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Equipment Leasing TAE 8.822%

To buy equipment and vehicles

With gross weight > 3 500kg

Branch only

Purple designer chair in front of plant pots

Equipment Leasing TAE 8.822%

To buy equipment and vehicles

With gross weight > 3 500kg

Branch only

Purple designer chair in front of plant pots
Purple designer chair in front of plant pots
Equipment Leasing
Benefits How much is it How to get it Related topics FAQs

Attractive tax benefits

View more

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

All the benefits

What's included?

All the benefits

What's included?

Attractive tax benefits

View more

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

All the benefits

What's included?

Attractive tax benefits

View more

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

Rates and charges

Now the numbers

Annual Effective Rate (TAE)
8.822% 8.822%
Term
12 or 60 months 12 or 60 months
Residual value
€1 to 6% €1 to 6%
TAE calculated based on a TAN of 7,632% Euribor 6 months (simple arithmetic average of the daily quotations of the month prior to the interest counting period, which for this example was the month of December 2024, corresponding to 2,632%), plus a spread of 4.5%, for a credit of €25,000 at 60 months, initial down payment of 20% and residual value of 2%. The calculation considers, Dossier Commission, Rent Processing Commission and Contract Management Commission.

The TAE (Effective Annual Rate) was calculated under the terms of Decree-Law No. 220/94, of May 23rd.
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Frequently asked questions

Questions? We’ll help

A wide range of equipment can be financed through leasing, including:

  • Heavy machinery for construction and public works
  • Industrial machines and various types of machinery
  • Electronic and IT equipment
  • Agricultural equipment
  • Equipment for retail and hospitality businesses
  • Medical equipment
  • Vehicles with a gross weight of over 3,500 kg (passenger and/or goods vehicles, trailers, etc.)
  • Equipment from foreign suppliers
  • Other types of equipment

A wide range of equipment can be financed through leasing, including:

  • Heavy machinery for construction and public works
  • Industrial machines and various types of machinery
  • Electronic and IT equipment
  • Agricultural equipment
  • Equipment for retail and hospitality businesses
  • Medical equipment
  • Vehicles with a gross weight of over 3,500 kg (passenger and/or goods vehicles, trailers, etc.)
  • Equipment from foreign suppliers
  • Other types of equipment

The main advantages of equipment leasing include:

  • Flexible financing conditions in terms of term, initial down payment, and residual value
  • No Stamp Duty applied on credit opening or interest
  • Possibility to deduct financial charges (interest) included in the instalments, in accordance with current legislation
  • You can transfer the contract to someone else during its term
  • VAT is applied to installments and fees at the legal rate (recoverable if the lessee is subject to VAT).

The main advantages of equipment leasing include:

  • Flexible financing conditions in terms of term, initial down payment, and residual value
  • No Stamp Duty applied on credit opening or interest
  • Possibility to deduct financial charges (interest) included in the instalments, in accordance with current legislation
  • You can transfer the contract to someone else during its term
  • VAT is applied to installments and fees at the legal rate (recoverable if the lessee is subject to VAT).

Equipment leasing is available to:

  • Sole proprietors with a business activity
  • Companies or equivalent entities looking to purchase vehicles for professional use
  • Central, regional, or local public administration bodies

Equipment leasing is available to:

  • Sole proprietors with a business activity
  • Companies or equivalent entities looking to purchase vehicles for professional use
  • Central, regional, or local public administration bodies

The usual duration of an equipment leasing contract ranges from 12 to 60 months, depending on the type of equipment and the Customer’s profile.

The usual duration of an equipment leasing contract ranges from 12 to 60 months, depending on the type of equipment and the Customer’s profile.

More questions

Frequently asked questions

Questions? We’ll help

A wide range of equipment can be financed through leasing, including:

  • Heavy machinery for construction and public works
  • Industrial machines and various types of machinery
  • Electronic and IT equipment
  • Agricultural equipment
  • Equipment for retail and hospitality businesses
  • Medical equipment
  • Vehicles with a gross weight of over 3,500 kg (passenger and/or goods vehicles, trailers, etc.)
  • Equipment from foreign suppliers
  • Other types of equipment

A wide range of equipment can be financed through leasing, including:

  • Heavy machinery for construction and public works
  • Industrial machines and various types of machinery
  • Electronic and IT equipment
  • Agricultural equipment
  • Equipment for retail and hospitality businesses
  • Medical equipment
  • Vehicles with a gross weight of over 3,500 kg (passenger and/or goods vehicles, trailers, etc.)
  • Equipment from foreign suppliers
  • Other types of equipment

The main advantages of equipment leasing include:

  • Flexible financing conditions in terms of term, initial down payment, and residual value
  • No Stamp Duty applied on credit opening or interest
  • Possibility to deduct financial charges (interest) included in the instalments, in accordance with current legislation
  • You can transfer the contract to someone else during its term
  • VAT is applied to installments and fees at the legal rate (recoverable if the lessee is subject to VAT).

The main advantages of equipment leasing include:

  • Flexible financing conditions in terms of term, initial down payment, and residual value
  • No Stamp Duty applied on credit opening or interest
  • Possibility to deduct financial charges (interest) included in the instalments, in accordance with current legislation
  • You can transfer the contract to someone else during its term
  • VAT is applied to installments and fees at the legal rate (recoverable if the lessee is subject to VAT).

Equipment leasing is available to:

  • Sole proprietors with a business activity
  • Companies or equivalent entities looking to purchase vehicles for professional use
  • Central, regional, or local public administration bodies

Equipment leasing is available to:

  • Sole proprietors with a business activity
  • Companies or equivalent entities looking to purchase vehicles for professional use
  • Central, regional, or local public administration bodies

The usual duration of an equipment leasing contract ranges from 12 to 60 months, depending on the type of equipment and the Customer’s profile.

The usual duration of an equipment leasing contract ranges from 12 to 60 months, depending on the type of equipment and the Customer’s profile.

More questions

Legal information

Guarantees
The minimum guarantee of the Leasing contract must be underwritten by the Company with the endorsement of the partners and spouses, and the types of final guarantees to be provided will be defined during the credit risk analysis, and other types of guarantees may therefore be requested.
The contracting of the credit operations advertised herein is subject to their prior assessment and decision in terms of credit risk and the possible constitution of guarantees that the Bank considers suitable.

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Looking for a branch?
Find the nearest branch
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Find a branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts