Personal Health Loan TAEG 8.1%
Focus on your health, leave worries behind
To finance VAT-exempt or reduced-VAT healthcare expenses and tax-deductible treatments
Branch only
Personal Health Loan TAEG 8.1%
Focus on your health, leave worries behind
To finance VAT-exempt or reduced-VAT healthcare expenses and tax-deductible treatments
Branch only
There’s always more to discover
A few more benefits
Life Insurance
Covers total and permanent disability due to accident
In the event of death, the insurer pays the insured amount to Millennium
80% of our Clients subscribe
Payment Protection Plan
Covers situations of unemployment, medical leave, or accidents
Includes salary protection plan
Includes compensation for death or permanent disability
Rates and charges
Now the math
The rate is fixed until the end of the contract term
Annual Percentage Rate of Charge (TAEG)
8.1%
Nominal Annual Rate (TAN)
7.000%
8.1% TAEG (annual percentage rate of charge) and 7.000% TAN (annual nominal rate) with monthly installments of €76.15, for a simulation of a €5.000 loan with an 84-month term. Total amount charged to the consumer: €6,484.60, including formalization fee (€150), interest and Stamp Duty for the use of credit on interest and fee.
These are the amounts and terms you can choose from
€1,000 to €3,000
24 to 48 months
€3,001 to €25,000
24 to 84 months
€25,001 to €75,000
24 to 120 months
And these are the charges and expenses
Formalization fee waived
Loan opening Stamp Duty
Want to apply for a Personal Health Loan?
Before you make a decision...
Assess the expense you plan to make, considering various factors.
Make sure the loan installments won’t compromise the budget of your household.
Verify the conditions of the loan and read all the pre-contractual and contract information.
If you change your mind after applying, you can cancel it on the website or app within 14 days.
1,2,3 and that’s it!
Applying for a loan is simple
Go to a Millennium branch
Go to a Millennium branch
and apply for your Personal Health Loan.
and apply for your Personal Health Loan.
Sign the documents
Sign the documents
after carefully reading them.
after carefully reading them.
Get the money in your account
Get the money in your account
after the loan is approved.
after the loan is approved.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have Millennium’s approval to the credit risk analysis
To have Millennium’s approval to the credit risk analysis
To have proof of medical expenses
To have proof of medical expenses
1,2,3 and that’s it!
Applying for a loan is simple
Go to a Millennium branch
Go to a Millennium branch
and apply for your Personal Health Loan.
and apply for your Personal Health Loan.
Sign the documents
Sign the documents
after carefully reading them.
after carefully reading them.
Get the money in your account
Get the money in your account
after the loan is approved.
after the loan is approved.
What do you need?
What do you need?
To be over 18 years old
To be over 18 years old
To have Millennium’s approval to the credit risk analysis
To have Millennium’s approval to the credit risk analysis
To have proof of medical expenses
To have proof of medical expenses
We might request the last 3 payslips, subject A's NIF and the IRS validation code. For requests over €25,000 these details are mandatory.
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