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Seguro Investidor Global 2ª Série

Invest with 5 investment strategies and diversify according to the risk profiles

man in a suit and tie, talking on the phone, looking to the side

Seguro Investidor Global 2ª Série

Invest with 5 investment strategies and diversify according to the risk profiles

man in a suit and tie, talking on the phone, looking to the side
man in a suit and tie, talking on the phone, looking to the side

Benefits

Why invest in this insurance?

man and woman, in suits, watching a tablet Millennium app illustration
Tax benefits if you keep the investment for a minimum of 5 years
Includes life insurance coverage, for accidental death, applicable up to the age of 80
From the 4th year onward, you can redeem your investment partially or completely without penalties
You can change your investment strategy up to twice a year at no cost
young woman smilling change investment strategy at no cost
man and woman, in suits, watching a tablet Millennium app illustration
Tax benefits if you keep the investment for a minimum of 5 years
Includes life insurance coverage, for accidental death, applicable up to the age of 80
young woman smilling change investment strategy at no cost
From the 4th year onward, you can redeem your investment partially or completely without penalties
You can change your investment strategy up to twice a year at no cost

Investment strategies tailored to you

Seguro Investidor Global 2.ª Série (Unit Linked) has 5 investment strategies tailored to different risk profiles, and you can transfer your investment between strategies at any time (Maximum of 2 Body text: times per contract year. Implies sending an additional minute for €5).

Invest Mais Moderada
Extra Moderate Strategy For investors who seek less risk
This portfolio is built to keep your amount invested and will always invest a minimum of 5% in bank deposits. The Extra Moderate Strategy will invest mostly in bonds and liquidity.
Invest Moderada
Moderate Strategy For investors who seek little risk
This portfolio is built to keep the amount invested and will always invest a minimum of 5% in bank deposits. Liquidity will be mostly bank deposits or short-term Treasury Bills (less than 6 months).
Invest Equilibrada
Balanced Strategy (Stocks) For investors with risk tolerance
This portfolio is built to increase your medium/long term investment and is aimed at investors with risk tolerance. This strategy will invest mostly in bonds, with some exposure to stocks.
Invest Dinamica
Dynamic Strategy (Stocks) For investors who want to boost their returns with some risk
This portfolio is built to boost the returns in the medium/long term and is aimed at investors with a risk appetite. This strategy will invest mostly in bonds, with some exposure to stocks.
Invest Agressiva
Aggressive Strategy (Stocks) For investors who want to boost their returns with risk
This portfolio is built to boost the returns in the medium/long term and is aimed at investors who seek risk. This strategy will invest mostly in stocks and some exposure to bonds.

Fees, charges and amounts

Now on to the math

These are the subscription costs
Subscription fee
0.0%
Policy costs
5
This is the early redemption fee
1st year
1.0%
2nd and 3rd years
0.5%
From 4th year onwards
0%
And these are the deliveries
Appart Add O
Single deliveries 500.00
Appart O
Regular monthly deliveries 30.00
Appart Withdrawn O
Regular quarterly deliveries 90.00
Bag Arrow Right Up O
Regular deliveries every 6 months 180.00
Bag Euro O
Regular annual deliveries 360.00
Bag More O
One-off deliveries 30.00

1, 2, 3 and that’s it!

It’s that easy


What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a tax address in Portugal
To have a tax address in Portugal
Fill out the Investor Questionnaire to avoid investing in products you don't understand or about which you are not aware of the risks
Fill out the Investor Questionnaire to avoid investing in products you don't understand or about which you are not aware of the risks

1, 2, 3 and that’s it!

It’s that easy

CH Doc Envio
Login to the website
Login to the website
and choose the insurance.
and choose the insurance.
Contrato
Calculate
Calculate
by filling out the details.
by filling out the details.
Doc Ok
Confirm the subscription
Confirm the subscription
after reading and accepting the contractual documents.
after reading and accepting the contractual documents.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have a tax address in Portugal
To have a tax address in Portugal
Fill out the Investor Questionnaire to avoid investing in products you don't understand or about which you are not aware of the risks
Fill out the Investor Questionnaire to avoid investing in products you don't understand or about which you are not aware of the risks

Manage your investments in the app

Explore app
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Legal documents and other information

General documents
Doc O Grey Doc O

General Conditions

Download
Extra Moderate Strategy
Doc O Grey Doc O

Fundamental Information Document

Download
Doc O Grey Doc O

Monthly Information Sheet

Download
Doc O Grey Doc O

Costs and Charges Information

Download
Moderate Strategy
Doc O Grey Doc O

Fundamental Information Document

Download
Doc O Grey Doc O

Monthly Information Sheet

Download
Doc O Grey Doc O

Costs and Charges Information

Download
Balanced Strategy (Stocks)
Doc O Grey Doc O

Fundamental Information Document

Download
Doc O Grey Doc O

Monthly Information Sheet

Download
Doc O Grey Doc O

Costs and Charges Information

Download
Dynamic Strategy (Stocks)
Doc O Grey Doc O

Fundamental Information Document

Download
Doc O Grey Doc O

Monthly Information Sheet

Download
Doc O Grey Doc O

Costs and Charges Information

Download
Aggressive Strategy (Stocks)
Doc O Grey Doc O

Fundamental Information Document

Download
Doc O Grey Doc O

Monthly Information Sheet

Download
Doc O Grey Doc O

Costs and Charges Information

Download
This information does not dispense with the reading of the legally required pre-contractual and contractual information.

 

Insurer and Insurance Broker

Insurance intermediary: Banco Comercial Português, S.A. - Registered Office: Praça D. João I, nº 28, 4000-295 Porto – Share Capital 4,725,000,000.00 Euros – Single registration and TIN 501525882. Insurance agent, registered under nr. 419527602, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

 

Insurance Companies

Ocidental Seguros 

Life Protection:
Ocidental - Companhia Portuguesa de Seguros de Vida, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisbon. Legal Person No. 501836926. Lisbon Trade Register. Share Capital of 22.375.000 Euros. Registration ASF 1024, www.asf.com.pt.

Non-Life Risk Insurance:
Ageas Portugal - Companhia de Seguros, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisboa. Legal Person No. 503454109. Porto Trade Register. Share Capital of 7.500.000 Euros. Registration ASF 1129, www.asf.com.pt.

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