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SEPA – Sending C2B Payment Files

One file, multiple payments

Combine your transfers in euros to Portugal and Europe into a single transaction.
Learn more
2 men and 1 woman, smiling, in a meeting room with a desk holding a laptop and papers

SEPA – Sending C2B Payment Files

One file, multiple payments

Combine your transfers in euros to Portugal and Europe into a single transaction.
Learn more
2 men and 1 woman, smiling, in a meeting room with a desk holding a laptop and papers
2 men and 1 woman, smiling, in a meeting room with a desk holding a laptop and papers
SEPA – Sending C2B Payment Files
Benefits How it works Features Step by step FAQs Related topics
Pay your national and international suppliers simultaneously in a single transaction
Multiple payments with just one debit, on the same day or scheduled for a date of your choice
Reduce costs and account transactions by combining multiple payments into a single instruction
Classify the operations according to the reason
Individual descriptions per transfer that provide the recipient of each transfer with the relevant information Learn more
Verify the payment results and print individual receipts to send to the beneficiaries

How does it work

Here’s how simple it is

File structure
Download the SEPA C2B payments layout, which is the essential supporting document for producing payment files.
Sending the file to Millennium
Log in to the website, access file upload area, drag and drop the file and that’s it. If the file is correct, a summary will be displayed showing the account to be debited, the processing date, the number of records, and the total amount.
Monitoring the process
Once the file is authorized, you can track its status on the website until the funds are credited. You can cancel it on the website up to the business day before the processing date. The total amount of the file is debited on the processing date.
Processing result
Three days after the file is processed, Millennium bcp is informed of the final status of the transfers and generates a return file with the result.
Issuing of receipts
Once the file is uploaded to the website, you can obtain the transaction receipt. The overall receipt becomes available on the business day following processing, and three business days after the file processing date, individual receipts for each transfer will be available as proof of funds delivery to the beneficiaries.
Trouble generating files
If you do not have access to computer equipment allowing you to generate this type of file, the website offers an online payment batch creation tool.

Features

What you should know to create a file

Illustration of a cerize file folder Illustration of a cerize file folder
C2B payment file structure
Learn more
illustration of a white speach bubble with a cerize exclamation point illustration of a white speach bubble with a cerize exclamation point
Mandatory information
Learn more
Illustration of a yellow file folder with a cerize and white check mark Illustration of a yellow file folder with a cerize and white check mark
How to fill out
Learn more
Illustration of a yellow file folder with cerize arrows Illustration of a yellow file folder with cerize arrows
Instant transfers file
Learn more

Step by step

It's easy making payments

Prepare
Prepare
the XML (C2B) file.
the XML (C2B) file.
Access the website
Access the website
and, in the Files section, drag and drop the file.
and, in the Files section, drag and drop the file.
Confirm the displayed file details
Confirm the displayed file details
and continue the authorization process.
and continue the authorization process.
Track the processing
Track the processing
through the account debit and download the receipts.
through the account debit and download the receipts.

Step by step

It's easy making payments

Prepare
Prepare
the XML (C2B) file.
the XML (C2B) file.
Access the website
Access the website
and, in the Files section, drag and drop the file.
and, in the Files section, drag and drop the file.
Confirm the displayed file details
Confirm the displayed file details
and continue the authorization process.
and continue the authorization process.
Track the processing
Track the processing
through the account debit and download the receipts.
through the account debit and download the receipts.

Check the current price list under Fees and Charges > Other Clients > Transfers.

View price list

Frequently asked questions

Questions? We’ll help

Transfers are exclusively available for SEPA countries. As Portugal is part of SEPA, it is possible to include domestic and cross-border payments in a single file.

Transfers are exclusively available for SEPA countries. As Portugal is part of SEPA, it is possible to include domestic and cross-border payments in a single file.

It’s very easy to convert a NIB into an IBAN — just add “PT50” to the beginning of the NIB. For example, the IBAN for the NIB 0033 0000 01234567890 02 is PT50 0033 0000 01234567890 02.

It’s very easy to convert a NIB into an IBAN — just add “PT50” to the beginning of the NIB. For example, the IBAN for the NIB 0033 0000 01234567890 02 is PT50 0033 0000 01234567890 02.

Transfers can only be made in euros.

Transfers can only be made in euros.

Yes. The C2B layout allows additional information to be included in each transfer record, such as the invoice number being paid, with a maximum limit of 140 characters.

Yes. The C2B layout allows additional information to be included in each transfer record, such as the invoice number being paid, with a maximum limit of 140 characters.

View more questions

Frequently asked questions

Questions? We’ll help

Transfers are exclusively available for SEPA countries. As Portugal is part of SEPA, it is possible to include domestic and cross-border payments in a single file.

Transfers are exclusively available for SEPA countries. As Portugal is part of SEPA, it is possible to include domestic and cross-border payments in a single file.

It’s very easy to convert a NIB into an IBAN — just add “PT50” to the beginning of the NIB. For example, the IBAN for the NIB 0033 0000 01234567890 02 is PT50 0033 0000 01234567890 02.

It’s very easy to convert a NIB into an IBAN — just add “PT50” to the beginning of the NIB. For example, the IBAN for the NIB 0033 0000 01234567890 02 is PT50 0033 0000 01234567890 02.

Transfers can only be made in euros.

Transfers can only be made in euros.

Yes. The C2B layout allows additional information to be included in each transfer record, such as the invoice number being paid, with a maximum limit of 140 characters.

Yes. The C2B layout allows additional information to be included in each transfer record, such as the invoice number being paid, with a maximum limit of 140 characters.

View more questions

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Need to call us?
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