Frequently asked questions about Equipment Leasing

A wide range of equipment can be financed through leasing, including:

• Heavy machinery for construction and public works
• Industrial machines and various types of machinery
• Electronic and IT equipment
• Agricultural equipment
• Equipment for retail and hospitality businesses
• Medical equipment
• Vehicles with a gross weight of over 3,500 kg (passenger and/or goods vehicles, trailers, etc.)
• Equipment from foreign suppliers
• Other types of equipment

The main advantages of equipment leasing include:

• Flexible financing conditions in terms of term, initial down payment, and residual value
• No Stamp Duty applied on credit opening or interest
• Possibility to deduct financial charges (interest) included in the instalments, in accordance with current legislation
• You can transfer the contract to someone else during its term
• VAT is applied to installments and fees at the legal rate (recoverable if the lessee is subject to VAT).

Equipment leasing is available to:

• Sole proprietors with a business activity
• Companies or equivalent entities looking to purchase vehicles for professional use
• Central, regional, or local public administration bodies

The usual duration of an equipment leasing contract ranges from 12 to 60 months, depending on the type of equipment and the Customer’s profile.

Yes, the equipment must be insured in accordance with the type of equipment being financed.

Yes, upon payment of the residual value specified in the contract, the equipment becomes the property of the company.

Yes, it is possible to include multiple pieces of equipment in a single contract, provided they are from the same supplier and are identified in the contract.