Used Vehicle Loan TAEG 10.2%
Sometimes a used
vehicle is the best find
From €1,000 and with the possibility of financing up to 100% of the car's purchase value
Branch only
Used Vehicle Loan TAEG 10.2%
Sometimes a used
vehicle is the best find
From €1,000 and with the possibility of financing up to 100% of the car's purchase value
Branch only
Loan charges and rates
Now on to the math
Annual Percentage Rate of Charge (TAEG)
10.2%
Annual Percentage Rate (TAN)
8.000%
10.2% TAEG and 8.000% TAN with monthly installments of €160.08, for a calculation of a €10,000 loan with an 84-month term. Total amount charged to the consumer: €13,882.72 including formalization fee (€250), interest and Stamp Duty for the use of loan.
These are the amounts and terms you can choose from
€1,000 to €3,000
between 24 and 48 months
€3,001 a €15,000
between 24 and 84 months
over €15,000
between 24 and 120 months
Amount: from €1,000 up to 100% of the vehicle purchase value
And these are the charges and expenses
Formalization fee (plus Stamp Duty)
Loan opening Stamp Duty
Annual Percentage Rate of Charge (TAEG)
9.6%
Annual Percentage Rate (TAN)
7.500%
9.6% TAEG and 7.500% TAN with monthly installments of €157.46, for a calculation of a €10,000 loan with a 84-month term. Total amount charged to the consumer: €13,662.64 including formalization fee (€250), interest and Stamp Duty for the use of loan.
These are the amounts and terms you can choose from
€1,000 to €3,000
between 24 and 48 months
€3,001 a €15,000
between 24 and 84 months
over €15,000
between 24 and 120 months
Amount: from €1,000 up to 100% of the vehicle purchase value
And these are the charges and expenses
Formalization fee (plus Stamp Duty)
Loan opening Stamp Duty
1 ,2 ,3 and that’s it!
Applying for a vehicle loan is simple
Go to a Millennium branch
Go to a Millennium branch
and apply for your Used Vehicle Loan (for any vehicle subject to registration).
and apply for your Used Vehicle Loan (for any vehicle subject to registration).
Confirm the application
Confirm the application
after reading the documents.
after reading the documents.
Get the money in your account
Get the money in your account
after the loan has been approved and the process completed.
after the loan has been approved and the process completed.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
The last 3 payslips or the IRS validation code
The last 3 payslips or the IRS validation code
ID documents of all participants
ID documents of all participants
Declaration of regularity of the tax situation (if the loan is over €50,000)
Declaration of regularity of the tax situation (if the loan is over €50,000)
Proof of vehicle acquisition (if financing with a term longer than 84 months)
Proof of vehicle acquisition (if financing with a term longer than 84 months)
1 ,2 ,3 and that’s it!
Applying for a vehicle loan is simple
Go to a Millennium branch
Go to a Millennium branch
and apply for your Used Vehicle Loan (for any vehicle subject to registration).
and apply for your Used Vehicle Loan (for any vehicle subject to registration).
Confirm the application
Confirm the application
after reading the documents.
after reading the documents.
Get the money in your account
Get the money in your account
after the loan has been approved and the process completed.
after the loan has been approved and the process completed.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
The last 3 payslips or the IRS validation code
The last 3 payslips or the IRS validation code
ID documents of all participants
ID documents of all participants
Declaration of regularity of the tax situation (if the loan is over €50,000)
Declaration of regularity of the tax situation (if the loan is over €50,000)
Proof of vehicle acquisition (if financing with a term longer than 84 months)
Proof of vehicle acquisition (if financing with a term longer than 84 months)
Want to apply for a vehicle loan?
Before making a decision...
Consider if you need to make this purchase taking into account different factors.
Make sure the installments won’t compromise the budget of your household.
Verify the conditions of the lease and read all the pre-contractual and contract information.
If you change your mind after applying, you can cancel it on the website or app within 14 days.
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