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Forte life insurance

True strength is living with protection

Coverage and diagnosis for serious illnesses up to age of 100
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Branch only

man sitting in an armchair, reading a book

Forte life insurance

True strength is living with protection

Coverage and diagnosis for serious illnesses up to age of 100
Pin Location O Black

Branch only

man sitting in an armchair, reading a book
man sitting in an armchair, reading a book

All the benefits

What’s included?

Serious illnesses Forte life insurance provides comprehensive coverage, guaranteeing the payment of an insured amount in the event of a serious illness diagnosis.
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Care services Includes at-home services, such as doctor visits and nursing care, available anytime. Additional services include at-home physiotherapy, at-home medical tests, and non-urgent transportation.
Fixed premium With Forte, you always know how much you'll pay: €20, €35, or €50 per month, depending on your option.
Death coverage An insured amount of €1,000 is paid to cover funeral expenses or other necessary costs.
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Subscription up to age 75 You can subscribe to the insurance between ages 50 and 75 and continue to benefit until age 100, ensuring lifelong protection.
Coverage up to age 100 Payment of the insured amount in the event of a serious illness diagnosis for individuals up to the age of 100.
Comprehensive illness coverage Forte insurance covers a wide range of serious illnesses, including cancer, heart attack, stroke, and Alzheimer's disease. It also covers malignant tumors, major neurocognitive disorders, Parkinson's disease and other specific Parkinsonian disorders, irreversible blindness, and total and irreversible paralysis of the limbs.
Easy sign-up Forte life insurance is accepted through a simplified medical questionnaire.
Serious illnesses Forte life insurance provides comprehensive coverage, guaranteeing the payment of an insured amount in the event of a serious illness diagnosis.
smiling mature couple in an embrace smiling mature couple in an embrace
Subscription up to age 75 You can subscribe to the insurance between ages 50 and 75 and continue to benefit until age 100, ensuring lifelong protection.
doctor speaking with a patient in a wheelchair doctor speaking with a patient in a wheelchair
Care services Includes at-home services, such as doctor visits and nursing care, available anytime. Additional services include at-home physiotherapy, at-home medical tests, and non-urgent transportation.
Coverage up to age 100 Payment of the insured amount in the event of a serious illness diagnosis for individuals up to the age of 100.
Fixed premium With Forte, you always know how much you'll pay: €20, €35, or €50 per month, depending on your option.
Comprehensive illness coverage Forte insurance covers a wide range of serious illnesses, including cancer, heart attack, stroke, and Alzheimer's disease. It also covers malignant tumors, major neurocognitive disorders, Parkinson's disease and other specific Parkinsonian disorders, irreversible blindness, and total and irreversible paralysis of the limbs.
Death coverage An insured amount of €1,000 is paid to cover funeral expenses or other necessary costs.
Easy sign-up Forte life insurance is accepted through a simplified medical questionnaire.

Protection and amounts

What’s covered

Coverage

€20

€35

€50

Coverage

Example for an insured person with an actuarial age of 60, with the monthly premium option of €35

€20

(2)

€35

The initial insured amount will be €24,402 (decreasing annually according to age)(2)

€50

(2)

Coverage

Insured amounts

€20

€1,000

€35

€1,000

€50

€1,000

(1) Invasive cancer, myocardial infarction (heart attack), stroke (CVA), Alzheimer's disease, Parkinson's disease, permanent limb paralysis, permanent and irreversible blindness

(2) Perform your simulation and learn about the serious illness coverage insured sum in the first ten years. Find out more at a branch near you

Assistances

And these are the assistance services

Assistances / Insured amounts

Insured amounts

Assistances / Insured amounts

Care service

Insured amounts

Unlimited with copayment €10 after triage

Assistances / Insured amounts

Care service

Insured amounts

5 times a year with prescription

Assistances / Insured amounts

Care service

Insured amounts

5 times a year with prescription

Assistances / Insured amounts

Care service

Insured amounts

Once a year with prescription

Assistances / Insured amounts

Care service

Insured amounts

Twice a year after triage

Guarantees and exclusions

Coverage summary

Forte protects you in case of…

Forte protects you in case of…

What is covered?

A payout of (€1,000) as specified in the Specific Conditions or the Individual Certificate for death coverage.

Forte protects you in case of…

What is excluded?

Among other situations described in the contractual conditions:

  • Intentional acts by the policyholder or beneficiaries;
  • Situations resulting from a criminal or administrative offense committed by the policyholder, insured person, or beneficiaries.

Forte protects you in case of…

What is covered?

The payout depends on the option you chose and the insured person's actuarial age when a serious illness (listed in the General and Special Conditions) is diagnosed.

Forte protects you in case of…

What is excluded?

Among other situations described in the General and Special Conditions:

  • Claims linked to pre-existing conditions.

Forte protects you in case of…

What is covered?

  • At-home doctor
  • At-home nursing
  • At-home physiotherapy services
  • Medical tests at home
  • Non-urgent transportation

Forte protects you in case of…

What is excluded?

Services not requested through the care services contact in the Individual Insurance Certificate, or those requested outside the contract period.

How to request care services?
Call (+351) 210 347 934, available 24/7. Standard charges apply for national landline calls.

Costs

Now the numbers

Ages and premiums
The premium is fixed for the entire duration of the contract
There are 3 different monthly premium options: €20, €35, and €50, which correspond to different levels of protection for serious illness coverage
Care services are always available with any of the options (€20, €35, €50), at any age
This life insurance also includes death coverage (€1,000), in addition to coverage for serious illnesses
The insured amount payable in the event of a serious illness diagnosis depends on the option chosen (€20, €35, €50), and the age of the person at the time of the diagnosis, decreasing annually:
Subscription age: between 50 and 75 years (actuarial age)
Coverage age: up to 100 years (actuarial age)
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For more information, please contact your Account Manager or visit a branch.
For more information, please contact your Account Manager or visit a branch.

Where we are

Subscribe insurance on the go with the app

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Legal documents and other information

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Insurance product information document

Download
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General and Special Conditions

Download
There are exclusions outlined in the policy.
Advertising. This information does not replace the need to consult the legally required pre-contractual and contractual details.

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Ajuda
Need help?
Here you can find the answer to all your questions
Here you can find the answer to all your questions
Localizador De Sucursal
Looking for a branch?
Find the nearest branch
Find the nearest branch
Contactos
Need to call us?
Call whenever you need to
Call whenever you need to