Millennium account + GO! Universitário
Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners
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Join GO! UniversitárioMillennium account + GO! Universitário
Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners
€0 on the monthlypackage account maintenance fee
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For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card €0 annual fee
TAEG 13.7%
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With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation. All for €0 annual fee.
Partnership with Vodafone with special conditions just for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
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Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
All the benefits
What 's included?
GO! debit card €0 annual fee
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Our GO! debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. All for €0 annual fee.
GO! Partnersto make the most out of your days
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Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance
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With a 5% discount during the contract term.
Travel card€0 annual fee
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With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from an annual fee of €0.
Free SEPA+ transfers on the website, app and ATM, in euros
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Valid for SEPA countries (countries of the EU, the European Economic Area - Iceland, Norway and Liechtenstein - as well as Switzerland, Monaco, San Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No 924/2009 (Euro, Swedish Krona and Romanian Leu).
All the benefits
What 's included?
€0 on the monthlypackage account maintenance fee
View more
For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card €0 annual fee
TAEG 13.7%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation. All for €0 annual fee.
Partnership with Vodafone with special conditions just for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
GO! debit card €0 annual fee
View more
Our GO! debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. All for €0 annual fee.
GO! Partnersto make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance
View more
With a 5% discount during the contract term.
Travel card€0 annual fee
View more
With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from an annual fee of €0.
Free SEPA+ transfers on the website, app and ATM, in euros
View more
Valid for SEPA countries (countries of the EU, the European Economic Area - Iceland, Norway and Liechtenstein - as well as Switzerland, Monaco, San Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No 924/2009 (Euro, Swedish Krona and Romanian Leu).
All the benefits
What 's included?
€0 on the monthlypackage account maintenance fee
View more
For young graduates, masters or doctorates up to the age of 30 or university students between the ages of 18 and 25.
GO! credit card €0 annual fee
TAEG 13.7%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation. All for €0 annual fee.
Partnership with Vodafone with special conditions just for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
GO! debit card €0 annual fee
View more
Our GO! debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. All for €0 annual fee.
GO! Partnersto make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Volta Personal Accidents Insurance
View more
With a 5% discount during the contract term.
Travel card€0 annual fee
View more
With the prepaid Travel card you can make payments and purchases abroad without fees and withdraw money anytime the Visa network is available. Benefit from an annual fee of €0.
Free SEPA+ transfers on the website, app and ATM, in euros
View more
Valid for SEPA countries (countries of the EU, the European Economic Area - Iceland, Norway and Liechtenstein - as well as Switzerland, Monaco, San Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No 924/2009 (Euro, Swedish Krona and Romanian Leu).
There’s always more to discover
Want more benefits?
Unni
€0 account maintenance fee
€150 on experiences
New Customers earn a monthly voucher for 3 months
Monthly charges
0€ commission
You must provide proof of enrolment at a higher education institution. If you are a recent graduate, master's or PhD student up to the age of 30, or a university student between the ages of 18 and 25¹.
Combine options to find out how much you'll pay
Annual fee
€ 3.5/month
€ 3.5/month
Plus Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Make a transfer
Make a transfer
of €250, from an account of which you are the holder.
of €250, from an account of which you are the holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Make a transfer
Make a transfer
of €250, from an account of which you are the holder.
of €250, from an account of which you are the holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
Related topics
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Used card loan online TAEG 9.9%
Used card loan online TAEG 9.9%
Speed up with us to your new used car
Speed up with us to your new used car
GO! credit card TAEG 13.7%
GO! credit card TAEG 13.7%
Your card with 0€ fee
Your card with 0€ fee
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Used card loan online TAEG 9.9%
Used card loan online TAEG 9.9%
Speed up with us to your new used car
Speed up with us to your new used car
GO! credit card TAEG 13.7%
GO! credit card TAEG 13.7%
Your card with 0€ fee
Your card with 0€ fee
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Millennium Account Documents
Millennium GO! Universitário account documents
General Conditions – Personal Theft Insurance
DownloadAccount opening
Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €150.
Account opening subject to customer acceptance policy.
¹ Must send proof of enrollment (enrollment certificate for the academic year that is starting or in progress) at a higher education institution or proof of bachelor's, master's or PhD degree, by selecting the Subject "Esclarecimento" and the Subject "Millennium GO! Universitário Cert. Matrícula".
Credit and MB WAY transfers
In SEPA + Credit Transfers and SEPA + Standing Order, in Euros (non-urgent), to SEPA countries (27 EU countries, plus three from the EEA (European Economic Area) outside the European Union - Iceland, Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Krona and Romanian Leu) as long as sent with the NIB or the IBAN (depending on the transfer order reception channel), and carried out using automatic channels (ATM, Millennium bcp internal self-banking machines, automated telephone service (VRS), Millennium App and at www .millenniumbcp.pt), by debit, in unlimited number, subject to the specific limits of each channel and up to a maximum of €99,999.99 per transaction (or equivalent if in Swedish Krona or Romanian Leu). It corresponds to €1.10 per transfer.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
13.7% TAEG and 13.100% TAN for a credit limit of €1,500 paid over 12 equal monthly repayments, plus interest and charges.
Exemption of the card´s annual fee. Subject to credit assessment.
Exemption of the card´s annual fee. Subject to credit assessment.
Ordenado Loan
TAEG 15.6% for an example of an amount used of €1,500 for 90 days with TAN of 13.000%, the interest will be €50.64 plus Stamp Duty on the interest of €2.04, which corresponds to an annual effective global rate (TAEG) of 15.6%. Stamp Duty exemption for the use of the loan up to the amount of the monthly salary credited in the account.
Subject to credit decision and conclusion of the Ordenado Loan contract.
Subject to credit decision and conclusion of the Ordenado Loan contract.