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User Code: this code is required to access your account through the website or the Millennium App
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How does it work? Gov.pt

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Código de Utilizador This code is required to access your account through the website or the Millennium App

Millennium account + GO! Universitário

Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners

I'm not a Customer

Open account

I already have a Millennium account

Join GO! Universitário
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Millennium account + GO! Universitário

Are you a college student? This account doesn't cost a thing and includes fee-free cards and discounts with partners

College boy, in classroom
College boy, in classroom

I'm not a Customer

Open account

I already have a Millennium account

Join GO! Universitário
GO! credit card

All the benefits

What 's included?

GO! debit card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What 's included?

GO! credit card
GO! debit card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

All the benefits

What 's included?

GO! credit card
GO! debit card
prepaid Travel card
phone with message: Free MB WAY transfers in the Millennium App

There’s always more to discover

Want more benefits?

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Unni

€0 account maintenance fee
€150 on experiences
New Customers earn a monthly voucher for 3 months
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Discounts with partners

Hotels
Restaurants
Stores and a lot more!

Monthly charges

0€ commission

You must provide proof of enrolment at a higher education institution. If you are a recent graduate, master's or PhD student up to the age of 30, or a university student between the ages of 18 and 25¹.
Combine options to find out how much you'll pay
Annual fee
3.5/month 3.5/month

Plus Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.

1, 2, 3 and that's it!

Opening an account is easy


What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card

What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail

1, 2, 3 and that's it!

Opening an account is easy

Steps Exclusivo App
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
CH Doc Envio
Choose the solution
Choose the solution
that best suits you and submit the enrollment certificate.
that best suits you and submit the enrollment certificate.
Transferencia
Make a transfer
Make a transfer
of €250, from an account of which you are the holder.
of €250, from an account of which you are the holder.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Videochamada
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login Autenticacao
Login
Login
to the website.
to the website.
CH Doc Envio
Click on "Solutions"
Click on "Solutions"
and select Millennium GO! Universitário.
and select Millennium GO! Universitário.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Send proof of enrollment at a university or polytechnic institution by Banco Mail
Mobile Phone O White
Open your account right now
Open your account right now

With Digital Mobile Key or with video call, it's up to you.

Open account

Open an account on the app in minutes

Explore app
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Aberturadeconta Ecra 02 230830 Ibannerapp 900X900
Millennium Account Documents
Doc O Grey Doc O

Standard Information Sheet

Download
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

Comissions Informational Document

Download
Doc O Grey Doc O

Depositor Information Form

Download
Millennium GO! Universitário account documents
Doc O Grey Doc O

General Conditions

Download
Doc O Grey Doc O

General Conditions - Civil Liability Insurance

Download
Doc O Grey Doc O

General Conditions – Personal Theft Insurance

Download
Account opening

 

Stamp Duty will be applied to all banking fees. If you’re a new customer, the minimum amount to open an account is €150.

Account opening subject to customer acceptance policy.

¹ Must send proof of enrollment (enrollment certificate for the academic year that is starting or in progress) at a higher education institution or proof of bachelor's, master's or PhD degree, by selecting the Subject "Esclarecimento" and the Subject "Millennium GO! Universitário Cert. Matrícula".

Credit and MB WAY transfers
In SEPA + Credit Transfers and SEPA + Standing Order, in Euros (non-urgent), to SEPA countries (27 EU countries, plus three from the EEA (European Economic Area) outside the European Union - Iceland, Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Krona and Romanian Leu) as long as sent with the NIB or the IBAN (depending on the transfer order reception channel), and carried out using automatic channels (ATM, Millennium bcp internal self-banking machines, automated telephone service (VRS), Millennium App and at www .millenniumbcp.pt), by debit, in unlimited number, subject to the specific limits of each channel and up to a maximum of €99,999.99 per transaction (or equivalent if in Swedish Krona or Romanian Leu). It corresponds to €1.10 per transfer.

 

Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
13.7% TAEG and 13.100% TAN for a credit limit of €1,500 paid over 12 equal monthly repayments, plus interest and charges.
Exemption of the card´s annual fee. Subject to credit assessment.
Ordenado Loan
TAEG 15.6% for an example of an amount used of €1,500 for 90 days with TAN of 13.000%, the interest will be €50.64 plus Stamp Duty on the interest of €2.04, which corresponds to an annual effective global rate (TAEG) of 15.6%. Stamp Duty exemption for the use of the loan up to the amount of the monthly salary credited in the account.
Subject to credit decision and conclusion of the Ordenado Loan contract.



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