Home Renovations Loan TAEG 13.3%

Give your home a makeover with our help

To carry out renovations in your primary residence, secondary home, or rental property

Branch only

woman sitting on the floor in a house under renovation, with a laptop

Home Renovations Loan TAEG 13.3%

Give your home a makeover with our help

To carry out renovations in your primary residence, secondary home, or rental property

Branch only

Home Renovations Loan

Benefits How much is it How it works How to get it Related topics

Apply at a branch

Home Renovations Loan Apply at a branch

Apply for a loan to finance home renovations from €1,000 and up to €75,000

Choose the term between 12 and 84 months

Add insurance to your loan for protection in case of unemployment

With a fixed rate until the end of the loan you always know how much you’ll pay

There’s always more to discover

A few more benefits

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Life Insurance

Covers total and permanent disability due to accident

In the event of death, the insurer pays the insured amount to Millennium

80% of our Clients subscribe

Discover insurance

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Payment Protection Plan

Covers situations of unemployment, medical leave, or accidents

Includes salary protection plan

Includes compensation for death or permanent disability

View plan

The rate is fixed until the end of the contract term

Annual Percentage Rate of Charge (TAEG)
                    13.3%
                

Nominal Annual Rate (TAN)
                    10.500%
                

13.3% TAEG (annual percentage rate of charge) and 10.500% TAN (annual nominal rate) with monthly installments of €85.40, for a simulation of a €5,000 loan with an 84-month term. Total amount charged to the consumer: €7,417.60 including formalization fee (€150), interest and Stamp Duty for the use of credit on interest and fee.

These are the amounts and terms you can choose from

€1,000 to €3,000 12 to 84 months

€3,001 to €25,000 12 to 84 months

€25,001 to €75,000 12 to 84 months

And these are the charges and expenses

Loan opening Stamp Duty

Formalization fee - varies depending on the loan term:

Up to 24 months – 0.25% of the loan amount
Between 24 and 36 months - 1.50%
Over 36 months - 3.00% (up to a maximum of €1,000)

Plus Stamp Duty

The rate is fixed until the end of the contract term

Annual Percentage Rate of Charge (TAEG)
                    11.2%
                

Nominal Annual Rate (TAN)
                    8.750%
                

11.2% TAEG (annual percentage rate of charge) and 8.750% TAN (annual nominal rate) with monthly installments of €80.70, for a simulation of a €5,000 loan with an 84-month term. Total amount charged to the consumer: €7,022.80, including formalization fee (€150), interest and Stamp Duty for the use of credit on interest and fee.

These are the amounts and terms you can choose from

€1,000 to €3,000 24 to 48 months

€3,001 to €25,000 24 to 84 months

€25,001 to €75,000 24 to 84 months

And these are the charges and expenses

Loan opening Stamp Duty

Formalization fee - varies depending on the loan term: