Electronic files for Businesses

In addition to choosing specific dates, you can also select one of the following periods:

• Last 3 days;
• Last week;
• Last 2 weeks;
• Last month;
• Last 3 months;
• Last 6 months.

If you need a period longer than 6 months, please contact your usual Millennium representative.

Files are always provided for complete calendar months. You can then request the files through the portal.

You can request account statements in these formats:

• Excel
• AFB120+
• MT940
• Norma43 Spain⁽¹⁾
• Cerg Finance⁽¹⁾
• BANCO
• SIFI
• Atlântico⁽¹⁾

⁽¹⁾ Each account transaction has an associated Cerg operation code. View here the list of codes.

Always check which format best integrates with your company's accounting or financial management system.

Each payment instruction in an IDOC/IML file sent to Millennium involves debiting the ordering Customer’s current account held with Millennium.

The beneficiary’s account must be held with another financial institution, either in Portugal or abroad. For transfers in foreign currency, the account cannot be held with Millennium or ActivoBank.

The ordering party, the beneficiary, or both must be non-financial institutions from the issuer’s perspective.

For immediate and automatic processing, the instruction must include the BIC/SWIFT and IBAN or, alternatively, the beneficiary’s account number.

To use this service, the Company must have a Cash Management Agreement linked to the Millennium account from which the transfers will be made.

Files can be uploaded through the Banking Operations section of the website or submitted through the Multi-bank Channel.

Transactions are processed on the date specified by the Ordering Party.

Only files that comply with the SWIFT MT101 format are accepted, with Millennium acting as the receiving bank.

Supported currencies:

• USD
• GBP
• CHF
• CAD
• PLN
• CHF
• NOK
• SEK
• RON
• JPY

The SWIFT MT101 format allows urgent transfers to be identified using tag 23E with the value “URGP”.

In these cases, currency conversion is not available: the transfer currency must match the currency of the Millennium account being debited.

The MT101 transaction must be authorized by the first processing date for the records included in the file, according to the following table: