Loan Account TAE 13.531%

Financing tailored for your Company

The customized solution that keeps up with your business

Branch only

man wearing glasses, sitting at the desk, using a calculator

Loan Account TAE 13.531%

Financing tailored for your Company

The customized solution that keeps up with your business

Branch only

Loan Account

Benefits How much is it How to get it Related topics

Payments whenever and however you want

Choose to pay when your investment projects generate cash flow.

Option for a grace period

Keep capital in the company as long as needed to finance various assets.

Foreign currency transactions

You can make transactions in any currency quoted by the Bank of Portugal.

Payments whenever and however you want

Choose to pay when your investment projects generate cash flow.

Option for a grace period

Keep capital in the company as long as needed to finance various assets.

Foreign currency transactions

You can make transactions in any currency quoted by the Bank of Portugal.

Payments whenever and however you want

Choose to pay when your investment projects generate cash flow.

Option for a grace period

Keep capital in the company as long as needed to finance various assets.

Foreign currency transactions

You can make transactions in any currency quoted by the Bank of Portugal.

How to use

Use the loan account with debits and credits

Full use

Loan used all at once, no divisions

The loan amount is utilized in a single tranche.

Periodic use

Load used in multiple tranches, with set dates

The loan amount is released in multiple tranches, according to a defined schedule and periodic intervals.

On request use

Loan used as needed, in multiple tranches

The loan amount is released in tranches as requested or according to the progress of the investment.

Repayment plan

Repayment of the financing follows the company's needs and can be divided into installments with a grace period

Constant installment plan

Fixed installments with equal capital and interest throughout the loan.

Constant pay-off plan

Fixed capital repayment with variable interest throughout the loan.

Bullet plan

Pay interest periodically and the principal at the end of the loan.

Single payment plan

Pay the principal and interest in a lump sum at the end of the term.

Fixed installments plan

Set the installment and frequency and pay a fixed amount regularly.

Fixed pay-off amount

Pays-off fixed capital periodically, with additional interest.

Annual Effective Rate (TAE)
                            13.531%
                            13.531%
                        

Payment frequency
Depending on the case, the frequency can be: monthly, quarterly, semi-annual, or annual.

Insurance
While not mandatory, you can choose to get Financing Protection Insurance.

Protection Insurance Risk mechanisms for interest rates may be available.

TAE calculated based on a TAN (Nominal Interest Rate) of 10.758% - Euribor at 6 months (simple arithmetic average of daily quotes from the previous month before the interest calculation period, which for this example was September 2024, corresponding to 3.258%), plus a spread of 7.500%, for a loan of €50,000 over 3 years with monthly installments, including File Fee, Management Fee, and Processing Fee.

TAE (Annual Effective Rate) was calculated under the terms of Decree-Law No. 220/94, 23 May.

View price list

Loan Account TAE 13.531%

Financing tailored for your Company

Loan Account TAE 13.531%

Financing tailored for your Company

All the benefits

What’s included?

All the benefits

What’s included?

All the benefits

What’s included?

How to use

Use the loan account with debits and credits

Full use

Full use

Loan used all at once, no divisions

Periodic use

Periodic use

Load used in multiple tranches, with set dates

On request use

On request use

Loan used as needed, in multiple tranches

Repayment plan

Rates and charges

Now the numbers

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