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Código de Utilizador This code is required to access your account through the website or the Millennium App
Visa Classic
Visa Classic Mobile
Visa Classic
Visa Classic Mobile
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Classic credit card TAEG 15.2%

Perfect for the unexpected

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Visa Classic
Visa Classic Mobile
Join Cliente Frequente or Mais Portugal and pay no annual fee
View accountsView accounts
On the app, split purchases into 3, 6 or 9 installments
Learn moreLearn more
Spend €1,200 on Visa network purchases and get your annual fee refunded
Save time and pay your purchases with contactless
Experience up to 25% off Avis car rentals
View discountView discount
The Classic card is made of 100% recycled plastic

Credit costs and fees

Here's how to get the annual fee waived

Annual fee
10/year 10/year

If you did not join one of these accounts , you can get a refund of the annual fee if you spend €1,200 on Visa network purchases.
Interest rates
Global Annual Charge Rate (TAEG)
15.2% 15.2%
Nominal Annual Rate (TAN)
13.100% 13.100%

15.2% TAEG and 13.100% TAN for a €1,500 credit limit paid over 12 equal monthly repayments, plus interests and expenses.

Payment in installments - TAN 6.000% for 3-month installments, TAN 6.500% for 6-month installments and TAN 7.000% for 9-month installments.

Greater flexibility

Here’s how the Classic card works

CC Data
Payment date adapted to you
Choose the day to pay for the card, between the 11th and 20th of each month.
CC Ciclo
30-day payment cycles
Purchase with a credit card and pay in the next billing cycle.
CC Limite
Flexible credit limit
You can apply for a limit change whenever you need it.

Pay at your own pace

Choose how you want to pay

Pag Total
Pay in full Pay everything at once
Pay 100% of the amount in one go and avoid additional interest.
Pag Parcelas
Pay in installments Split a purchase into installments
You can pay in 3 (TAN 6.000%), 6 (TAN 6.500%) or 9x (TAN 7.000%) installments and cancel this plan at any time. This option has the lowest interest rate.
Pag Percentagem
Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10
Interest will be calculated on the outstanding amount.
Pag Fixo
Pay fixed amount Pay a fixed amount every month
Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

1, 2, 3 and that's it!

Applying is easy

Login
Log in to the app
On the menu, select Cards > Apply for new card > Credit cards.
Doc Ok
Choose your card
Customize it, read and accept the terms and conditions.
Cartao Envio
Receive it at home
after getting the approval.
Visa Classic
What do you need?
To be over 18 years old and have a current account at Millennium
Approval of the credit risk analysis
The last 3 payslips and the IRS validation code

Visa Classic

want to apply for a Classic card?

Apply for Classic card

Manage your card in the Millennium App

Explore app
Gerir Cartao Credito Ecra 01 230901 Ibannerapp 900X900 Gerir Cartao Credito Ecra Classic 02 230901 Ibannerapp 900X900
Gerir Cartao Credito Ecra Classic 230901 Ibannerapp 540X540

Legal documents and other information

Doc O Grey Doc O

Standard Information Sheet

Download
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General Conditions

Download
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Important information

Download
Subject to credit risk assessment.

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