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- Millennium account GO!
Millennium account + GO!
Are you in the 18-30 age range? Pay only €1 per month with fee-free cards and discounts with partners
I'm not a Customer
Open accountI have an account
Join Millennium GO!
I'm not a Customer
Open accountI have an account
Join Millennium GO!€1 monthly fee for the first 3 months when you join on our website
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€0 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
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Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
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For salaries over €500. Cash advance with a TAEG of 16.5%, TAN of 14.800% and exempt of Stamp Duty.
All the benefits
What's included?
Youth debit card Pay with contactless in your everyday life. It's super fast
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Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
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Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
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With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 15.5%
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With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
GO! Partners to make the most out of your days
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Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, digital photo albums and a lot more.
Check out the GO! Partners here
25 transfers with no fees on the website or app, in euros
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Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers), carried out via automated channels, with a value of €1.20 per transfer.
All the benefits
What's included?
€1 monthly fee for the first 3 months when you join on our website
View more
€0 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
View more
For salaries over €500. Cash advance with a TAEG of 16.5%, TAN of 14.800% and exempt of Stamp Duty.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 15.5%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
GO! Partners to make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, digital photo albums and a lot more.
Check out the GO! Partners here
25 transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers), carried out via automated channels, with a value of €1.20 per transfer.
All the benefits
What's included?
€1 monthly fee for the first 3 months when you join on our website
View more
€0 monthly fee for the first 3 months when you join on our website.
Partnership with Vodafone with special conditions for you
View more
Get 100% fiber-optic connectivity with guaranteed speeds, state-of-the-art TV, faster downloads, smart router and more.
Salary advance on the 1st day of each month
View more
For salaries over €500. Cash advance with a TAEG of 16.5%, TAN of 14.800% and exempt of Stamp Duty.
Youth debit card Pay with contactless in your everyday life. It's super fast
View more
Our debit card is made of 100% recycled plastic and helps you make faster purchases with the contactless payment option. Benefit from the card issuance fee exemption of €14.66.
Personal Theft Insurance and Family Civil Liability Insurance
View more
Personal Theft Insurance with a limit of €650 per claim and €1,000 per year. Family Liability Insurance, covering up to €150,000 annually.
Volta Personal Accidents Insurance 360º protection from extreme sports to the Erasmus Program
View more
With a 5% discount throughout the duration of the contract term.
GO! credit card
TAEG 15.5%
View more
With the GO! credit card you can buy tickets to your favorite concert, purchase low-cost flights and book accommodation.
GO! Partners to make the most out of your days
View more
Simply show your GO! debit or GO! credit card and access our partners with discounts on hotels, digital photo albums and a lot more.
Check out the GO! Partners here
25 transfers with no fees on the website or app, in euros
View more
Exemption from payment of fees for 25 transfers per month in euros (including SEPA+ credit transfers, SEPA+ standing orders, and instant transfers), carried out via automated channels, with a value of €1.20 per transfer.
There’s always more to discover
Want more benefits?
Vantagem Família
Share benefits with the whole family
Discounts on insurance and loans
Low-cost accounts for the kids
Monthly charges
€1 monthly fee
for the first 3 months when you join on our website.
Combine options to find out how much you will pay from the 4th month on
Account maintenance fee
€ 3.5/month
€ 3.5/month
Plus Stamp Duty.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
Annual account maintenance fee of €43.68, charged monthly at the beginning of the following month to which it refers with a €3.50 fee plus €0.14 Stamp Duty.
To get the discount, you must comply with the selected options each month. Otherwise, the price will be adjusted.
1, 2, 3 and that's it!
Opening an account is easy
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Choose the solution
Choose the solution
that best suits you
that best suits you
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Subscribe to a Bundle
Subscribe to a Bundle
Via the side menu > Accounts > Bundles
Via the side menu > Accounts > Bundles
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account online
Open your account online
with a video call on the website
with a video call on the website
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Millennium GO!
and select Millennium GO!
Keep in mind that:
Keep in mind that:
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card, Residency Authorization Card or Passport
To have a Citizen Card, Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
1, 2, 3 and that's it!
Opening an account is easy
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Authenticate with Digital Mobile Key
Authenticate with Digital Mobile Key
If you don’t have one, you van enter your details and supporting documents manually
If you don’t have one, you van enter your details and supporting documents manually
Take a video selfie
Take a video selfie
To verify your identity, simply turn your face to the left and to the right
To verify your identity, simply turn your face to the left and to the right
Choose the solution
Choose the solution
that best suits you
that best suits you
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a portuguese Citizen Card
You must have a portuguese Citizen Card
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
In the app, enter you mobile number and email
In the app, enter you mobile number and email
And confirm them with the code you’ll receive
And confirm them with the code you’ll receive
Select the document and country of issue
Select the document and country of issue
We’ll need you to take a photo of the front and back
We’ll need you to take a photo of the front and back
Fill in your details
Fill in your details
And attach the supporting documents
And attach the supporting documents
Wait for the video call
Wait for the video call
And make sure you’re in a well-lit, quiet environment
And make sure you’re in a well-lit, quiet environment
Subscribe to a Bundle
Subscribe to a Bundle
Via the side menu > Accounts > Bundles
Via the side menu > Accounts > Bundles
Keep in mind that:
Keep in mind that:
You need to be at least 18 years old
You need to be at least 18 years old
You must have a Residency Authorization Card or Passport
You must have a Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account online
Open your account online
with a video call on the website
with a video call on the website
Login
Login
to the website
to the website
Click on "Solutions"
Click on "Solutions"
and select Millennium GO!
and select Millennium GO!
Keep in mind that:
Keep in mind that:
To be at least 18 years old
To be at least 18 years old
To have a Citizen Card, Residency Authorization Card or Passport
To have a Citizen Card, Residency Authorization Card or Passport
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
You can exit the process and resume it later, within 30 days. After this period, your data will be deleted
Open your account right now
Open your account right now
With Digital Mobile Key or with video call, it's up to you.
Related topics
Hold up, there's more
Used card loan online TAEG 10.4%
Used card loan online TAEG 10.4%
Speed up with us to your new used car
Speed up with us to your new used car
Buying a house
Buying a house
To buy your new house with exclusive advantages
To buy your new house with exclusive advantages
Millennium account + GO! Universitário
Millennium account + GO! Universitário
If you're a college student this account is for you
If you're a college student this account is for you
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Used card loan online TAEG 10.4%
Used card loan online TAEG 10.4%
Speed up with us to your new used car
Speed up with us to your new used car
Buying a house
Buying a house
To buy your new house with exclusive advantages
To buy your new house with exclusive advantages
Millennium account + GO! Universitário
Millennium account + GO! Universitário
If you're a college student this account is for you
If you're a college student this account is for you
Investment products
Investment products
Dive into the investment world with Millennium
Dive into the investment world with Millennium
Millennium Account Documents
Millennium GO! Account Documents
Account opening
Stamp Duty will be applied to all banking fees. If you’re a new costumer, the minimum amount to open an account is €250.
Account opening subject to customer acceptance policy.
Credit and MB WAY transfers
This applies to instant transfers, SEPA credit transfers +, and SEPA standing orders + in Euros (non-urgent) destined for SEPA-member countries or currencies covered by Regulation (EC) No. 924/2009 and Regulation (EU) No. 2021/1230. The transfers must include the NIB or IBAN (depending on the transfer channel) or be made using SPIN (mobile phone number or corporate identification number - NIPC). Transfers must be executed via automatic channels (ATM, Millennium bcp's internal self-banking network machines, the Millennium App, millenniumbcp.pt, and automated telephone service (VRS) by debiting the account. They are unlimited in number, subject to specific channel limits, and capped at a maximum of €100,000.00 per transaction (or the equivalent value in Swedish Krona or Romanian Leu). Each transfer corresponds to an amount of €1.20.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
Exemption from payment of MB WAY transfer fees made on the Millennium App, in the amount of 0.1% of the transfer amount, even for operations over €30 or a total of €150 or 25 transfers per month.
GO! credit card
15.5% TAEG and 15.000% TAN for a credit limit of €1,500 paid in 12 equal monthly installments of principal plus interest and charges.
No annual fee .Stamp duty included. Subject to credit risk assessment.
No annual fee .Stamp duty included. Subject to credit risk assessment.
Ordenado Loan
TAEG 16.5% for an example of an amount used of €1,500 for 90 days with TAN of 14.800%, the interest will be €52.50 plus Stamp Duty on the interest of €2.10, which corresponds to an annual effective global rate (TAEG) of 16.5%. Stamp Duty exemption for the use of the loan up to the amount of the monthly salary credited in the account.
Subject to credit decision and conclusion of the Ordenado Loan contract.
Advertising
Does not dispense with the consultation of legally required pre-contractual and contractual information.
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Here you can find the answer to all your questions
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Here you can find the answer to all your questions
Here you can find the answer to all your questions
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Find the nearest branch
Find the nearest branch
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Call whenever you need to
Call whenever you need to