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Código de Utilizador This code is required to access your account through the website or the Millennium App

Millennium account + GO! Universitário

Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners

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Open account

I have an account

Join GO! Universitário
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Millennium account + GO! Universitário

Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners

College boy, in classroom

I'm not a Customer

Open account

I have an account

Join solution
GO! credit card

All the benefits

What's included?

GO! Debit Card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

GO! credit card
GO! Debit Card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What's included?

GO! credit card
GO! Debit Card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

There’s always more to discover

Want more benefits?

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Unni

€0 account maintenance fee
€150 on experiences
New Customers earn a monthly voucher for 3 months
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Discounts with partners

Hotels
Restaurants
Stores and a lot more!

Monthly charges

0€ commission

If you're a student, between 18 and 25 years old, you need to present proof of enrollment in a higher education institution¹.

If you're already working, and you're between 18 and 30 years old, you'll need to present proof of a bachelor's, master's, or Phd¹.
Already working? Combine options to know how much you'll pay.
Annual fee
3.5/month 3.5/month

1until the 25th of the month of enrollment (enrollment certificate for the academic year that is starting or in progress) at a higher education institution or proof of bachelor's, master's or PhD degree, by selecting the Subject "Esclarecimento" and the Subject "Millennium GO! Universitário Cert. Matrícula".

Plus Stamp Duty.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.

1, 2, 3 and that's it!

Opening an account is easy


What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card

What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail

1, 2, 3 and that's it!

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
CH Doc Envio
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Transferencia
Transfer €150
Transfer €150
from an account either in your name or your parents.
from an account either in your name or your parents.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Videochamada
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login Autenticacao
Login
Login
to the website.
to the website.
CH Doc Envio
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Mobile Phone O White
Open your account right now
Open your account right now

With Digital Mobile Key or with video call, it's up to you.

Open account

Open an account on the app in minutes

Explore app
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phone with Millennium app on the account opening screen
Millennium Account Documents
Doc O Grey Doc O

Standard Information Sheet

Download
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

Comissions Informational Document

Download
Doc O Grey Doc O

Depositor Information Form

Download
Millennium GO! Universitário account documents
Doc O Grey Doc O

General Conditions - Civil Liability Insurance

Download
Doc O Grey Doc O

General Conditions – Personal Theft Insurance

Download
Account opening
Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €150.
Account opening subject to customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
13.8% TAEG and 13.300% TAN for a credit limit of €1,500 paid over 12 equal monthly repayments, plus interest and charges.
Exemption of the card's annual fee. Subject to credit assessment.
Advertising
Does not dispense with the consultation of legally required pre-contractual and contractual information.

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