Millennium account + Mais Portugal
For those who live abroad and want to make their finances simpler
Millennium account + Mais Portugal
For those who live abroad and want to make their finances simpler
€5 monthly fee during the first 3 months if you open your account on the website
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For Customers who join Mais Portugal on the website until December 31, 2024.
Partnership with Vodafone with special conditions for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
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Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
All the benefits
What's included?
2 Visa debit cards €0 annual fee
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Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
2 Classic credit cards €0 annual fee
TAEG 15.4%
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Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
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Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
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The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
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Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
€5 monthly fee during the first 3 months if you open your account on the website
View more
For Customers who join Mais Portugal on the website until December 31, 2024.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
View more
Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 Credit transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
2 Visa debit cards €0 annual fee
View more
Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
View more
Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
View more
The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
View more
Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
All the benefits
What's included?
€5 monthly fee during the first 3 months if you open your account on the website
View more
For Customers who join Mais Portugal on the website until December 31, 2024.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Free transactions abroadwith debit and credit cards
View more
Cardholders covered by Mais Portugal are exempt from transaction fees for purchases made within their country of residence.
25 Credit transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
2 Visa debit cards €0 annual fee
View more
Our Visa Debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Enjoy the €0 annual fee for two Visa Debit cards, in the amount of €23.44 each.
2 Classic credit cards €0 annual fee
TAEG 15.4%
View more
Our Classic credit card is made of 100% recycled plastic. No annual fee for two Classic credit cards, valued at €10.40 each.
Discounts on insurance
View more
Exemption from the 12th monthly fee for the 1st year of Médis health insurance. Exemption from the 12th and 24th monthly payments on the first 2 years for the following insurances: Homin, Móbis, YOLO!, Pétis, Volta/Volta 55+ and Travel Protection. Plus a 15% discount on the basic Building and/or Contents cover (1st year) for Homin.
Valid for new policies taken out between 01/01 and 31/03, 2024.
Home Medical Emergency Insurance and Repatriation Insurance
View more
The Home Medical Emergency Insurance includes the entire household and ensures assistance at home in case of medical emergency. The Repatriation Insurance ensures the repatriation of the first holder in case of death, up to a maximum limit of €5,000.
Access to Poupança Reforço Frequente Save from €100 and earn 1.75% monthly interest
View more
Get a 1.75% interest rate by increasing your deposit balance by at least €250 within a 30-day period, excluding interest capitalization. This rate applies as long as you keep your subscription to the integrated banking products and services package.
There’s always more to discover
Discover Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for your kids
Monthly charges
€5 fee for 3 months
If you join on the website until March 31, 2025
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
8 €/month
8 €/month
Plus Stamp Duty.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. The price will be adjusted if you don't comply.
Annual account maintenance fee of €99.84, charged monthly at the beginning of the following month to which it refers with a €8 fee plus €0.32 Stamp Duty.
To get the discount, you must comply with the selected options each month. The price will be adjusted if you don't comply.
1, 2, 3 and that's it!
Opening an account is easy
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal.
and select Mais Portugal.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
1, 2, 3 and that's it!
Opening an account is easy
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Mais Portugal.
and select Mais Portugal.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
To present the proof of employment and address (if applicable)
To present the proof of employment and address (if applicable)
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
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Mais Rendimento Flexível
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Boost your pension and gain more freedom
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Investment products
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Do you seek an even more profitable solution?
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Poupança Aforro
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Save from €25 and top it up whenever you want
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Documents
Millennium Account Documents
Solução Mais Portugal Documents
General Conditions - Medical Emergency Assistance Insurance and Repatriation in Case of Death
DownloadAccount opening
If you’re a new Customer the minimum account opening amount is €250.
Subject to Customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Classic credit card
TAEG of 15.4% and TAN of 13.300% for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges. Annual availability fee of €10.40, charged in advance. First charge in the month of card issuance and, in subsequent years, in the same month.
Stamp duty included.
Subject to credit risk assessment.
Stamp duty included.
Subject to credit risk assessment.
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Does not dispense with the consultation of legally required pre-contractual and contractual information.