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User Code: this code is required to access your account through the website or the Millennium App
I don't have or remember this code

Or with Digital Mobile Key

How does it work? Gov.pt

Not a Customer yet?

Open an account online
Código de Utilizador This code is required to access your account through the website or the Millennium App

Millennium account + Cliente Frequente

For those seeking daily benefits we offer transfers, cards, insurance, and free MB WAY

I'm not a Customer

Open account

I have an account

Join Cliente Frequente
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Millennium account + Cliente Frequente

For those seeking daily benefits we offer transfers, cards, insurance, and free MB WAY

woman looking at her phone
woman looking at her phone

I'm not a Customer

Open account

I have an account

Join solution
Visa debit card

All the benefits

What’s included?

Classic credit card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What’s included?

Visa debit card
Classic credit card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What’s included?

Visa debit card
Classic credit card
phone with message: Free MB WAY transfers in the Millennium App

There’s always more to find out

Want more benefits?

woman smilling and holding Visa debit card, on blue background

Vantagem Ordenado

Salary advance up to 100%
Access to Poupança Ordenado
Salary Protection Insurance Plan
family on a sofa, laughing

Vantagem Família

Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for your kids

Monthly charges

€1 fee for 3 months

If you join on the website until June 30th, 2024
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
8/month 8/month

Maintenance fee of €5 if you direct deposit your salary starting from €750, opt for Digital Statement, and make monthly purchases with the card above €150.
Maintenance fee of €6 if you direct deposit your salary starting from €750 and opt for Digital Statement, or if you bring assets exceeding €7500 and opt for Digital Statement.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.

1, 2, 3 and that's it!

Opening an account is easy


What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)

1, 2, 3 and that's it!

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
CH Doc Envio
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the holder.
of €250, from an account of which you are the holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Videochamada
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login Autenticacao
Login
Login
to the website.
to the website.
CH Doc Envio
Click on "Solutions"
Click on "Solutions"
and select Cliente Frequente.
and select Cliente Frequente.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Mobile Phone O White
Open your account right now
Open your account right now

With Digital Mobile Key or with video call, it's up to you.

Open account

Open an account on the app in minutes

Explore app
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Aberturadeconta Ecra 02 230830 Ibannerapp 900X900

Legal documents and other informations

Millennium Account Documents
Doc O Grey Doc O

Standard Information Sheet

Download
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

Comissions Informational Document

Download
Doc O Grey Doc O

Depositor Information Form

Download
Cliente Frequente Documents
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

General Conditions – Family Civil Liability Insurance

Download
Doc O Grey Doc O

General Conditions – Medical Emergency Assistance at Home Insurance

Download

Account opening

Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.

 

Credit and MB WAY transfers
In SEPA + Credit Transfers and SEPA + Standing Order, in Euros (non-urgent), to SEPA countries (27 EU countries, plus three from the EEA (European Economic Area) outside the European Union - Iceland, Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Krona and Romanian Leu) as long as sent with the NIB or the IBAN (depending on the transfer order reception channel), and carried out using automatic channels (ATM, Millennium bcp internal self-banking machines, automated telephone service (VRS), Millennium App and at www .millenniumbcp.pt), by debit, in unlimited number, subject to the specific limits of each channel and up to a maximum of €99,999.99 per transaction (or equivalent if in Swedish Krona or Romanian Leu). It corresponds to €1.10 per transfer.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.

 

Classic credit card
15.2% TAEG and 13.100% TAN for a €1,500 credit limit paid over 12 equal monthly repayments, plus interests and expenses. Annual fee: €10.
Subject to credit risk assessment.

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