account held by the company, or from a Bank account(s) held by the company's shareholder(s), in an amount equal to or greater than €500.00, in accordance with the Standard Information Sheet for the Corporate Account.

Cash deposits or other types of funds are not accepted as the first credit transaction on the account.

To activate the account, you must make a transfer from a Bank account held by the company, or from a Bank account(s) held by the company's shareholder(s), in an amount equal to or greater than €500.00, in accordance with the Standard Information Sheet for the Corporate Account.

Cash deposits or other types of funds are not accepted as the first credit transaction on the account.

View more questions

Legal documents and other information

General Terms and Conditions – Demand Deposit Accounts for Legal Entities

Download

General Terms and Conditions M Empresa Solution

Download

Standardised Information Sheet

Download

General Terms and Conditions M Empresa Premium Solution

Download

Depositor Information Form

Download
A minimum amount of €500 is required to activate the account, in accordance with the Standard Information Sheet for the "Conta Millennium Empresa." The first credit transaction must be made via bank transfer from an account held by the self-employed worker.
Cash or check deposits are not accepted as the first credit transaction in the account.

Subject to the Customer acceptance policy.

The issuance of cards and checks is subject to risk assessment.

During the online account opening process, we will consult the data of the parties involved in the Credit Responsibilities Centre of the Banco de Portugal.

Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

Insurance intermediary: Banco Comercial Português, S.A. - Registered Office: Praça D. João I, nº 28, 4000-295 Porto – Share Capital 3,000,000,000.00 Euros – Single registration and TIN 501525882. Insurance agent, registered under nr. 419527602, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Insurers
Logotipo Ocidental
Ageas Portugal - Companhia de Seguros, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisboa. Legal Person No. 503454109. Porto Trade Register. Share Capital of 7.500.000 Euros. Registration ASF 1129, www.asf.com.pt.
QR Code
Can I open a corporate account online?
Can I open a corporate account online?

Read this QR to discover now

Solutions

These are the solutions we have for your Business

Business Account

Price plan

€5.2/month*
*Plus Stamp Duty

No associated products

Millennium’s standard pricing applies to all products and services you purchase

Open account

Business Account

+ M Empresa Solution

Discount up to €150

Price plan

First 6 months

€7.5/month*

After 6 months

€15/month*
*Plus Stamp Duty

Associated products

Fee exemption for the account maintenance

75 SEPA+ transfers sent per month

5 immediate transfers sent p/month

Includes international transfers received per month

2 Silver Corporate credit cards TAE 18.096% and TAN 16.000% with no annual fee

1 debit card with no annual fee

1 checkbook w/ 5 checks per month

Includes Personal Accident Insurance + Business Premises Assistance

3 child accounts with additional benefits

Extra benefits iziBizi, Digital IBAN, P@Y.ME, Moove, Smart Moove, M Contabilidade

View all details
Open account

Business Account

+ M Empresa Premium Solution

Discount up to €300

Price plan

First 6 months

€12.5/month*

After 6 months

€25/month*
*Plus Stamp Duty

Associated products

Fee exemption for the account maintenance

210 SEPA+ transfers sent per month

10 immediate transfers sent p/month

Includes international transfers received per month

5 Silver Corporate credit cards TAE 18.096% and TAN 16.000% with no annual fee

2 debit cards with no annual fee

2 checkbooks w/ 5 checks per month

Includes Personal Accident Insurance + Business Premises Assistance

9 child accounts with additional benefits

Extra benefits iziBizi, Digital IBAN, P@Y.ME, Moove, Smart Moove, M Contabilidade

View all details
Open account

Eligibility requirements

To open an account, you must

Be of legal age

Have permanent residence in Portugal

Be registered for business activity with the Tax Authority

a smiling lady holding a tablet
a smiling lady holding a tablet
a smiling lady holding a tablet
a smiling lady holding a tablet

It’s easy and secure

Follow these steps to open an account

Authenticate with the Digital Mobile Key
Authenticate with the Digital Mobile Key
Confirm your details and, if applicable, fill in the details of non-managing partners.
Confirm your details and, if applicable, fill in the details of non-managing partners.
Select your account option
Select your account option
From the solutions we have for you.
From the solutions we have for you.
Choose the branch
Choose the branch
Where you want to open the account.
Where you want to open the account.
Read and accept the documents
Read and accept the documents
And it’s done!
And it’s done!
What you need to open an account
What you need to open an account
Digital Mobile Key associated with the Citizen Card, with a Portuguese address, mobile phone number and an active digital signature
Digital Mobile Key associated with the Citizen Card, with a Portuguese address, mobile phone number and an active digital signature
Registration of the Commencement of Activity with the Tax Authority (AT)
Registration of the Commencement of Activity with the Tax Authority (AT)

It’s easy and secure

Follow these steps to open an account

Authenticate with the Digital Mobile Key
Authenticate with the Digital Mobile Key
Confirm your details and, if applicable, fill in the details of non-managing partners.
Confirm your details and, if applicable, fill in the details of non-managing partners.
Select your account option
Select your account option
From the solutions we have for you.
From the solutions we have for you.
Choose the branch
Choose the branch
Where you want to open the account.
Where you want to open the account.
Read and accept the documents
Read and accept the documents
And it’s done!
And it’s done!
What you need to open an account
What you need to open an account
Digital Mobile Key associated with the Citizen Card, with a Portuguese address, mobile phone number and an active digital signature
Digital Mobile Key associated with the Citizen Card, with a Portuguese address, mobile phone number and an active digital signature
Registration of the Commencement of Activity with the Tax Authority (AT)
Registration of the Commencement of Activity with the Tax Authority (AT)
We've got Specialists to help!
210 030 790
We've got Specialists to help!
210 030 790


The contact center is open from 10 a.m. to 6 p.m., every day.
The cost of communications depends on the tariff agreed with your operator.

We can help you find your IBAN to register the start of your activity with the tax authority.
We can help you find your IBAN to register the start of your activity with the tax authority.
Learn more

FAQs

Questions? We’ll help

This includes all individuals who have completed the Start of Activity registration with the Tax Authority (AT), such as:

  • Sole traders (ENI)
  • Liberal professionals
  • Independent workers
  • Service providers

This includes all individuals who have completed the Start of Activity registration with the Tax Authority (AT), such as:

  • Sole traders (ENI)
  • Liberal professionals
  • Independent workers
  • Service providers

To open this account, you must:

  • Be over 18 years old;
  • Have a usual residence address in Portugal;
  • Have registered the Start of Activity with the Tax Authority (AT) for account activation.

To open this account, you must:

  • Be over 18 years old;
  • Have a usual residence address in Portugal;
  • Have registered the Start of Activity with the Tax Authority (AT) for account activation.

The account holder is the self-employed individual.

During the online account opening process, we will check the participants’ data with the Bank of Portugal’s Central Credit Register.

The account holder is the self-employed individual.

During the online account opening process, we will check the participants’ data with the Bank of Portugal’s Central Credit Register.

To open an account online, you must have:

  • A Digital Mobile Key (CMD) linked to your Citizen Card, with a Portuguese address and mobile number, and an active digital signature;
  • Registration of Start of Activity with the Tax Authority (AT).

To open an account online, you must have:

  • A Digital Mobile Key (CMD) linked to your Citizen Card, with a Portuguese address and mobile number, and an active digital signature;
  • Registration of Start of Activity with the Tax Authority (AT).
View more questions

FAQs

Questions? We’ll help

This includes all individuals who have completed the Start of Activity registration with the Tax Authority (AT), such as:

  • Sole traders (ENI)
  • Liberal professionals
  • Independent workers
  • Service providers

This includes all individuals who have completed the Start of Activity registration with the Tax Authority (AT), such as:

  • Sole traders (ENI)
  • Liberal professionals
  • Independent workers
  • Service providers

To open this account, you must:

  • Be over 18 years old;
  • Have a usual residence address in Portugal;
  • Have registered the Start of Activity with the Tax Authority (AT) for account activation.

To open this account, you must:

  • Be over 18 years old;
  • Have a usual residence address in Portugal;
  • Have registered the Start of Activity with the Tax Authority (AT) for account activation.

The account holder is the self-employed individual.

During the online account opening process, we will check the participants’ data with the Bank of Portugal’s Central Credit Register.

The account holder is the self-employed individual.

During the online account opening process, we will check the participants’ data with the Bank of Portugal’s Central Credit Register.

To open an account online, you must have:

  • A Digital Mobile Key (CMD) linked to your Citizen Card, with a Portuguese address and mobile number, and an active digital signature;
  • Registration of Start of Activity with the Tax Authority (AT).

To open an account online, you must have:

  • A Digital Mobile Key (CMD) linked to your Citizen Card, with a Portuguese address and mobile number, and an active digital signature;
  • Registration of Start of Activity with the Tax Authority (AT).
View more questions

Legal documents and other information

General Terms and Conditions - Demand Deposit Accounts for Natural Persons

Download

General Terms and Conditions + M Empresa Solution

Download

Standardised Information Sheet

Download

General Terms and Conditions + M Empresa Premium Solution

Download

Depositor Information Form

Download
A minimum amount of €250 is required to activate the account, in accordance with the Standard Information Sheet for the “Self-Employed Corporate Account." The first credit transaction must be made via bank transfer from an account held by the self-employed worker.
Cash or check deposits are not accepted as the first credit transaction in the account.

Subject to the Customer acceptance policy.

The issuance of cards and checks is subject to risk assessment.

During the online account opening process, we will consult the data of the parties involved in the Credit Responsibilities Centre of the Banco de Portugal.

Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

Insurance intermediary: Banco Comercial Português, S.A. - Registered Office: Praça D. João I, nº 28, 4000-295 Porto – Share Capital 3,000,000,000.00 Euros – Single registration and TIN 501525882. Insurance agent, registered under nr. 419527602, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Insurers
Logotipo Ocidental
Ageas Portugal - Companhia de Seguros, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisboa. Legal Person No. 503454109. Porto Trade Register. Share Capital of 7.500.000 Euros. Registration ASF 1129, www.asf.com.pt.

Need help?

We are here for you

Looking for a branch?
Find the nearest branch
Find the nearest branch
Find a branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts
Looking for a branch?
Find the nearest branch
Find the nearest branch
Find a branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts