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How does it work? Gov.pt

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Salary direct deposit

Bring your salary. Take the extra.

Want a little extra?

400 reasons to keep an eye out

Girl with blonde curls, wearing a green sweater, smiling with her hand on her neck Number 1 in cerise color
Get your salary deposited at Millennium It must be equal to or greater than €1000 net, provided that the first salary deposit occurs by 15/01/2026 and the second by 05/03/2026, and that no salary has been deposited into the account since 15/10/2024.
Apply for a credit card The card must be linked to the account where you receive your salary

Classic credit card² - TAEG 15.7%
Classic card in cerise color overlaid by the digital card, both floating against a light pink background Number 2 in cerise color
A woman's hands using a mobile phone Number 3 in cerise color
Sign up for the campaign You must sign up for the campaign via the banner in the Millennium App by 05/03/2026
A little extra You’ll get up to €400 for your salary.
Keep an eye out!
Girl with digital glasses Número 4 na cor cerise
Girl with blonde curls, wearing a green sweater, smiling with her hand on her neck Number 1 in cerise color
Get your salary deposited at Millennium It must be equal to or greater than €1000 net, provided that the first salary deposit occurs by 15/01/2026 and the second by 05/03/2026, and that no salary has been deposited into the account since 15/10/2024.
Classic card in cerise color overlaid by the digital card, both floating against a light pink background Number 2 in cerise color
Apply for a credit card The card must be linked to the account where you receive your salary

Classic credit card² - TAEG 15.7%
A woman's hands using a mobile phone Number 3 in cerise color
Sign up for the campaign You must sign up for the campaign via the banner in the Millennium App by 05/03/2026
Girl with digital glasses Número 4 na cor cerise
A little extra You’ll get up to €400 for your salary.
Keep an eye out!

Find out how

Campaign conditions

Campaign valid from 16/10/2025 to 15/01/2026 for individual Customers who are first holders of a current account, aged 18 or over, who get their salary/pension at Millennium, net equal to or greater than €1000 (without any salary/pension deposits since 15/10/2024), with an active credit card (1) linked to the account where the salary/pension is deposited, no payment defaults, and who register in the Millennium App by 05/03/2026.
Refund, credited to the credit card, of 15% of the lower value of the first two salary/pension deposits, up to €400. The refund is made in a single payment, provided that the first salary/pension credit occurs by 15/01/2026 and the second by 05/03/2026.
A 24-month commitment to keep the salary/pension domiciled in the account is required.
For the purpose of this campaign, salary or pension amounts are considered to be the sum of credits processed monthly and on a regular basis through bank transfers duly identified at source with the ISSO code "SALA" (salary) or "PENS" (pension).
The bonus will be awarded only once and one month after eligibility is confirmed. If, during the 24-month commitment period, the Client fails to receive a salary for 3 consecutive months, they must reimburse the Bank the full amount of the bonus received.
The bonus amount is considered taxable income under Article 5, paragraph 1 of the Portuguese Personal Income Tax Code (CIRS), and is subject to withholding tax at the flat rate of 28%, unless the Client opts for aggregation, in which case the general IRS rates apply. The gross value of the benefit will be a maximum of €555.55, with €155.55 withheld at source as IRS.
Account maintenance fee: €64.92/year, charged monthly in arrears at €5.41/month (tax included). Account opening requires a minimum deposit of €250 and is subject to the Bank's Client acceptance policy.
¹Classic Credit Card: APR 15.7% and nominal interest rate 13.600% for a credit limit of 1,500€ repaid in 12 equal monthly installments of principal plus interest and charges. Annual card fee: 10.40€, charged in advance. The first charge occurs in the month the card is issued and annually in the same month thereafter. Stamp duty included. Subject to credit risk analysis.
No credits will be deposited into card-accounts that are in default or without any active card.

Salary at Millennium

What is this bonus?

Girl with her hair tied up and wearing red lipstick, celebrating with a yellow wall behind her Girl with her hair tied up and wearing red lipstick, celebrating with a yellow wall behind her
Already a Customer but not receiving your salary with us? Have your salary deposited at Millennium until 15/01/2026 and see what we got for you. Get salary at Millennium
Boy with a backpack jumping in a mountain Boy with a backpack jumping in a mountain
Not a Customer yet? Open an account with the Millennium App using your Digital Mobile Key or a video call¹, with a minimum deposit of €250. Open account in the app
Girl with her hair tied up and wearing red lipstick, celebrating with a yellow wall behind her Girl with her hair tied up and wearing red lipstick, celebrating with a yellow wall behind her
Already a Customer but not receiving your salary with us? Have your salary deposited at Millennium until 15/01/2026 and see what we got for you. Get salary at Millennium
Boy with a backpack jumping in a mountain Boy with a backpack jumping in a mountain
Not a Customer yet? Open an account with the Millennium App using your Digital Mobile Key or a video call¹, with a minimum deposit of €250. Open account in the app

Campaign details

Campaign terms and conditions

Download

More benefits

Plus, on top of the bonus...

Classic card in cerise color overlaid by the digital card, both positioned horizontally and floating against a pink and purple gradient background Classic card in cerise color overlaid by the digital card, both positioned horizontally and floating against a pink and purple gradient background
Don't have a credit card yet? Apply through the app or on the website, and get instant access to the digital version.

Classic credit card² - TAEG 15.7%
Apply for card
Desk calendar with colorful push pins stuck in it Desk calendar with colorful push pins stuck in it
Advance your salary to the 1st of each month It’s simple: once your salary is deposited at Millennium, you can request an advance through the app. Overdraft facility, Salary Loan – TAEG 16.8% View salary loan
Classic card in cerise color overlaid by the digital card, both positioned horizontally and floating against a pink and purple gradient background Classic card in cerise color overlaid by the digital card, both positioned horizontally and floating against a pink and purple gradient background
Don't have a credit card yet? Apply through the app or on the website, and get instant access to the digital version.

Classic credit card² - TAEG 15.7%
Apply for card
Desk calendar with colorful push pins stuck in it Desk calendar with colorful push pins stuck in it
Advance your salary to the 1st of each month It’s simple: once your salary is deposited at Millennium, you can request an advance through the app. Overdraft facility, Salary Loan – TAEG 16.8% View salary loan