Overdraft Facility TAE 13.056%

Financial flexibility at your fingertips

Support your company’s cash flow with a credit line ready for immediate needs.

Branch only

Overdraft Facility TAE 13.056%

Financial flexibility at your fingertips

Support your company’s cash flow with a credit line ready for immediate needs.

Branch only

Overdraft Facility

Benefits How much is it How to get it Related topics

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

Annual Effective Rate (TAE)
                            13.056%
                            13.056%
                        

Term of 180 days renewable for the same period.

Payment frequency
Interest is calculated daily on the balances used (360-day calculation basis) and debited monthly/quarterly/semi-annually and postponed to the current account.
The balances used accrue interest based on the annual rate calculated from the sum of the index and the spread.

Guarantees
By default, the contracted overdrafts must have the following minimum guarantees:

Corporate Customers: Blank promissory note signed by the Company and endorsed by the partners and their spouses;
Depending on the specific case and the decision of the competent authority, we may request other types of guarantees.

Insurance
While not mandatory, you can choose to get Financing Protection Insurance.

TAE 13.056% calculated based on a TAN of 9.632% - Euribor 6 months (simple arithmetic average of the daily quotations of the month prior to the interest calculation period, which for this example was the month of December 2024, corresponding to 2.632%, plus a spread of 7.000%, for a Contracted Overdraft with a limit of €50,000, fully used, including the File Fee and Management Fee.

TAE (Effective Annual Rate) calculated under the terms of Decree-Law no. 220/94 of May 23rd.

View price list

Overdraft Facility TAE 13.056%

Financial flexibility at your fingertips

Overdraft Facility TAE 13.056%

Financial flexibility at your fingertips

Terms, installments, and interest rates tailored to your needs

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

All the benefits

What’s waiting for you?

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

All the benefits

What’s waiting for you?

Terms, installments, and interest rates tailored to your needs

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

All the benefits

What’s waiting for you?

Terms, installments, and interest rates tailored to your needs

Pay whenever and however you want

Choose to pay when investment projects generate cash flow.

Credit made easy: simple and hassle-free

Access your credit seamlessly through your current account transactions.

Foreign currency transactions

You can conduct transactions in any currency quoted by the Bank of Portugal.

Rates and charges

Now the numbers

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