Millennium account + Cliente Frequente
For those seeking daily benefits we offer transfers, cards, insurance, and free MB WAY
I'm not a Customer
Open accountI have an account
Join Cliente FrequenteMillennium account + Cliente Frequente
For those seeking daily benefits we offer transfers, cards, insurance, and free MB WAY
I'm not a Customer
Open accountI have an account
Join solution€5 monthly fee during the first 3 months
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For Customers who join Cliente Frequente on the website by March 31, 2025.
2 Visa debit cards €0 annual fee
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Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. No annual fee for two Visa Debit cards, valued at €24.44 each.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Partnership with Vodafone with special conditions for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
All the benefits
What’s included?
2 Classic credit cards €0 annual fee
TAEG 15.4%
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Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Family Liability Insurance for the entire family
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Includes the entire household and ensures a maximum capital of €150,000/year for damages caused to third parties.
Customer Support: 210 042 490 / 226 089 290 (available every weekday from 8:30 AM to 7:00 PM. Price of a domestic landline call).
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
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Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
Home Medical Emergency Insurance for the entire family
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Includes the entire household and ensures assistance at home in case of medical emergency.
Customer Support: 210 347 933 (available every day from 12:00 AM to 12:00 AM. Price of a domestic landline call).
All the benefits
What’s included?
€5 monthly fee during the first 3 months
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For Customers who join Cliente Frequente on the website by March 31, 2025.
2 Visa debit cards €0 annual fee
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Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. No annual fee for two Visa Debit cards, valued at €24.44 each.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Family Liability Insurance for the entire family
View more
Includes the entire household and ensures a maximum capital of €150,000/year for damages caused to third parties.
Customer Support: 210 042 490 / 226 089 290 (available every weekday from 8:30 AM to 7:00 PM. Price of a domestic landline call).
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
View more
Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
Home Medical Emergency Insurance for the entire family
View more
Includes the entire household and ensures assistance at home in case of medical emergency.
Customer Support: 210 347 933 (available every day from 12:00 AM to 12:00 AM. Price of a domestic landline call).
All the benefits
What’s included?
€5 monthly fee during the first 3 months
View more
For Customers who join Cliente Frequente on the website by March 31, 2025.
2 Visa debit cards €0 annual fee
View more
Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. No annual fee for two Visa Debit cards, valued at €24.44 each.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Family Liability Insurance for the entire family
View more
Includes the entire household and ensures a maximum capital of €150,000/year for damages caused to third parties.
Customer Support: 210 042 490 / 226 089 290 (available every weekday from 8:30 AM to 7:00 PM. Price of a domestic landline call).
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
View more
Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
Home Medical Emergency Insurance for the entire family
View more
Includes the entire household and ensures assistance at home in case of medical emergency.
Customer Support: 210 347 933 (available every day from 12:00 AM to 12:00 AM. Price of a domestic landline call).
There’s always more to find out
Want more benefits?
Vantagem Ordenado
Salary advance up to 100%
Access to Poupança Ordenado
Salary Protection Insurance Plan
Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for your kids
Monthly charges
€5 fee for 3 months
If you join on the website until March 31, 2025
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
€ 8/month
€ 8/month
Plus Stamp Duty.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
Financial assets (monthly average, excluding the current account balance) in the amount of €7,500 or more.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
Financial assets (monthly average, excluding the current account balance) in the amount of €7,500 or more.
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Make a transfer
Make a transfer
of €250, from an account of which you are the primary holder.
of €250, from an account of which you are the primary holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Cliente Frequente.
and select Cliente Frequente.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Make a transfer
Make a transfer
of €250, from an account of which you are the primary holder.
of €250, from an account of which you are the primary holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Cliente Frequente.
and select Cliente Frequente.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
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Poupança Reforço Frequente
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Save from €100 with monthly interest
Save from €100 with monthly interest
Millennium Account + Prestige Start and Family
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A complete digital solution of products and services
A complete digital solution of products and services
Classic credit card TAEG 15.4%
Classic credit card TAEG 15.4%
Perfect for the unexpected
Perfect for the unexpected
Millennium Account + Programa Prestige
Millennium Account + Programa Prestige
Experience personalized financial management
Experience personalized financial management
Salary advance
Salary advance
Want more flexibility at the end of the month?
Want more flexibility at the end of the month?
Poupança Reforço Frequente
Poupança Reforço Frequente
Save from €100 with monthly interest
Save from €100 with monthly interest
Millennium Account + Prestige Start and Family
Millennium Account + Prestige Start and Family
A complete digital solution of products and services
A complete digital solution of products and services
Classic credit card TAEG 15.4%
Classic credit card TAEG 15.4%
Perfect for the unexpected
Perfect for the unexpected
Millennium Account + Programa Prestige
Millennium Account + Programa Prestige
Experience personalized financial management
Experience personalized financial management
Salary advance
Salary advance
Want more flexibility at the end of the month?
Want more flexibility at the end of the month?
Legal documents and other informations
Millennium Account Documents
Cliente Frequente Documents
Account opening
Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Classic credit card
15.4% TAEG and 13.300% TAN for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges. Annual availability fee of €10.40, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included. Subject to credit risk assessment.
Subject to credit risk assessment.
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Does not dispense with the consultation of legally required pre-contractual and contractual information.