Médis health insurance
Your go-to health insurance with 3 options

Médis health insurance
Your go-to health insurance with 3 options


All the benefits
What’s included?


This service is free until June 30, 2025, for customers with Ambulatory Assistance coverage in their Médis policies. Learn more
218 458 888 (call to the national landline network. The cost of communications depends on the price plan agreed with your operator). View more


This service is free until June 30, 2025, for customers with Ambulatory Assistance coverage in their Médis policies. Learn more
218 458 888 (call to the national landline network. The cost of communications depends on the price plan agreed with your operator). View more
Waiting periods
These are our waiting periods
Protection and amounts
Options, coverage, and capital
Coverage and capital
Option 1
Option 2
Option 3
Coverage and capital
Base
Option 1
€15,000.00
Option 2
€50,000.00
Option 3
€1,000,000.00
Coverage and capital
Reinforced Oncological Protection
Option 1
−
Option 2
Additional €50,000.00
Option 3
Unlimited
Coverage and capital
Childbirth
Option 1
−
Option 2
Included in Hospital Care
Option 3
Included in Hospital Care
Coverage and capital
Base
Option 1
€200.00 (Optional) or
€1,000.00 (Optional)
Option 2
€2,500.00
Option 3
€5,000.00
Coverage and capital
Enhanced Cancer Protection
Option 1
−
Option 2
Additional €2,500.00
Option 3
Additional €5,000.00
Coverage and capital
Psychiatric care
Option 1
20 days1
Option 2
20 days
Option 3
20 days
Coverage and capital
Psychology and Psychotherapy consultations
Option 1
20 sessions1
Option 2
20 sessions
Option 3
20 sessions
Coverage and capital
Psychiatry consultations
Option 1
Included in Ambulatory Care1
Option 2
Included in Ambulatory Care
Option 3
Included in Ambulatory Care
Coverage and capital
Online Doctor
Option 1
Included
Option 2
Included
Option 3
Included
Coverage and capital
Family and General Medicine, and Pediatrics
Option 1
No limit1
Option 2
No limit
Option 3
No limit
Coverage and capital
Psychiatry
Option 1
Included in Ambulatory Care1
Option 2
Included in Ambulatory Care
Option 3
Included in Ambulatory Care
Coverage and capital
Psychology
Option 1
Included in Mental Health
Option 2
Included in Mental Health
Option 3
Included in Mental Health
Coverage and capital
Other specialties
Option 1
Included in Ambulatory Care1
Option 2
Included in Ambulatory Care
Option 3
Included in Ambulatory Care
Coverage and capital
2nd Opinion
Option 1
Included2
Option 2
Included2
Option 3
Included2
Coverage and capital
Brassiere for Breast Prosthesis
Option 1
−
Option 2
€40.00 (1 per annuity)
Option 3
€40.00 (1 per annuity)
Coverage and capital
External Bilateral Breast Prosthesis
Option 1
−
Option 2
€110.00 (1 per policy)
Option 3
€110.00 (1 per policy)
Coverage and capital
External Unilateral Breast Prosthesis
Option 1
−
Option 2
€95.00 (1 per policy)
Option 3
€95.00 (1 per policy)
Coverage and capital
Wigs
Option 1
−
Option 2
€500.00 (1 per life)
Option 3
€500.00 (1 per life)
Coverage and capital
Ostomy support products
Option 1
−
Option 2
€500.00
Option 3
€500.00
Coverage and capital
Patients transport
Option 1
−
Option 2
2 transports per policy
Option 3
2 transports per policy
Coverage and capital
Psychological support
Option 1
−
Option 2
5 consultations per year
Option 3
5 consultations per year
Coverage and capital
Comfort service3
Option 1
−
Option 2
€1,000.00 per policy
Option 3
€1,000.00 per policy
Coverage and capital
Home nursing
Option 1
−
Option 2
10 uses per policy
Option 3
10 uses per policy
Coverage and capital
Dental Care
Option 1
−
Option 2
€250.00 (Optional)
Option 3
€1,000.00 (Optional)
Coverage and capital
Serious Illnesses4
Option 1
−
Option 2
−
Option 3
€1,000,000.00
Coverage and capital
International
Option 1
5
Option 2
5
Option 3
Included
Coverage and capital
Physiotherapy
Option 1
€500.001
Option 2
€500.00
Option 3
€500.00
Coverage and capital
On the Médis Network6
Option 1
100%
Option 2
100%
Option 3
100%
Coverage and capital
Outside the Médis Network
Option 1
35%
Option 2
35%
Option 3
35%
Coverage and capital
Online medicine
Option 1
100% within the Médis App
Option 2
100% within the Médis App
Option 3
100% within the Médis App
Coverage and capital
Serious illnesses
Option 1
−
Option 2
−
Option 3
100%
Coverage and capital
Dental Care Devices and Prostheses
Option 1
−
Option 2
50% within the Médis network7
35% outside the Médis network7
Option 3
50% within the Médis network7
35% outside the Médis network7
Coverage and capital
Psychiatric hospitalization
Option 1
100% within the network1
Option 2
100% within the network
Option 3
100% within the network
Coverage and capital
Psychology and Psychotherapy consultations
Option 1
100% within the network1
35% outside the network1
Option 2
100% within the network1
35% outside the network1
Option 3
100% within the network1
35% outside the network1
Coverage and capital
Psychiatry consultations
Option 1
100% within the network1
35% outside the network1
Option 2
100% within the network1
35% outside the network1
Option 3
100% within the network1
35% outside the network1
Coverage and capital
Hospital care Médis network
Option 1
10%, Min. €250.00 and Max. €500.00
Option 2
10%, Min. €250.00 and Max. €500.00
Option 3
10%, Min. €250.00 and Max. €500.00
Coverage and capital
Hospital care CUF and Luz Saúde
Option 1
10%, Min. €400.00 and Max. €600.00
Option 2
10%, Min. €400.00 and Max. €600.00
Option 3
10%, Min. €400.00 and Max. €600.00
Coverage and capital
Chemotherapy
Option 1
10% per session, Max. €500.00
Option 2
10% per session, Max. €500.00
Option 3
10% per session, Max. €500.00
Coverage and capital
Childbirth
Option 1
−
Option 2
Normal birth: €250.00
Cesarean section: €600.00
Option 3
Normal birth: €250.00
Cesarean section: €600.00
Coverage and capital
Primary Health Care consultations Médis network8
Option 1
€19.001
Option 2
€19.00
Option 3
€19.00
Coverage and capital
Primary Health Care consultations CUF and Luz Saúde8
Option 1
€21.001
Option 2
€21.00
Option 3
€21.00
Coverage and capital
Specialist consultations Médis network
Option 1
€19.001
Option 2
€19.00
Option 3
€19.00
Coverage and capital
Specialist consultations CUF and Luz Saúde
Option 1
€21.001
Option 2
€21.00
Option 3
€21.00
Coverage and capital
Médis Medical Assistance
Option 1
€12.501
Option 2
€12.50
Option 3
€12.50
Coverage and capital
Online Médis Medical Assistance
Option 1
€10.00
Option 2
€10.00
Option 3
€10.00
Coverage and capital
Emergencies Médis network
Option 1
€50.001
Option 2
€50.00
Option 3
€50.00
Coverage and capital
Emergencies CUF and Luz Saúde
Option 1
€55.001
Option 2
€55.00
Option 3
€55.00
Coverage and capital
Physiotherapy
Option 1
€7.50
Option 2
€7.50
Option 3
€7.50
Coverage and capital
Home
Option 1
€25.001
Option 2
€25.00
Option 3
€25.00
Coverage and capital
Medical tests (per test)
Option 1
€2.001
Option 2
€2.00
Option 3
€2.00
Coverage and capital
Pathological Anatomy
Option 1
€10.001
Option 2
€10.00
Option 3
€10.00
Coverage and capital
X-rays
Option 1
€10.001
Option 2
€10.00
Option 3
€10.00
Coverage and capital
Ultrasounds
Option 1
€15.001
Option 2
€15.00
Option 3
€15.00
Coverage and capital
Nuclear Medicine
Option 1
20%1
Option 2
20%
Option 3
20%
Coverage and capital
CT scan Médis network
Option 1
€30.001
Option 2
€30.00
Option 3
€30.00
Coverage and capital
CT scan CUF and Luz Saúde
Option 1
€55.001
Option 2
€55.00
Option 3
€55.00
Coverage and capital
Magnetic Resonance Médis network
Option 1
€70.001
Option 2
€70.00
Option 3
€70.00
Coverage and capital
Magnetic Resonance CUF and Luz Saúde
Option 1
€100.001
Option 2
€100.00
Option 3
€100.00
Coverage and capital
Dental Care (by treatment)
Option 1
−
Option 2
€15.007
Option 3
€15.007
Coverage and capital
Médis Clinical Dental Care (by treatment)
Option 1
−
Option 2
€10.007
Option 3
€10.007
Coverage and capital
Additional diagnostic methods
Option 1
20%1
Option 2
20%
Option 3
20%
Coverage and capital
Ambulatory Surgeries and Medical Procedures
Option 1
20%1
Option 2
20%
Option 3
20%
Coverage and capital
Oncology - Psychological Support
Option 1
−
Option 2
€10 per consultation
Option 3
€10 per consultation
Coverage and capital
Oncology - Home Nursing
Option 1
−
Option 2
€10 per use
Option 3
€10 per use
Coverage and capital
Psychiatric Hospitalization
Option 1
No copayment1
Option 2
No copayment
Option 3
No copayment
Coverage and capital
Psychology and Psychotherapy Consultations Médis network
Option 1
€19.001
Option 2
€19.00
Option 3
€19.00
Coverage and capital
Psychology and Psychotherapy Consultations CUF and Luz Saúde
Option 1
€21.001
Option 2
€21.00
Option 3
€21.00
Coverage and capital
Psychiatry consultations Médis network
Option 1
€19.001
Option 2
€19.00
Option 3
€19.00
Coverage and capital
Psychiatry consultations CUF and Luz Saúde
Option 1
€21.001
Option 2
€21.00
Option 3
€21.00
Coverage and capital
General and Family Medicine and Pediatrics
Option 1
No copayment1
Option 2
No copayment
Option 3
No copayment
Coverage and capital
Psychiatry
Option 1
€12.501
Option 2
€12.50
Option 3
€12.50
Coverage and capital
Psychology
Option 1
€12.501
Option 2
€12.50
Option 3
€12.50
Coverage and capital
Other specialties
Option 1
Up to €20.001
Option 2
Up to €20.00
Option 3
Up to €20.00
Coverage and capital
Ambulatory Assistance
Option 1
50.0010 per insured person/year
Option 2
−
Option 3
−
Coverage and capital
International - Other Clinics
Option 1
−
Option 2
−
Option 3
€1,500.00 per household/year
Coverage and capital
Mental Health - Psychiatric Hospital Care
Option 1
1 day1
Option 2
1 day
Option 3
1 day
Amounts in euros.
1 Applicable when subscribing to optional Ambulatory Care coverage.
2 Access through the Médis Line. The University Clinic of Navarra provides this service.
3 Cleaning and personal hygiene services, babysitting, and physiotherapy services.
4 The benefits under this coverage are only valid in the network of providers agreed outside the national territory. Under this coverage, pathologies included in the contractual conditions are considered Serious Illnesses.
5 Médis Customers with Options 1 or 2 (options without International Coverage) will receive a 15% discount on Consultations and Complementary Diagnostic Tools at the University Clinic of Navarra.
6 After copayments
7 Applicable when optional Dental Care coverage is subscribed.
8 Primary Care Consultations: General and Family Medicine, Internal Medicine, Pediatrics, Gynecology / Obstetrics, and Ophthalmology.
9 Customers without Ambulatory Care coverage benefit from agreed prices.
10 Applicable when subscribing to optional Ambulatory Care coverage with €1,000 (Option 1), except for Online Doctor, which has no deductible.
International cover
Clinics, capital, and coverage
Clinics
Capital
Coverage
Clinics
Navarra University Clinic (Spain)11
Capital
Unlimited
Coverage
100%
Clinics
Barcelona Medical Centre
Capital
€75,000
Coverage
80%
Clinics
Deutsche Herzzentrum Berlin (Germany)
Capital
€75,000
Coverage
80%
Clinics
Johns Hopkins (EUA)
Capital
€75,000
Coverage
80%
Clinics
Other12
Capital
€75,000
Coverage
60%
Amounts in euros.
11 Médis will pay all previously authorized health expenses and, in case of hospitalization, will also pay the insured person and companion's travel expenses regarding airplane (economy class), train or car trips (only includes petrol, tolls and accommodation for one night for the trip to the clinic and another night for the trip back).
12 €1,500.00 deductible per household/year.
The amounts in the table above refer to the maximum amounts covered by Médis per policy and per insured person, for the specified covers.
Costs
Now the numbers
Subscribing and submitting expenses
Just a few steps to protection
Subscribing and submitting expenses
Just a few steps to protection
Frequently asked questions
Questions? We’ll help
Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.
Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.
With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).
With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).
If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.
If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.
This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.
This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.
You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.
You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.
Frequently asked questions
Questions? We’ll help
Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.
Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.
With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).
With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).
If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.
If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.
This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.
This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.
You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.
You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.
- Check the list of pharmacies in the Médis Guide (at medis.pt) to find the nearest one offering this service. This list is updated daily.
- Call the pharmacy and provide your Médis number along with the medications or items you need. If the medication requires a prescription, you must also provide the prescription number.
- Medications that require cold chain storage (e.g., insulin, vaccines) and controlled substances (e.g., morphine, tramadol, buprenorphine) are excluded from this service.
- Confirm with the pharmacy the procedures and delivery date for your medications.
- In addition to medications, you can also order other pharmacy items, ensuring professional pharmaceutical guidance, quality, and safety in every request.
- Payment methods for medications are subject to the pharmacy’s available options.
- Check the list of pharmacies in the Médis Guide (at medis.pt) to find the nearest one offering this service. This list is updated daily.
- Call the pharmacy and provide your Médis number along with the medications or items you need. If the medication requires a prescription, you must also provide the prescription number.
- Medications that require cold chain storage (e.g., insulin, vaccines) and controlled substances (e.g., morphine, tramadol, buprenorphine) are excluded from this service.
- Confirm with the pharmacy the procedures and delivery date for your medications.
- In addition to medications, you can also order other pharmacy items, ensuring professional pharmaceutical guidance, quality, and safety in every request.
- Payment methods for medications are subject to the pharmacy’s available options.