Millennium account + GO!
Are you in the 18-30 age range? Pay only €1 per month with fee-free cards and discounts with partners
I'm not a Customer
Open accountI have an account
Join Millennium GO!Millennium account + GO!
Are you in the 18-30 age range? Pay only €1 per month with fee-free cards and discounts with partners
I'm not a Customer
Open accountI have an account
Join solution€1 monthly fee during the first 3 months if you open your account on the website
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For Customers who join Millennium GO! on the website until March 31, 2025.
Partnership with Vodafone with special conditions for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
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For salaries over €500. Cash advance with a TAEG of 16.8%, TAN of 15.000% and exempt of Stamp Duty.
GO! Partnersto embrace new experiences every day
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Simply show your GO! debit or GO! credit card to access our partners with discounts on hotels, surf lessons, car rental and a lot more.
All the benefits
What's included?
Youth debit card Pay with contactless in your everyday life. It's super fast
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Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
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Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
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With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 13.8%
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With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
All the benefits
What's included?
€1 monthly fee during the first 3 months if you open your account on the website
View more
For Customers who join Millennium GO! on the website until March 31, 2025.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
View more
For salaries over €500. Cash advance with a TAEG of 16.8%, TAN of 15.000% and exempt of Stamp Duty.
GO! Partnersto embrace new experiences every day
View more
Simply show your GO! debit or GO! credit card to access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 13.8%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
All the benefits
What's included?
€1 monthly fee during the first 3 months if you open your account on the website
View more
For Customers who join Millennium GO! on the website until March 31, 2025.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
View more
For salaries over €500. Cash advance with a TAEG of 16.8%, TAN of 15.000% and exempt of Stamp Duty.
GO! Partnersto embrace new experiences every day
View more
Simply show your GO! debit or GO! credit card to access our partners with discounts on hotels, surf lessons, car rental and a lot more.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 13.8%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
There’s always more to discover
Want more benefits?
Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for the kids
Monthly charges
€1 fee for 3 months
If you join on the website until March 31, 2025.
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
€ 3.5/month
€ 3.5/month
Plus Stamp Duty.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Transfer €250
Transfer €250
from an account either in your name or your parents.
from an account either in your name or your parents.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO!.
and select Millennium GO!.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
1, 2, 3 and that's it!
Opening an account is easy
Authenticate
Authenticate
with the Digital Mobile Key and sign the contracts online.
with the Digital Mobile Key and sign the contracts online.
Choose the solution
Choose the solution
that best suits you.
that best suits you.
Transfer €250
Transfer €250
from an account either in your name or your parents.
from an account either in your name or your parents.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Portuguese Citizen Card
To have a Portuguese Citizen Card
Open your account online
Open your account online
with a video call on the website or app.
with a video call on the website or app.
Login
Login
to the website.
to the website.
Click on "Solutions"
Click on "Solutions"
and select Millennium GO!.
and select Millennium GO!.
What do you need?
What do you need?
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card or Residency Authorization Card
To have a Citizen Card or Residency Authorization Card
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
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If you're a college student this account is for you
If you're a college student this account is for you
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Millennium Account Documents
Millennium GO! Account Documents
General Conditions – Personal Theft Insurance
DownloadAccount opening
Stamp Duty will be applied to all banking fees. If you’re a new costumer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
13.8% TAEG and 13.300% TAN for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges.
No annual fee .Stamp duty included. Subject to credit risk assessment.
No annual fee .Stamp duty included. Subject to credit risk assessment.
Ordenado Loan
TAEG 16.8% for an example of an amount used of €1,500 for 90 days with TAN of 15.000%, the interest will be €52.50 plus Stamp Duty on the interest of €2.10, which corresponds to an annual effective global rate (TAEG) of 16.8%. Stamp Duty exemption for the use of the loan up to the amount of the monthly salary credited in the account.
Subject to credit decision and conclusion of the Ordenado Loan contract.
Advertising
Does not dispense with the consultation of legally required pre-contractual and contractual information.