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Fleet Auto Insurance

The solution that organizes your fleet

A single policy with coverage and limits tailored to your protection needs.
car fleet
car fleet

Benefits

What you will find

No bureaucracy No need to specify a primary driver. The insurance adapts to whoever is behind the wheel of your vehicles.
One single payment The issuance cost is charged only once, no repeated fees and no surprises.
Woman sitting in a car with a laptop on her lap Woman sitting in a car with a laptop on her lap
Fast and simple changes Quickly update the vehicles included in your policy.
Flexible vehicle acceptance Coverage tailored to your needs, even for vehicles over 20 years old.
Woman talking on the phone and holding a notebook, leaning against an electric car that is charging Woman talking on the phone and holding a notebook, leaning against an electric car that is charging
Add vehicles as needed Include them at different times, according to your business needs.
Insurance for your entire fleet Protect all your company vehicles with a single policy and get discounts based on the fleet’s overall driving performance.
Split the policy premium With no additional costs, zero charges, and full flexibility for your company.
No bureaucracy No need to specify a primary driver. The insurance adapts to whoever is behind the wheel of your vehicles.
Woman talking on the phone and holding a notebook, leaning against an electric car that is charging Woman talking on the phone and holding a notebook, leaning against an electric car that is charging
Add vehicles as needed Include them at different times, according to your business needs.
One single payment The issuance cost is charged only once, no repeated fees and no surprises.
Insurance for your entire fleet Protect all your company vehicles with a single policy and get discounts based on the fleet’s overall driving performance.
Woman sitting in a car with a laptop on her lap Woman sitting in a car with a laptop on her lap
Fast and simple changes Quickly update the vehicles included in your policy.
Split the policy premium With no additional costs, zero charges, and full flexibility for your company.
Flexible vehicle acceptance Coverage tailored to your needs, even for vehicles over 20 years old.

How it works

Complete protection for fleet managers

Designed for private or corporate customers managing five or more vehicles.

Solutions tailored to your reality
This insurance provides risk-based, personalized management with competitive, market-aligned rates. It also ensures a quick and efficient quotation, adapted to your company’s needs.
Coverage for all types of vehicles
Including passenger cars, mixed-use vehicles, vans, heavy vehicles, articulated trucks, trailers, motorcycles, and more. No matter the size or composition of your fleet, it’s fully protected.
Valid in Portugal and optionally abroad
The insurance covers the entire territory of Portugal, with the option to extend to Spain, European Union countries (and those adhering to the Multilateral Guarantee Agreement between national insurance services), and other countries.

Coverage

Explore the options and choose the best for you

Option

Basic coverage

Basic coverage + FRB + QIV(1)

Basic coverage + Own damage

Option

Civil liability

Basic coverage

Included

Basic coverage + FRB + QIV(1)

Included

Basic coverage + Own damage

Included

Option

Vehicle occupants

Basic coverage

Included

Basic coverage + FRB + QIV(1)

Included

Basic coverage + Own damage

Included

Option

Roadside assistance

Basic coverage

Included

Basic coverage + FRB + QIV(1)

Included

Basic coverage + Own damage

Included

Option

Legal protection

Basic coverage

Included

Basic coverage + FRB + QIV(1)

Included

Basic coverage + Own damage

Included

Option

Glass breakage

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

Optional

Basic coverage + Own damage

Included

Option

Theft or robbery

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Optional

Basic coverage + Own damage

Included

Option

Collision, crash, and rollover

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Not included

Basic coverage + Own damage

Included

Option

Fire, lightning, and explosion

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Not included

Basic coverage + Own damage

Included

Option

Vandalism

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Not included

Basic coverage + Own damage

Optional

Option

Natural phenomena

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Not included

Basic coverage + Own damage

Optional

Option

Replacement vehicle (breakdown)

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

Optional

Basic coverage + Own damage

Optional

Option

Replacement vehicle (accident)

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Optional

Basic coverage + Own damage

Optional

Option

Luggage

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

Not included

Basic coverage + Own damage

Optional

Option

Loss of use

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

Optional

Basic coverage + Own damage

Optional

Option

Civil liability

Basic coverage

Included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Included

Option

Vehicle occupants

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Roadside assistance

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Legal protection

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Glass breakage

Basic coverage

Optional

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Theft or robbery

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Collision, crash, and rollover

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Fire, lightning, and explosion

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Vandalism

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Natural phenomena

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Loss of use

Basic coverage

Not included

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Civil liability

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Included

Option

Vehicle occupants

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Roadside assistance

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Theft or robbery

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Collision, crash, and rollover

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Fire, lightning, and explosion

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Natural phenomena

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Optional

Option

Civil liability

Basic coverage

-

Basic coverage + FRB + QIV(1)

-

Basic coverage + Own damage

Included

(1)Basic coverage + Theft or robbery + Isolated breakage of glass

Optional coverage amount and deductibles

Select the amount and deductible that suit your needs

Coverage

Values

Coverage

Civil liability

Values

€7,750M / €50M

Coverage

Vehicle occupants

Values

€10,000 / €15,000 / €25,000 / €50,000

Coverage

Glass breakage

Values

€1,000 / €1,250 / €1,500 / €2,500

Coverage

Loss of use

Values

€10 / €20 / €30 / €50

Coverage

Collision, crash, and rollover

Values

0% / 2% / 4% / 8% / 12% / 20%

Coverage

Fire, lightning, and explosion

Values

0% / 2% / 4% / 8% / 12% / 20%

Coverage

Vandalism

Values

0% / 2% / 4% / 8% / 12% / 20%

Coverage

Natural phenomena

Values

0% / 2% / 4% / 8% / 12% / 20%

Costs

The first premium receipt includes the following additional costs

Policy issuance
5.35 5.35
Green Card
1.25 1.25

Both amounts already include the applicable legal charges.

To learn more about Fleet Auto Insurance, get a quote, or subscribe, talk to your Account Manager or visit a branch

Where we are

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woman with a gray blazer and glasses, arms crossed, smiling
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Legal documents and information

Insurance product information document

Download

General and Special Conditions

Download

Insurance proposal

Download
There are exclusions outlined in the policy.
Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

Need help?

We are here for you

Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)
Looking for a branch?
Find the nearest branch
Find the nearest branch
Need to call us?
Call 21 004 24 24 (call to national landline)
Call 21 004 24 24 (call to national landline)