Millennium account + GO! Universitário
Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners
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Join GO! UniversitárioMillennium account + GO! Universitário
Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners
I'm not a Customer
Open accountI have an account
Join solution€0 on the monthlypackage account maintenance fee
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For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card
TAEG 13.8%
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With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
Partnership with Vodafone with special conditions just for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
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Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
All the benefits
What's included?
Youth debit card Pay with contactless in your everyday life. It's super fast
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Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
GO! Partnersto make the most out of your days
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Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
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With a 5% discount during the contract term.
Travel cardTo use on your trip
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With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from the card issuance fee exemption of €26.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
All the benefits
What's included?
€0 on the monthlypackage account maintenance fee
View more
For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card
TAEG 13.8%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
Partnership with Vodafone with special conditions just for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
GO! Partnersto make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount during the contract term.
Travel cardTo use on your trip
View more
With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from the card issuance fee exemption of €26.
25 Credit transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
All the benefits
What's included?
€0 on the monthlypackage account maintenance fee
View more
For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card
TAEG 13.8%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
Partnership with Vodafone with special conditions just for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
GO! Partnersto make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount during the contract term.
Travel cardTo use on your trip
View more
With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from the card issuance fee exemption of €26.
25 Credit transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers [NEW]), carried out via automated channels, with a value of €1.20 per transfer.
In January and February 2025, there will be no limit on the number of monthly exempt transfers.
There’s always more to discover
Want more benefits?
Unni
€0 account maintenance fee
€150 on experiences
New Customers earn a monthly voucher for 3 months
Monthly charges
0€ commission
If you're a student, between 18 and 25 years old, you need to present proof of enrollment in a higher education institution¹.If you're already working, and you're between 18 and 30 years old, you'll need to present proof of a bachelor's, master's, or Phd¹.
Already working? Combine options to know how much you'll pay.
Annual fee
€ 3.5/month
€ 3.5/month
1until the 25th of the month of enrollment (enrollment certificate for the academic year that is starting or in progress) at a higher education institution or proof of bachelor's, master's or PhD degree, by selecting the Subject "Esclarecimento" and the Subject "Millennium GO! Universitário Cert. Matrícula".
Plus Stamp Duty.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
Plus Stamp Duty.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Transfer €150
Transfer €150
from an account either in your name or your parents.
from an account either in your name or your parents.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Transfer €150
Transfer €150
from an account either in your name or your parents.
from an account either in your name or your parents.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
Related topics
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Used card loan online TAEG 10.2%
Used card loan online TAEG 10.2%
Speed up with us to your new used car
Speed up with us to your new used car
GO! credit card TAEG 13.8%
GO! credit card TAEG 13.8%
Your card with 0€ fee
Your card with 0€ fee
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Used card loan online TAEG 10.2%
Used card loan online TAEG 10.2%
Speed up with us to your new used car
Speed up with us to your new used car
GO! credit card TAEG 13.8%
GO! credit card TAEG 13.8%
Your card with 0€ fee
Your card with 0€ fee
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Millennium Account Documents
Millennium GO! Universitário account documents
Account opening
Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €150.
Account opening subject to customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
13.8% TAEG and 13.300% TAN for a credit limit of €1,500 paid over 12 equal monthly repayments, plus interest and charges.
Exemption of the card's annual fee. Subject to credit assessment.
Exemption of the card's annual fee. Subject to credit assessment.
Advertising
Does not dispense with the consultation of legally required pre-contractual and contractual information.