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Médis health insurance

Your go-to health insurance with 3 options

With a wide range of benefits, such as Online Doctor, Bebé Médis Program, Médis Network, and more
With a wide range of benefits, such as Online Doctor, Bebé Médis Program, Médis Network, and more
couple with 2 small children, in a hug

Médis health insurance

Your go-to health insurance with 3 options

With a wide range of benefits, such as Online Doctor, Bebé Médis Program, Médis Network, and more
With a wide range of benefits, such as Online Doctor, Bebé Médis Program, Médis Network, and more
couple with 2 small children, in a hug
couple with 2 small children, in a hug

All the benefits

What’s included?

Médis network Over 13.000 doctors and over 8.000 hospitals, clinics, and medical offices nationwide.
 smiling doctor with a stethoscope around her neck  smiling doctor with a stethoscope around her neck
Médis Doctor Assistant A dedicated GP allowing ongoing medical monitoring in-person or over the phone.
Medications home delivery
Médis support line Nurses are available over the phone 24/7, offering a permanent healthcare support service.

21 8458888 (call to the national landline network. The cost of communications depends on the price plan agreed with your operator).
Médis card Access to Médis network and benefits from Rede de Saúde e Bem-Estar. Carry it with you in your wallet or smartphone.
Médis app Access your medical history and Médis card on your phone. The app is free and available for Android and iOS. View app
Monthly premium discounts For subscriptions through Millennium website or app.
Enhanced oncological protection Increased capital, closer, dedicated monitoring, and personalized prevention plan.
Online doctor Access a doctor anytime through the Médis app. Schedule appointments via video call, send exams, and receive prescriptions.
Médis network Over 13.000 doctors and over 8.000 hospitals, clinics, and medical offices nationwide.
Médis card Access to Médis network and benefits from Rede de Saúde e Bem-Estar. Carry it with you in your wallet or smartphone.
 smiling doctor with a stethoscope around her neck  smiling doctor with a stethoscope around her neck
Médis Doctor Assistant A dedicated GP allowing ongoing medical monitoring in-person or over the phone.
Médis app Access your medical history and Médis card on your phone. The app is free and available for Android and iOS. View app
Medications home delivery
Monthly premium discounts For subscriptions through Millennium website or app.
Médis support line Nurses are available over the phone 24/7, offering a permanent healthcare support service.

21 8458888 (call to the national landline network. The cost of communications depends on the price plan agreed with your operator).
Enhanced oncological protection Increased capital, closer, dedicated monitoring, and personalized prevention plan.
Online doctor Access a doctor anytime through the Médis app. Schedule appointments via video call, send exams, and receive prescriptions.

Waiting periods

These are our waiting periods:

illustration of a calendar and the number 60
60 days
illustration of a calendar and the number 90
90 days
illustration of a calendar and the number 180
180 days
illustration of a calendar and the number 365
365 days

Protection and amounts

Options, coverage, and capital

Coverage and capital

Option 1

Option 2

Option 3

Base


€15,000.00


€50,000.00


€1,000,000.00


Reinforced Oncological Protection



Additional €50,000.00


Unlimited


Childbirth



Included in Hospital Care


Included in Hospital Care


Base


€200.00 (Optional) or €1,000.00 (Optional)


€2,500.00


€5,000.00


Enhanced Cancer Protection



Additional €2,500.00


Additional €5,000.00


Psychiatric care


20 days1


20 days


20 days


Psychology and Psychotherapy consultations


20 sessions1


20 sessions


20 sessions


Psychiatry consultations


Included in Ambulatory Care1


Included in Ambulatory Care


Included in Ambulatory Care


Online Doctor


Included


Included


Included


Family and General Medicine, and Pediatrics


No limit1


No limit


No limit


Psychiatry


Included in Ambulatory Care1


Included in Ambulatory Care


Included in Ambulatory Care


Psychology


Included in Mental Health


Included in Mental Health


Included in Mental Health


Other specialties


Included in Ambulatory Care1


Included in Ambulatory Care


Included in Ambulatory Care


2nd Opinion


Included2


Included2


Included2


Brassiere for Breast Prosthesis



€40.00 (1 per annuity)


€40.00 (1 per annuity)


External Bilateral Breast Prosthesis



€110.00 (1 per policy)


€110.00 (1 per policy)


External Unilateral Breast Prosthesis



€95.00 (1 per policy)


€95.00 (1 per policy)


Wigs



€500.00 (1 per life)


€500.00 (1 per life)


Ostomy support products



€500.00


€500.00


Patients transport



2 transports per policy


2 transports per policy


Psychological support



5 consultations per year


5 consultations per year


Comfort service3



€1,000.00 per policy


€1,000.00 per policy


Home nursing



10 uses per policy


10 uses per policy


Dental Care



€250.00 (Optional)


€1,000.00 (Optional)


Serious Illnesses4




€1,000,000.00


International


5


5


Included


Physiotherapy


€500.001


€500.00


€500.00


On the Médis Network6


100%


100%


100%


Outside the Médis Network


35%


35%


35%


Online medicine


100% within the Médis App


100% within the Médis App


100% within the Médis App


Serious illnesses




100%


Dental Care Devices and Prostheses



50% within the Médis network7
35% outside the Médis network7


50% within the Médis network 7
35% outside the Médis network 7


Psychiatric hospitalization


100% within the network1


100% within the network


100% within the network


Psychology and Psychotherapy consultations


100% within the network1
35% outside the network1


100% within the network1
35% outside the network1


100% within the network1
35% outside the network1


Psychiatry consultations


100% within the network1
35% outside the network1


100% within the network1
35% outside the network1


100% within the network1
35% outside the network1


Hospital care


10%, Min. €250.00 and Max. €500.00


10%, Min. €250.00 and Max. €500.00


10%, Min. €250.00 and Max. €500.00


Chemotherapy


10% per session, Max. €500.00


10% per session, Max. €500.00


10% per session, Max. €500.00


Childbirth



Normal birth: €250.00
Cesarean section: €600.00


Normal birth: €250.00
Cesarean section: €600.00


Primary Health Care consultations8


€19.001


€19.00


€19.00


Specialist consultations


€19.001


€19.00


€19.00


Médis Medical Assistance


€12.501


€12.50


€12.50


Online Médis Medical Assistance


€10.00


€10.00


€10.00


Emergencies


€50.001


€50.00


€50.00


Physiotherapy


€7.50


€7.50


€7.50


Home


€25.001


€25.00


€25.00


Medical tests (per test)


€2.001


€2.00


€2.00


Pathological Anatomy


€10.001


€10.00


€10.00


X-rays


€10.001


€10.00


€10.00


Ultrasounds


€15.001


€15.00


€15.00


Nuclear Medicine


20%1


20%


20%


CT scan


€30.001


€30.00


€30.00


Magnetic Resonance


€70.001


€70.00


€70.00


Dental Care (by treatment)



€15.007


€15.007


Médis Clinical Dental Care (by treatment)



€10.007


€10.007


Additional diagnostic methods


20%1


20%


20%


Ambulatory Surgeries and Medical Procedures


20%1


20%


20%


Oncology - Psychological Support



€10 per consultation


€10 per consultation


Oncology - Home Nursing



€10 per use


€10 per use


Psychiatric Hospitalization


No copayment1


No copayment


No copayment


Psychology and Psychotherapy Consultations


€19.001


€19.00


€19.00


Psychiatry consultations


€19.001


€19.00


€19.00


General and Family Medicine and Pediatrics


No copayment1


No copayment


No copayment


Psychiatry


€12.501


€12.50


€12.50


Psychology


€12.501


€12.50


€12.50


Other specialties


Up to €20.001


Up to €20.00


Up to €20.00


Ambulatory Assistance


50.0010 per insured person/year




International - Other Clinics




€1,500.00 per household/year


Mental Health - Psychiatric Hospital Care


1 day1


1 day


1 day


Amounts in euros.

1 Applicable when subscribing to optional Ambulatory Care coverage.
2 Access through the Médis Line. The University Clinic of Navarra provides this service.
3 Cleaning and personal hygiene services, babysitting, and physiotherapy services.
4 The benefits under this coverage are only valid in the network of providers agreed outside the national territory. Under this coverage, pathologies included in the contractual conditions are considered Serious Illnesses.
5 Médis Customers with Options 1 or 2 (options without International Coverage) will receive a 15% discount on Consultations and Complementary Diagnostic Tools at the University Clinic of Navarra.
6 After copayments
7 Applicable when optional Dental Care coverage is subscribed.
8 Primary Care Consultations: General and Family Medicine, Internal Medicine, Pediatrics, Gynecology / Obstetrics, and Ophthalmology.
9 Customers without Ambulatory Care coverage benefit from agreed prices.
10 Applicable when subscribing to optional Ambulatory Care coverage with €1,000 (Option 1), except for Online Doctor, which has no deductible.

International cover

Clinics, capital, and coverage

Clinics

Capital

Coverage

Navarra University Clinic (Spain)11


Unlimited


100%


Barcelona Medical Centre


€75,000


80%


Deutsche Herzzentrum Berlin (Germany)


€75,000


80%


Johns Hopkins (EUA)


€75,000


80%


Other12


€75,000


60%


Amounts in euros.

11 Médis will pay all previously authorized health expenses and, in case of hospitalization, will also pay the insured person and companion's travel expenses regarding airplane (economy class), train or car trips (only includes petrol, tolls and accommodation for one night for the trip to the clinic and another night for the trip back).
12 €1,500.00 deductible per household/year.

The amounts in the table above refer to the maximum amounts covered by Médis per policy and per insured person, for the specified covers.

Costs

Now the numbers

The premium changes based on the option you picked, any pre-existing conditions, and the age of the insured person.
Based on the number of family members included in the policy, the following discounts apply:
2 individuals insured
2.5% 2.5%
3 individuals insured
5% 5%
4 individuals insured
10% 10%
5 or more individuals insured
15% 15%

The insurer's risk analysis may lead to premium adjustments or the exclusion of specific coverage.

Protect your health in 4 steps

It’s quick and easy


What you need
What you need
Subscription age limit: 70 years old
Subscription age limit: 70 years old
Coverage age limit:
Coverage age limit:
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit

What you need
What you need
Subscription age limit: 70 years old
Subscription age limit: 70 years old
Coverage age limit:
Coverage age limit:
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit

Protect your health in 4 steps

It’s quick and easy

Categories
Enter how many people
Enter how many people
you will include in the policy.
you will include in the policy.
CP Simulador
Choose one of the options
Choose one of the options
to get a quote.
to get a quote.
Doc Manual
Fill out the medical questionnaire
Fill out the medical questionnaire
for each person you want to include.
for each person you want to include.
Confirmar Notificacao e confirmar app
Confirm
Confirm
and you’re ready to go!
and you’re ready to go!
What you need
What you need
Subscription age limit: 70 years old
Subscription age limit: 70 years old
Coverage age limit:
Coverage age limit:
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit
Categories
Enter how many people
Enter how many people
you will include in the policy.
you will include in the policy.
CP Simulador
Choose one of the options
Choose one of the options
to get a quote.
to get a quote.
Doc Manual
Fill out the medical questionnaire
Fill out the medical questionnaire
for each person you want to include.
for each person you want to include.
Contrato
Subscribe
Subscribe
and sign the contract.
and sign the contract.
What you need
What you need
Subscription age limit: 70 years old
Subscription age limit: 70 years old
Coverage age limit:
Coverage age limit:
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit
Option 1 and 2: 70 (if the insurance is taken out before 55, there is no coverage age limit) and
Option 3: no coverage age limit

Frequently asked questions

Questions? We’ll help

Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.

Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.

With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).

With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).

If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.

If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.

This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.

This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.

You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.

You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.

Frequently asked questions

Questions? We’ll help

Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.

Having health insurance is essential to stay protected. With Médis Health Insurance, you have 3 basic options to choose from, to which you can add optional coverage according to your protection, health care and family needs, and your family budget.

With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).

With Médis, consultations always cost €19 (if you have ambulatory care coverage: consultations and exams).

If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.

If you select options 1, 2, and 3, you can include yourself, your descendants up to 25 years old, and adults up to 70. In the Vintage and Vintage Plus options, you can only include yourself or family members over 55.

This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.

This is the time you have to wait to use your insurance coverage. It does not apply in the event of an accident.

You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.

You can request a refund through the Médis App, the Médis Website, or by mail. It will also soon be available on the Millennium App. If you choose mail, click on “New Expense”, fill in the fields, and download the created document. Send this document by mail to Médis and proof of your medical procedures to the following address: Médis - Companhia Portuguesa de Seguros de Saúde, SA. Praça Príncipe Perfeito 2, 1990-278 Lisboa.

Subscribe insurance on the go with the app

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Legal documents and other information

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Insurance product information document

Download
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General and Special Conditions

Download
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Proposal Form

Download
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Medical Questionnaire

Download
There are exclusions stipulated in the policy.
Advertising. This information does not waive the consultation of the legally required pre-contractual and contractual information.

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