Available every day from 8am to 10pm.
Specialized support line for Corporate Customers.
Specialized support line for Corporate Customers.
Trade credit insurance for companies
Millennium bcp & Allianz Trade Credit Insurance
Benefits
A partnership packed with benefits
What is it?
A tool to support business activity
Enables the effective management of customer credit and provides coverage for losses resulting from non‑payment of credit sales of goods and services, whether in Portugal or abroad.
Enables the effective management of customer credit and provides coverage for losses resulting from non‑payment of credit sales of goods and services, whether in Portugal or abroad.
Coverage
Protects companies in case of...
Late payment or insufficient means of payment
Bankruptcy or insolvency
Approval of a repayment plan or moratorium
Options
Two solutions depending on turnover
For small companies, with turnover up to €5 million euros
For medium and large companies, with turnover above €5 million euros
What is it?
A tool to support business activity
Enables the effective management of customer credit and provides coverage for losses resulting from non‑payment of credit sales of goods and services, whether in Portugal or abroad.
Enables the effective management of customer credit and provides coverage for losses resulting from non‑payment of credit sales of goods and services, whether in Portugal or abroad.
Coverage
Protects companies in case of...
Late payment or insufficient means of payment
Bankruptcy or insolvency
Approval of a repayment plan or moratorium
Options
Two solutions depending on turnover
For small companies, with turnover up to €5 million euros
For medium and large companies, with turnover above €5 million euros
Benefits
Stay protected against credit risk
Simple
Pre-defined conditions allow for easy policy management and immediate understanding of the product’s benefits and costs.
Flexible
Automatic, Dynamic, and Specific guarantees enable fast and flexible management of each customer’s credit risk.
Comprehensive
The company can sell on credit in Portugal and in international markets, supported by the extensive experience of a network of risk analysts.
Competitive
A fixed premium tailored to sales volume, enabling you to protect your greatest asset in the event of default.
Agile
No need for monthly sales declarations.
Digital
Online management of the credit insurance process, through Allianz Trade net and the Allianz Trade app.
Simple
Pre-defined conditions allow for easy policy management and immediate understanding of the product’s benefits and costs.
Competitive
A fixed premium tailored to sales volume, enabling you to protect your greatest asset in the event of default.
Flexible
Automatic, Dynamic, and Specific guarantees enable fast and flexible management of each customer’s credit risk.
Agile
No need for monthly sales declarations.
Comprehensive
The company can sell on credit in Portugal and in international markets, supported by the extensive experience of a network of risk analysts.
Digital
Online management of the credit insurance process, through Allianz Trade net and the Allianz Trade app.
Benefits
Stay protected against credit risk
Trade credit insurance
This short-term insurance covers credit sales, protecting cash flow and preventing bad debts.
Cash management
This insurance helps mitigate risks, strengthen financial stability, and support growth decisions with greater confidence.
Value-Enhancing
The insurance activity is monitored by rating agencies and financial institutions that assess the Insured parties, with Customer creditworthiness being one of the evaluation criteria.
Protection
Safeguards the company against payment delays and defaults that could compromise liquidity, reduce profits, and put the business at risk.
Balanced
Improves access to financing by sharing the risk with financial institutions and enhancing their confidence in your business.
Efficient
Helps reduce costs related to commercial information, recovery processes, and provisions for bad debts.
Profitable
Supports sales growth, both with existing Customers and in new markets, acting as a prospecting and guarantee tool.
Trade credit insurance
This short-term insurance covers credit sales, protecting cash flow and preventing bad debts.
Protection
Safeguards the company against payment delays and defaults that could compromise liquidity, reduce profits, and put the business at risk.
Cash management
This insurance helps mitigate risks, strengthen financial stability, and support growth decisions with greater confidence.
Balanced
Improves access to financing by sharing the risk with financial institutions and enhancing their confidence in your business.
Value-Enhancing
The insurance activity is monitored by rating agencies and financial institutions that assess the Insured parties, with Customer creditworthiness being one of the evaluation criteria.
Efficient
Helps reduce costs related to commercial information, recovery processes, and provisions for bad debts.
Profitable
Supports sales growth, both with existing Customers and in new markets, acting as a prospecting and guarantee tool.
To apply for a credit insurance policy, talk to your Account Manager or visit one of our branches.
Need help?
We are here for you
Find the nearest branch
Find the nearest branch
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)