IVA On Time TAE 11.717%

Receive VAT in advance

and improve your company’s cash flow

Branch only

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IVA On Time TAE 11.717%

Receive VAT in advance

and improve your company’s cash flow

Branch only

IVA On Time

Benefits How much is it How to get it Related topics

Advanced VAT to boost your business cash flow, cover unexpected expenses, or seize new opportunities

Annual Effective Rate (TAE) 
                            11.717%
                            11.717%
                        

Term of 1 year renewable for the same period.

Payment frequency
I Interest is deferred and calculated daily on the used balances (based on a 360-day calculation year), debited from the current account according to the agreed-upon payment schedule.

Insurance
While not mandatory, you can choose to get Financing Protection Insurance.

TAE of 11.717%, calculated based on a TAN of 8.452% - Euribor 6 months (simple arithmetic average of the daily quotes of the month prior to the interest counting period, which for this example was the month of April 2025, corresponding to 2.202%, plus a spread of 6.25%, for a Secured Current Account with a limit of €50,000, that is fully used, including the File Fee and the Management Fee.

TAE (Effective Annual Rate) calculated under the terms of Decree-Law no. 220/94 of August 23rd.

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