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- Millennium account Mais Portugal
Millennium account + Mais Portugal
For those who live abroad and want to make their finances simpler
I'm not a Customer
Open accountI have an account
Join Mais Portugal
I'm not a Customer
Open accountI have an account
Join Mais Portugal€5 monthly fee for the first 3 months when you join on our website
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€5 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
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Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
All the benefits
What's included?
2 Visa debit cards €0 annual fee
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Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
Life’s better with viv+ Discover the solution for those who are 55 and over
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Learn about the viv+ perks for anyone 55+ who wants to enjoy life with extra income, pension, protection, and health benefits.
2 Classic credit cards €0 annual fee
TAEG 15.4%
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Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
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Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
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The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.50% monthly interest
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Get a 1.50% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
€5 monthly fee for the first 3 months when you join on our website
View more
€5 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
View more
Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
2 Visa debit cards €0 annual fee
View more
Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
Life’s better with viv+ Discover the solution for those who are 55 and over
View more
Learn about the viv+ perks for anyone 55+ who wants to enjoy life with extra income, pension, protection, and health benefits.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
View more
Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
View more
The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.50% monthly interest
View more
Get a 1.50% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
€5 monthly fee for the first 3 months when you join on our website
View more
€5 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
View more
Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
2 Visa debit cards €0 annual fee
View more
Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
Life’s better with viv+ Discover the solution for those who are 55 and over
View more
Learn about the viv+ perks for anyone 55+ who wants to enjoy life with extra income, pension, protection, and health benefits.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
View more
Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
View more
The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.50% monthly interest
View more
Get a 1.50% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
There’s always more to discover
Discover Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for your kids
Monthly charges
€5 monthly fee
For Customers who join on the website by September 30, 2026.
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
8 €/month
8 €/month
Plus Stamp Duty.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. The price will be adjusted if you don't comply.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. The price will be adjusted if you don't comply.
1, 2, 3 and that's it!
Opening an account is easy
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account online
Open your account online
with a video call on the website
with a video call on the website
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card, Residency Authorization Card or Passport
To have a Citizen Card, Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
1, 2, 3 and that's it!
Opening an account is easy
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account online
Open your account online
with a video call on the website
with a video call on the website
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal
and select Mais Portugal
Keep in mind that:
Keep in mind that:
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card, Residency Authorization Card or Passport
To have a Citizen Card, Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
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Poupança Reforço Prestige
Poupança Reforço Prestige
Save from €250 with a 1.75% rate
Save from €250 with a 1.75% rate
Mais Rendimento Flexível
Mais Rendimento Flexível
Boost your pension and gain more freedom
Boost your pension and gain more freedom
Investment products
Investment products
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Do you seek an even more profitable solution?
Poupança Aforro
Poupança Aforro
Save from €25 and top it up whenever you want
Save from €25 and top it up whenever you want
Poupança Reforço Prestige
Poupança Reforço Prestige
Save from €250 with a 1.75% rate
Save from €250 with a 1.75% rate
Mais Rendimento Flexível
Mais Rendimento Flexível
Boost your pension and gain more freedom
Boost your pension and gain more freedom
Investment products
Investment products
Do you seek an even more profitable solution?
Do you seek an even more profitable solution?
Poupança Aforro
Poupança Aforro
Save from €25 and top it up whenever you want
Save from €25 and top it up whenever you want
Documents
Millennium Account Documents
Solução Mais Portugal Documents
Account opening
If you’re a new Customer the minimum account opening amount is €250.
Subject to Customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Classic credit card
TAEG of 15.4% and TAN of 13.300% for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges. Annual availability fee of €10.40, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included.
Subject to credit risk assessment.
Stamp duty included.
Subject to credit risk assessment.
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Does not dispense with the consultation of legally required pre-contractual and contractual information.
Need help?
We are here for you
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Find the nearest branch
Find the nearest branch
Call whenever you need to
Call whenever you need to
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call whenever you need to
Call whenever you need to