Used Car Loan online
Start a new life Buy a used car
Main benefits
Here’s how it works
![Girl leaning against the front of a car, in a meadow with the sun shining in the background](/media/e0qnlvym/credito-auto-c-benefits-simple-06062024-mobile.webp)
![Girl leaning against the front of a car, in a meadow with the sun shining in the background](/media/cpqld5qy/credito-auto-c-benefits-simple-06062024.webp)
![Girl leaning against the front of a car, in a meadow with the sun shining in the background](/media/e0qnlvym/credito-auto-c-benefits-simple-06062024-mobile.webp)
![Girl leaning against the front of a car, in a meadow with the sun shining in the background](/media/cpqld5qy/credito-auto-c-benefits-simple-06062024.webp)
Used Vehicle Loan add-ons
So you don't have to worry
80% of our Customers take out life insurance
![Wooden pieces with illustrations of insurance](/media/4abdezgm/seg-vida-cp-cardsall-656x656.webp)
![Wooden pieces with illustrations of insurance](/media/bduimbm1/seg-vida-cp-card-md-vertical-1116x700.webp)
We ensure your monthly loan payments
![Millennium app screen with a personal credit simulator and an illustration of a padlock on top](/media/yp3d14y3/ppp-card-md-vertical-1116x700-2.webp)
How to apply for an Used Vehicle Loan
It's simple and quick
How to apply for an Used Vehicle Loan
It's simple and quick
Frequently asked questions
Questions? We’ll help
The minimum is €3,000 and the maximum is €25,000.
The minimum is €3,000 and the maximum is €25,000.
Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.
Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.
When applying for a personal loan, you may be asked to provide the following documents:
- Your last 3 payslips
- Your latest IRS declaration - taxpayer number of the subject A and the IRS validation code
- A valid identification document of all the parties involved if the application is submitted at a Millennium BCP branch.
When applying for a personal loan, you may be asked to provide the following documents:
- Your last 3 payslips
- Your latest IRS declaration - taxpayer number of the subject A and the IRS validation code
- A valid identification document of all the parties involved if the application is submitted at a Millennium BCP branch.
The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.
The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.
The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).
The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).
It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.
It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.
You can apply for a loan anywhere, at any time. In these cases, the loan application is analyzed online. If approved, the personal loan is taken out online and the amount requested will be credited to the current account. Valid for clients with a risk profile suitable for the product. Decision subject to credit analysis.
You can apply for a loan anywhere, at any time. In these cases, the loan application is analyzed online. If approved, the personal loan is taken out online and the amount requested will be credited to the current account. Valid for clients with a risk profile suitable for the product. Decision subject to credit analysis.
Frequently asked questions
Questions? We’ll help
The minimum is €3,000 and the maximum is €25,000.
The minimum is €3,000 and the maximum is €25,000.
Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.
Terms vary between 12 and 48 months for amounts up to €3,000 and between 12 and 84 months for amounts over €3,000.
When applying for a personal loan, you may be asked to provide the following documents:
- Your last 3 payslips
- Your latest IRS declaration - taxpayer number of the subject A and the IRS validation code
- A valid identification document of all the parties involved if the application is submitted at a Millennium BCP branch.
When applying for a personal loan, you may be asked to provide the following documents:
- Your last 3 payslips
- Your latest IRS declaration - taxpayer number of the subject A and the IRS validation code
- A valid identification document of all the parties involved if the application is submitted at a Millennium BCP branch.
The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.
The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.
The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).
The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).
It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.
It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.
You can apply for a loan anywhere, at any time. In these cases, the loan application is analyzed online. If approved, the personal loan is taken out online and the amount requested will be credited to the current account. Valid for clients with a risk profile suitable for the product. Decision subject to credit analysis.
You can apply for a loan anywhere, at any time. In these cases, the loan application is analyzed online. If approved, the personal loan is taken out online and the amount requested will be credited to the current account. Valid for clients with a risk profile suitable for the product. Decision subject to credit analysis.
![Ocidental](/media/heybxplk/logoocidental.webp?rmode=max&width=220&height=65)
![Ocidental](/media/heybxplk/logoocidental.webp?rmode=max&width=220&height=65)