IVA On Time TAE 12.203%

Receive VAT in advance

and improve your company’s cash flow

Branch only

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IVA On Time TAE 12.203%

Receive VAT in advance

and improve your company’s cash flow

Branch only

IVA On Time

Benefits How much is it How to get it Related topics

Annual Effective Rate (TAE) 
                            12.203%
                            12.203%
                        

Term of 1 year renewable for the same period.

Payment frequency
I Interest is deferred and calculated daily on the used balances (based on a 360-day calculation year), debited from the current account according to the agreed-upon payment schedule.

Insurance
While not mandatory, you can choose to get Financing Protection Insurance.

TAE of 12.203%, calculated based on a TAN of 8.882% - EEuribor 6 months (simple arithmetic average of the daily quotes of the month prior to the interest counting period, which for this example was the month of December 2024, corresponding to 2.632%, plus a spread of 6.25%, for a Secured Current Account with a limit of €50,000, that is fully used, including the File Fee and the Management Fee.

TAE (Effective Annual Rate) calculated under the terms of Decree-Law no. 220/94 of August 23rd.

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IVA On Time TAE 12.203%

Receive VAT in advance

IVA On Time TAE 12.203%

Receive VAT in advance

Advanced VAT to boost your business cash flow, cover unexpected expenses, or seize new opportunities

Payment of interest based only on the amount and duration of the credit you use

All the benefits

What’s included?

Flexible credit with repayment scheduled after VAT refund

Perfect for companies that accumulate VAT credits with the government

All the benefits

What’s included?

Advanced VAT to boost your business cash flow, cover unexpected expenses, or seize new opportunities

Payment of interest based only on the amount and duration of the credit you use

Flexible credit with repayment scheduled after VAT refund

Perfect for companies that accumulate VAT credits with the government

All the benefits

What’s included?

Advanced VAT to boost your business cash flow, cover unexpected expenses, or seize new opportunities

Payment of interest based only on the amount and duration of the credit you use

Flexible credit with repayment scheduled after VAT refund

Perfect for companies that accumulate VAT credits with the government

Rates and charges

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