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Volta Personal Accident Insurance

Hi, adventure.
It’s good to be back.

For ages 0 to 69, the Volta Personal Accident Insurance is the right partner to assist with recovery expenses and help you get back on your feet quickly.
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App exclusive

Volta Personal Accident Insurance

Hi, adventure.
It’s good to be back.

For ages 0 to 69, the Volta Personal Accident Insurance is the right partner to assist with recovery expenses and help you get back on your feet quickly.
man with a beard, on top of a montain, with open arms
Mobile Phone O White

App exclusive

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Mobile Phone O White

App exclusive

All the benefits

What’s included?

doctor using a stethoscope to examine a senior patient doctor using a stethoscope to examine a senior patient
Comprehensive assistance Home medical assistance, emergency medical consultations, visits from a general practitioner, home physiotherapy, and nursing services for accidents or urgent illnesses.
Family liability Covers compensation for property and non-property damages.
Focus on life benefits The death coverage is optional, and you can enhance Volta insurance with your YOLO! life insurance.
Medical expenses included This also covers pharmaceutical and hospitalization expenses abroad.
nurse talking on the phone nurse talking on the phone
Médis Support Line Nurses available by phone 24/7, every day of the year. A permanent service providing healthcare information. View contact
doctor using a stethoscope to examine a senior patient doctor using a stethoscope to examine a senior patient
Comprehensive assistance Home medical assistance, emergency medical consultations, visits from a general practitioner, home physiotherapy, and nursing services for accidents or urgent illnesses.
Medical expenses included This also covers pharmaceutical and hospitalization expenses abroad.
Family liability Covers compensation for property and non-property damages.
nurse talking on the phone nurse talking on the phone
Médis Support Line Nurses available by phone 24/7, every day of the year. A permanent service providing healthcare information. View contact
Focus on life benefits The death coverage is optional, and you can enhance Volta insurance with your YOLO! life insurance.

Costs and amounts

Coverage, amounts, and deductibles

Coverage and deductibles

Base

Regular

Top

Coverage and deductibles

No deductible

Base

€25,000

Regular

€50,000

Top

€100,000

Coverage and deductibles

No deductible

Base

€5,000

Regular

€7,500

Top

€10,000

Coverage and deductibles

As per Special Conditions

Base

As per Special Conditions

Regular

As per Special Conditions

Top

As per Special Conditions

Coverage and deductibles

As per Special Conditions

Base

As per Special Conditions

Regular

As per Special Conditions

Top

As per Special Conditions

Coverage and deductibles

No deductible

Base

€25,000 (Optional)

Regular

€50,000 (Optional)

Top

€100,000 (Optional)

Coverage and deductibles

Disability rating equal to or greater than 50% = 100% insured capital

Base

€25,000 (Optional)

Regular

€50,000 (Optional)

Top

€100,000 (Optional)

Coverage and deductibles

Disability rating equal to or greater than 50% = 100% insured capital

Base

€12,500 (Optional)

Regular

€25,000 (Optional)

Top

€50,000 (Optional)

Coverage and deductibles

10% without compensation, minimum €150

Base

€12,500 (Optional)

Regular

€25,000 (Optional)

Top

€50,000 (Optional)

Coverage and deductibles

4 days per person and claim

Base

€25/day (Optional)

Regular

€50/day (Optional)

Top

€100/day (Optional)

Coverage and deductibles

4 days per person and claim

Base

€25/day (Optional)

Regular

€50/day (Optional)

Top

€100/day (Optional)

The premium varies based on the selected package, insured capital, and chosen coverage.

Options and add-ons

Choose the option that best suits you and your family

Options and add-ons

Options and add-ons

Includes services such as:

  • Home tutoring in Portugal (or online);
  • Vocational guidance in Portugal;
  • Special transportation for children in Portugal;
  • Online tutoring;
  • IT support and repairs;
  • Psychological support;
  • Online reputation management.

Options and add-ons

Includes bicycle liability coverage (insured capital: €50,000 / no deductible) and 8 assistance services, available 24/7, each with specific compensation limits.
In case of an accident, here are some of the services available:

  • Transport;
  • Replacement bicycle:
  • Damage to clothing and footwear;
  • Referral to a hospital.

Options and add-ons

Includes personal baggage coverage (10% of the disability coverage insured capital) and 9 services available 24/7, each with specific compensation limits.
Some of the available services include:

  • Contribution towards accommodation expenses, trip cancellation or interruption;
  • Legal defense and claims abroad in case of a road traffic accident;
  • Repatriation and extended stay due to a natural disaster abroad.

Options and add-ons

Includes assistance services such as:

  • Laundry and ironing services (with clinical justification);
  • Domestic cleaning services (with clinical justification);
  • Delivery of groceries and medications (with clinical justification);
  • Pet assistance (with clinical justification);
  • Childcare services in Portugal.

Options and add-ons

Includes 5 coverages and 4 assistance services:

  • Golf liability (insured capital: €50,000, no deductible):
  • Theft and/or loss of golf equipment (insured capital: €1,250, deductible €125 per claim);
  • Damage to golf equipment (insured capital: €1,250, deductible €125 per claim / Limit: €400 per claim);
  • "Caddy" treatment expenses (insured capital: €750, no deductible);
  • Hole-in-One expenses (insured capital: €500, no deductible).

Options and add-ons

Includes compensation or reimbursement of the insured amounts for accidents occurring during the practice of amateur sports activities, excluding championships, competitions, training sessions, or training camps. Covered activities include sports such as hang gliding, mountaineering, martial arts, ballooning, mountain biking, bungee jumping, canoeing, equestrian sports, snow sports, caving, American football, weightlifting, ice hockey, go-karting, kitesurfing, diving, hiking, paintball, skydiving, paragliding, parkour, rafting, rappelling, skysurfing, off-roading, and trekking.

Options and add-ons

The policy covers travel abroad for Erasmus, Sócrates, or academic internships. It includes tuition fee protection with an insured capital of €1,000 per person per year. The coverage for medical, surgical, pharmaceutical, and hospital expenses abroad increases from €10,000 to €20,000. The travel ticket guarantee for early return also covers the return ticket to the country where the student is studying.

Subscribe, request assistance and report a claim

Just a few steps to protection


What do I need?
What do I need?
Be 75 years old or younger
Be 75 years old or younger
Be between 0-17 years old to subscribe to death or disability coverage for representatives and the Youth Module
Be between 0-17 years old to subscribe to death or disability coverage for representatives and the Youth Module
Be at least 18 years old to subscribe to death coverage
Be at least 18 years old to subscribe to death coverage

Subscribe, request assistance and report a claim

Just a few steps to protection

Login
Log in to the app
Log in to the app
and choose the coverages and insured amounts you want.
and choose the coverages and insured amounts you want.
Contrato
Answer 2 questionnaires:
Answer 2 questionnaires:
one general and one medical. It’s quick!
one general and one medical. It’s quick!
Doc Manual
Choose the debit account
Choose the debit account
and accept the terms and conditions.
and accept the terms and conditions.
Confirmar Notificacao e confirmar app
Confirm
Confirm
with the Multichannel Code or the Authorization Code received by SMS.
with the Multichannel Code or the Authorization Code received by SMS.
Doc Ok
And you're done!
And you're done!
Your insurance will be active tomorrow, and you'll receive the documents by email.
Your insurance will be active tomorrow, and you'll receive the documents by email.
What do I need?
What do I need?
Be 75 years old or younger
Be 75 years old or younger
Be between 0-17 years old to subscribe to death or disability coverage for representatives and the Youth Module
Be between 0-17 years old to subscribe to death or disability coverage for representatives and the Youth Module
Be at least 18 years old to subscribe to death coverage
Be at least 18 years old to subscribe to death coverage
Contactos Prestige
By phone
By phone
call +351 210 347 940¹.
call +351 210 347 940¹.
Doc Pessoal
Keep your details handy,
Keep your details handy,
such as your policy number and taxpayer number.
such as your policy number and taxpayer number.
CC Ciclo
Done!
Done!
Remember that this service is available 24/7 to assist you.
Remember that this service is available 24/7 to assist you.
Doc Manual
Print and fill in
Print and fill in
the Claim Report document.
the Claim Report document.
Fill in
Envelope
Deliver the documentation to a branch
Deliver the documentation to a branch
or send it by email sinistros.acidentes.pessoais@ocidental.pt
or send it by email sinistros.acidentes.pessoais@ocidental.pt
Contactos Prestige
And that's it!
And that's it!
Now all you have to do is wait for the insurance company to reply.
Now all you have to do is wait for the insurance company to reply.

Frequently asked questions

Questions? We’ll help

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

Yes, there is no commitment period.

Yes, there is no commitment period.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Frequently asked questions

Questions? We’ll help

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

Yes, there is no commitment period.

Yes, there is no commitment period.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Subscribing insurances is easier through the app

Explore app
Screen of the Millennium app in the insurance section Screen of the Millennium app in the insurance section
Screen of the Millennium app in the insurance section

Legal documents and other information

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Insurance product information document

Download
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General terms and conditions

Download
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Proposal form

Download
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Claim reporting

Download
¹In Portugal (cost of a call to the national landline network)
Abroad (cost depends on the contractual tariff agreement with the respective operator)

There are exclusions provided for in the policy.
Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

Need help?

We are here for you

Ajuda Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos Need to call us?
Call whenever you need to
Call whenever you need to
Ajuda
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos
Need to call us?
Call whenever you need to
Call whenever you need to