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Código de Utilizador This code is required to access your account through the website or the Millennium App
Cartão Gold
Visa Gold Mobile
Cartão Gold
Visa Gold Mobile
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Gold Prestige credit card TAEG 17.6%

Special rates in hotels
worldwide

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Gold Prestige credit card
Benefits How much is it How it works How to get it Related topics
Apply for Gold Prestige card
Gold Prestige credit card Apply for card
Cartão Gold
Visa Gold Mobile
Join Programa Prestige or Prestige Direto and pay no annual fee
View accountsView accounts
Join Millennium Rewards and turn your purchases into unique experiences
View Millennium RewardsView Millennium Rewards
On the app, split purchases into 3, 6 or 9 installments (TAN up to 7.000%)
Learn moreLearn more
Insurance and assistance included in your card
View insuranceView insurance
Save time and pay for your purchases with contactless

Credit costs and fees

Here's how to get the annual fee waived

Annual fee
€30/year €30/year
Interest rates
Global Annual Charge Rate (TAEG)
17.6% 17.6%
Nominal Annual Rate (TAN)
12.400% 12.400%
17.6% TAEG and 12.400% TAN for a €1,500 credit limit paid over 12 equal monthly repayments, plus interests and expenses.

Payment in installments - TAN 6.000% for 3-month installments, TAN 6.500% for 6-month installments and TAN 7.000% for 9-month installments.
View price list

Greater flexibility

Here's how the Gold Prestige card works

CC Data
Payment date adapted to you
Choose the day to pay for the card, between the 11th and 20th of each month.
CC Ciclo
30-day payment cycles
Purchase with a credit card and pay in the next billing cycle.
CC Limite
Flexible credit limit
You can apply for a limit change whenever you need it.

Pay at your own pace

Choose how you want to pay

Pag Total
Pay in full Pay everything at once
Pay 100% of the amount in one go and avoid additional interest.
Pag Parcelas
Pay in installments Split a purchase into installments
You can pay in 3 (TAN 6.000%), 6 (TAN 6.500%) or 9x (TAN 7.000%) installments and cancel this plan at any time. This option has the lowest interest rate.
Pag Percentagem
Pay by percentage Pay 3%, 15%, 25% or 50%, with a minimum of €10
Interest will be calculated on the outstanding amount.
Pag Fixo
Pay fixed amount Pay a fixed amount every month
Pay a fixed amount, in multiples of €1. Subject to a minimum of 3% of the credit limit or €10.

1, 2, 3 and that's it!

Applying is easy

Login
Log in to the app
On the menu, select Cards > Apply for new card > Credit cards.
Doc Ok
Choose your card
Customize it, read and accept the terms and conditions.
Cartao Envio
Receive it at home
after getting the approval.
Cartão Gold
What do you need?
To be over 18 years old and have a current account at Millennium
Approval of the credit risk analysis
The last 3 payslips and the IRS validation code

Cartão Gold

want to apply for a Gold Prestige credit card?

Apply for Gold Prestige card

Manage your card in the Millennium App

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Legal documents and other information

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Standard Information Sheet

Download
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General Conditions

Download
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Important information

Download
Subject to credit risk assessment.

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