Real Estate Leasing TAE 11.442%

To buy or build any type of property

A flexible solution for purchasing your property

Branch only

top view of construction workers around a table with a laptop, blueprints, gloves, and helmets

Real Estate Leasing TAE 11.442%

To buy or build any type of property

A flexible solution for purchasing your property

Branch only

Real Estate Leasing

Benefits How much is it How to get it Related topics

Attractive tax benefits

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

Exemption from Stamp Duty

On interest and credit usage.

IMT financing

You can choose to finance the Municipal Tax on Property Transfer.

Possibility of VAT exemption on lease payments

You can defer part of the repayment to the end of the contract, increasing the residual value.

Flexibility in duration, initial payment, residual value, and lease payment type

Choose from advance, variable, or monthly payment options.

No mortgage costs

There is no mortgage associated with the lease, as the property is owned by Millennium bcp.

Attractive tax benefits

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

Exemption from Stamp Duty

On interest and credit usage.

IMT financing

You can choose to finance the Municipal Tax on Property Transfer.

Possibility of VAT exemption on lease payments

You can defer part of the repayment to the end of the contract, increasing the residual value.

Flexibility in duration, initial payment, residual value, and lease payment type

Choose from advance, variable, or monthly payment options.

No mortgage costs

There is no mortgage associated with the lease, as the property is owned by Millennium bcp.

Attractive tax benefits

The interest on leasing payments and charges is accepted as a deductible expense in determining taxable income for corporate or personal income tax purposes.

Exemption from Stamp Duty

On interest and credit usage.

IMT financing

You can choose to finance the Municipal Tax on Property Transfer.

Possibility of VAT exemption on lease payments

You can defer part of the repayment to the end of the contract, increasing the residual value.

Flexibility in duration, initial payment, residual value, and lease payment type

Choose from advance, variable, or monthly payment options.

No mortgage costs

There is no mortgage associated with the lease, as the property is owned by Millennium bcp.

Annual Effective Rate (TAE)
                            11.442%
                            11.442%
                        

Term
                            5 to 15 years
                            5 to 15 years
                        

Residual value
                            2% to 10%
                            2% to 10%
                        

TAE calculated based on a TAN of 10.132% - Euribor 6 months (simple arithmetic average of the daily quotations of the month prior to the interest counting period, which for this example was the month of December 2024, corresponding to 2.632%), plus a spread of 7,500%, for a credit of €500,000 at 120 months, initial down payment of 20% and residual value of 2% and LTV of 80%. The calculation considers, Dossier Commission, Rent Processing Commission, Contract Management Commission and Final Contract Fee.

The TAE (Effective Annual Rate) was calculated under the terms of Decree-Law No. 220/94, of May 23rd.

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Legal information

Guarantees

The minimum guarantee of the Leasing contract must be underwritten by the Company with the endorsement of the partners and spouses, and the types of final guarantees to be provided will be defined during the credit risk analysis, and other types of guarantees may therefore be requested.

The contracting of the credit operations advertised herein is subject to their prior assessment and decision in terms of credit risk and the possible constitution of guarantees that the Bank considers suitable.

Real Estate Leasing TAE 11.442%

To buy or build any type of property

Real Estate Leasing TAE 11.442%

To buy or build any type of property

All the benefits

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All the benefits

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All the benefits

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