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Volta 55+ Personal Accidents Insurance

It’s never too late to turn things around

Volta 55+ makes your well-being a priority.
mature couple, smiling, at a beachside café
Mobile Phone O White

App exclusive

Volta 55+ Personal Accidents Insurance

It’s never too late to turn things around

Volta 55+ makes your well-being a priority.
mature couple, smiling, at a beachside café
Mobile Phone O White

App exclusive

mature couple, smiling, at a beachside café
Mobile Phone O White

App exclusive

All the benefits

What’s included?

3 base coverages The primary coverage is no longer focused on death but now prioritizes expenses related to bodily injuries.
At-home services If you experience a sudden and urgent illness, you'll have access to at-home medical care, nursing, physiotherapy, non-urgent patient transport, and doctor-prescribed medical tests.
Services in case of dependency If you find yourself in a dependent situation, you can count on laundry and ironing services, home cleaning, and delivery of groceries, medication, and meals.
Pet assistance Your four-legged friend is not left out of our assistance.
3 base coverages The primary coverage is no longer focused on death but now prioritizes expenses related to bodily injuries.
Services in case of dependency If you find yourself in a dependent situation, you can count on laundry and ironing services, home cleaning, and delivery of groceries, medication, and meals.
At-home services If you experience a sudden and urgent illness, you'll have access to at-home medical care, nursing, physiotherapy, non-urgent patient transport, and doctor-prescribed medical tests.
Pet assistance Your four-legged friend is not left out of our assistance.

Costs and amounts

Coverage, amounts, and deductibles

Coverage and deductibles

Base

Regular

Top

Coverage and deductibles

According to contractual conditions

Base

€5,000

Regular

€7,500

Top

€10,000

Coverage and deductibles

According to contractual conditions

Base

According to contractual conditions

Regular

According to contractual conditions

Top

According to contractual conditions

Coverage and deductibles

According to contractual conditions

Base

According to contractual conditions

Regular

According to contractual conditions

Top

According to contractual conditions

(1) At the end of the policy year in which the insured person reaches 80 years of age, the coverage amounts will be reduced by 50%..

Age limit

Subscription: the insured person must be between 55 and 79 years old (the policyholder must be an adult).
Duration: up to 85 years old.

Costs and amounts

Coverage and deductibles

Coverage and deductibles

Base

Regular

Top

Coverage and deductibles

No deductible

Base

€500 / €1,000 / €2,500

Regular

€500 / €1,000 / €2,500

Top

€500 / €1,000 / €2,500

Coverage and deductibles

No deductible

Base

€750

Regular

€1,500

Top

€3,000

Coverage and deductibles

No deductible

Base

€10,000

Regular

€25,000

Top

€50,000

Coverage and deductibles

According to contractual conditions

Base

According to contractual conditions

Regular

According to contractual conditions

Top

According to contractual conditions

Coverage and deductibles

According to contractual conditions

Base

According to contractual conditions

Regular

According to contractual conditions

Top

According to contractual conditions

Coverage and deductibles

According to contractual conditions

Base

According to contractual conditions

Regular

According to contractual conditions

Top

According to contractual conditions

Coverage and deductibles

No deductible

Base

€500

Regular

€500

Top

€500

(1) At the end of the policy year in which the insured person reaches 80 years of age, the coverage amounts will be reduced by 50%.

(2) Travel and Personal Luggage coverage must be purchased together.

Age limit

Subscription: the insured person must be between 55 and 79 years old (the policyholder must be an adult).
Duration: up to 85 years old.

Optional coverages

Add these coverages for greater protection

Optional coverages

Optional coverages

In the event of the insured person's death due to an accident, either immediately or within two years after the accident, the capital will be paid to the beneficiaries listed in the proposal, or to the legal heirs if no beneficiaries are designated.

Optional coverages

Reimbursement of the insured person’s funeral expenses, up to the specified limit, in the event of death due to an accident, occurring either immediately or within two years of the accident.

Optional coverages

Reimbursement of hospitalization expenses due to an accident, up to the specified limit, during the hospital stay for a period of up to 360 days.

Optional coverages

Support with tax obligations and managing contracts, such as electricity, water, and gas.

Optional coverages

Assistance services include the following:

  1. Home technical support guarantees
  2. IT support guarantees - Helpdesk service
  3. IT support guarantees - On-site technician service
  4. IT support guarantees – Damage repair

Optional coverages

Compensation, up to the specified limit, for loss, theft, or damage to the insured person’s luggage during travel.

Optional coverages

Assistance coverage that includes some of the following guarantees:

  1. Repatriation or medical transport in case of accident or illness
  2. Trip cancellation or interruption due to force majeure
  3. Flight delay
  4. Missed connections
  5. Delayed luggage delivery
  6. Emergency support abroad

Subscribe, request assistance and report a claim

Just a few steps to protection

Subscribe, request assistance and report a claim

Just a few steps to protection

Login
Log in to the app
Log in to the app
and choose the coverages and insured amounts you want.
and choose the coverages and insured amounts you want.
Contrato
Answer 2 questionnaires:
Answer 2 questionnaires:
one general and one medical. It’s quick!
one general and one medical. It’s quick!
Doc Manual
Choose the debit account
Choose the debit account
and accept the terms and conditions.
and accept the terms and conditions.
Confirmar Notificacao e confirmar app
Confirm
Confirm
with the Multichannel Code or the Authorization Code received by SMS.
with the Multichannel Code or the Authorization Code received by SMS.
Doc Ok
And you're done!
And you're done!
Your insurance will be active tomorrow, and you'll receive the documents by email.
Your insurance will be active tomorrow, and you'll receive the documents by email.
Contactos Prestige
By phone
By phone
call +351 210 347 940¹.
call +351 210 347 940¹.
Doc Pessoal
Keep your details handy,
Keep your details handy,
such as your policy number and taxpayer number.
such as your policy number and taxpayer number.
CC Ciclo
Done!
Done!
Remember that this service is available 24/7 to assist you.
Remember that this service is available 24/7 to assist you.
Doc Manual
Print and fill in
Print and fill in
the Claim Report document.
the Claim Report document.
Fill in
Envelope
Deliver the documentation to a branch
Deliver the documentation to a branch
or send it by email sinistros.acidentes.pessoais@ocidental.pt
or send it by email sinistros.acidentes.pessoais@ocidental.pt
Contactos Prestige
And that's it!
And that's it!
Now all you have to do is wait for the insurance company to reply.
Now all you have to do is wait for the insurance company to reply.

Frequently asked questions

Questions? We’ll help

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

Yes, there is no commitment period.

Yes, there is no commitment period.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Frequently asked questions

Questions? We’ll help

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

You can subscribe to Volta if you’re between 18 and 69 years old. If you’re between 55 and 79 years old, you can subscribe to Volta 55+.

Yes, there is no commitment period.

Yes, there is no commitment period.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Your coverage begins on the start date of your insurance, as long as the payment has been made.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Volta and Volta 55+ are personal accident insurance plans tailored to different age groups.

Volta is for individuals aged 18 to 69. Volta 55+ is designed for those aged 55 to 79. If you’re between 55 and 69, both options are available to you.

Both plans offer three subscription options: Simple, Regular, or Top. You can also enhance your plan with additional protection.

With Volta 55+, the main coverage shifts from death coverage to coverage for bodily injury expenses. Optional coverages include hospitalization expenses, funeral expenses, death, and more.

Subscribing insurances is easier through the app

Explore app
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Legal documents and other information

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Insurance product information document

Download
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General terms and conditions

Download
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Proposal form

Download
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Claim reporting

Download
¹In Portugal (cost of a call to the national landline network)
Abroad (cost depends on the contractual tariff agreement with the respective operator)

There are exclusions provided for in the policy.
This information does not replace the need to consult the legally required pre-contractual and contractual documentation.

Need help?

We are here for you

Ajuda Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
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Find the nearest branch
Find the nearest branch
Contactos Need to call us?
Call whenever you need to
Call whenever you need to
Ajuda
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos
Need to call us?
Call whenever you need to
Call whenever you need to