Skip to main content
Login with User Code
User Code: this code is required to access your account through the website or the Millennium App
I don't have or remember this code

Invalid access data

Fill in the user code

Or with Digital Mobile Key

How does it work? Gov.pt

Not a Customer yet?

Open an account online
Código de Utilizador This code is required to access your account through the website or the Millennium App
(+351) 210 042 424
Available every day from 8am to 10pm.
Specialized support line for Corporate Customers.

Corporate Income / Capital Protection Insurance

Designed to protect employees and their families

With immediate financial support, monthly payments, and tax benefits for the company.
Learn more
Income / Capital Protection
Benefits Solutions Coverage Costs How to subscribe

Benefits

Why choose our protection?

Total protection for employees Financial support in the event of total and permanent disability caused by an accident, ensuring security when it matters most. Know more
Protection for the family Financial protection for designated beneficiaries in the event of the employee’s death.
Tax benefits for the Company Premiums are tax-deductible up to 15% of personnel expenses, provided the insurance covers the majority of employees (Article 43 of the Corporate Income Tax Code).
Extra safety for sports activities Optional coverage, available in both solutions, for accidents during amateur sports activities, whether at work or outside of work.
Total protection for employees Financial support in the event of total and permanent disability caused by an accident, ensuring security when it matters most. Know more
Tax benefits for the Company Premiums are tax-deductible up to 15% of personnel expenses, provided the insurance covers the majority of employees (Article 43 of the Corporate Income Tax Code).
Protection for the family Financial protection for designated beneficiaries in the event of the employee’s death.
Extra safety for sports activities Optional coverage, available in both solutions, for accidents during amateur sports activities, whether at work or outside of work.

Solutions

You have two options to choose from

Income Solution Immediate compensation and a monthly income for 5 years, with several options available.
Capital Solution Multiple options for immediate compensation.
Income Solution Immediate compensation and a monthly income for 5 years, with several options available.
Capital Solution Multiple options for immediate compensation.

Income Solution Coverage

Premiums vary based on the selected option and optional coverages

Income Solution

Option 1

Option 2

Option 3

Option 4

Income Solution

Total and Permanent Disability or Death (initial capital)

Option 1

€10,000

Option 2

€10,000

Option 3

€10,000

Option 4

€10,000

Income Solution

Monthly Income

Option 1

€250

Option 2

€500

Option 3

€1,500

Option 4

€3,800

Income Solution

Medical Treatment and Repatriation Expenses (Option A)

Option 1

€10,000

Option 2

€10,000

Option 3

€10,000

Option 4

€10,000

Income Solution

Medical Treatment and Repatriation Expenses + Sports (Option B)

Option 1

€10,000

Option 2

€10,000

Option 3

€10,000

Option 4

€10,000

Capital Solution Coverage

Premiums vary based on the selected option and optional coverages

Capital Solution

Option 1

Option 2

Option 3

Option 4

Capital Solution

Total and Permanent Disability or Death (initial capital)

Option 1

€10,000

Option 2

€25,000

Option 3

€50,000

Option 4

€100,000

Capital Solution

Medical Treatment and Repatriation Expenses (Option A)

Option 1

€10,000

Option 2

€10,000

Option 3

€10,000

Option 4

€10,000

Capital Solution

Medical Treatment and Repatriation Expenses + Sports (Option B)

Option 1

€2,500

Option 2

€2,500

Option 3

€2,500 / €25,000(1)

Option 4

€2,500 / €25,000(1)

(1) In the event of Death or Permanent Disability resulting from sports activities, the guaranteed capital is €25,000.

Costs

Premiums vary based on the selected option and optional coverages

Income Solution
Annual premium per insured person
from €30.32 from €30.32
Capital Solution
Annual premium per insured person
from €19.25 from €19.25
Monthly, quarterly, twice a year, and annual payment options are available (subject to minimum premium amounts per installment).

Subscription is available for employees aged 18 to 65. Contract coverage ends when the insured person reaches 70 years of age.

To subscribe to the Corporate Income / Capital Protection Insurance, talk to your Account Manager or visit one of our branches.

Where we are

Open your Corporate account

100% online

in minutes

hassle-free
Open account online
woman with a gray blazer and glasses, arms crossed, smiling
woman with a gray blazer and glasses, arms crossed, smiling

Legal documents and other information

Insurance product information document

Download

General and Special Conditions

Download

Subscription proposal

Download
Exclusions are provided in the policy.
Advertising. This information does not replace the legally required pre-contractual and contractual information.
Insurance Mediator and Insurer

Need help?

We are here for you

Looking for a branch?
Find the nearest branch
Find the nearest branch
Find a branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts
Looking for a branch?
Find the nearest branch
Find the nearest branch
Find a branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
View contacts