YOLO! life insurance
Life is one, but protection is forever
With coverage and insured amounts tailored to your life stage
YOLO! life insurance
Life is one, but protection is forever
With coverage and insured amounts tailored to your life stage
All the benefits
What’s included?
Choice of coverage and amounts
YOLO! life insurance lets you choose the coverage and insured amounts that best suit your needs.
Higher capital
YOLO! focuses on complementary coverage, offering higher insured amounts than the traditional death coverage.
Life benefits
YOLO! offers various coverages with benefits paid to the insured, including disability, critical illnesses, long-term care, and hospitalization allowances.
Simple subscription
No medical exams required for Customers with the "Vital Events" feature.
Adjustable insurance
You can increase the coverage amounts or include new coverage options throughout your life, until 6 months before turning 50 years old, in these different life stages: birth or adoption of a child; marriage or civil partnership; home purchase; and changes in your children's education.
If anything happens, the payment is tailored to your needs
Once the claim is approved, the amount is paid based on the insured person's needs, covering both treatment-related and non-treatment-related expenses.
Serious illness coverage
Choose from 3 coverage options for serious illnesses, including exclusive cancer coverage, and 3 high-incidence heart conditions.
“Vital Events” feature
With this feature, you can change your policy at key life moments, such as marriage, buying a home, or the birth of children.
Choice of coverage and amounts
YOLO! life insurance lets you choose the coverage and insured amounts that best suit your needs.
Adjustable insurance
You can increase the coverage amounts or include new coverage options throughout your life, until 6 months before turning 50 years old, in these different life stages: birth or adoption of a child; marriage or civil partnership; home purchase; and changes in your children's education.
Higher capital
YOLO! focuses on complementary coverage, offering higher insured amounts than the traditional death coverage.
If anything happens, the payment is tailored to your needs
Once the claim is approved, the amount is paid based on the insured person's needs, covering both treatment-related and non-treatment-related expenses.
Life benefits
YOLO! offers various coverages with benefits paid to the insured, including disability, critical illnesses, long-term care, and hospitalization allowances.
Serious illness coverage
Choose from 3 coverage options for serious illnesses, including exclusive cancer coverage, and 3 high-incidence heart conditions.
Simple subscription
No medical exams required for Customers with the "Vital Events" feature.
“Vital Events” feature
With this feature, you can change your policy at key life moments, such as marriage, buying a home, or the birth of children.
Subscribe and report a claim
It’s quick and easy
Log in to the app
Log in to the app
and start by getting a quote with the coverages and insured amounts you want.
and start by getting a quote with the coverages and insured amounts you want.
Answer 2 short questionnaires
Answer 2 short questionnaires
One general and one medical.
One general and one medical.
Choose your payment account
Choose your payment account
and accept the Terms and Conditions.
and accept the Terms and Conditions.
Confirm everything
Confirm everything
Use the Multichannel Code or the Authorization Code, which you will receive by SMS.
Use the Multichannel Code or the Authorization Code, which you will receive by SMS.
And that's it!
And that's it!
The insurance will be active from tomorrow, and you will receive all the documents by email.
The insurance will be active from tomorrow, and you will receive all the documents by email.
Report your claim by email
Report your claim by email
to apoioaocliente@ocidental.pt.
to apoioaocliente@ocidental.pt.
Or by mail
Or by mail
Ocidental vida,
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Ocidental vida,
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
And that’s it!
And that’s it!
Now all you have to do is wait for the insurance company to reply.
Now all you have to do is wait for the insurance company to reply.
Subscribe and report a claim
It’s quick and easy
Log in to the app
Log in to the app
and start by getting a quote with the coverages and insured amounts you want.
and start by getting a quote with the coverages and insured amounts you want.
Answer 2 short questionnaires
Answer 2 short questionnaires
One general and one medical.
One general and one medical.
Choose your payment account
Choose your payment account
and accept the Terms and Conditions.
and accept the Terms and Conditions.
Confirm everything
Confirm everything
Use the Multichannel Code or the Authorization Code, which you will receive by SMS.
Use the Multichannel Code or the Authorization Code, which you will receive by SMS.
And that's it!
And that's it!
The insurance will be active from tomorrow, and you will receive all the documents by email.
The insurance will be active from tomorrow, and you will receive all the documents by email.
Report your claim by email
Report your claim by email
to apoioaocliente@ocidental.pt.
to apoioaocliente@ocidental.pt.
Or by mail
Or by mail
Ocidental vida,
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Ocidental vida,
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
Rua de Manuel Pinto de Azevedo, n.º 106-126, 4200-320 Porto.
And that’s it!
And that’s it!
Now all you have to do is wait for the insurance company to reply.
Now all you have to do is wait for the insurance company to reply.
